Can I claim back charges off a closed account???

aurora1_2

Can anyone advise? Can you still reclaim charges after the account has been closed? Would really appreciate advice on this.
Cheers

Dave_8631

Is it possible to claim charges on an account that has been closed,
i was with the RBS for 10 years and was given a few charges on this account, i payed back everything that was owed then they closed my account, i was just wondering if it was possible and help would be very helpful thanks.

Gweni_2

Please could someone answer this? I tried for months to get £700 of charges back from HSBC. They told me the sharky woman who made me suicidal had acted properly and I wouldn't get any more money; they sent me £100 as a 'goodwill gesture'.

I gave up at that point, and shortly afterwards moved to my 'parachute account' and eventually closed the HSBC one. But can I still go back and get money off them?

I will while waiting for an answer write to HSBC and ask for a list of my charges - surely if they send it to me it suggests that I could reclaim charges? Doesn't it??

Please let me know - and also the other poster who asked the same question.

A moral victory over HSBC would be no end of help to me!

Gweni

zorrodeje

:coffee: :think:

i have successfully reclaimed my bank charges back from barclays yippy!!! thank you for all theadvice from all you guys out there and i have been sharing the news to all that will stop to listen...

my question is can my partners claim bank charges from HSBC even though he closed his account a year ago... the reason he closed it was the charges but we were not aware of being able to claim at the time?
please if anyone pout there know if this is possible i would greatly appreciated knowing... we are to be wed in sep and any spare cash is of great benefit at this time..

take care

zorodeje

Edinburghlass_2

Edinburghlass wrote:

No, its not too late, if you no longer have the account number give your name, relevant addresses at the time the account was open and your date of birth and the bank should be able to trace the account.

Step-by-step Guides: Bank Charges: Reclaim Your Cash | Top New Bank Account Calculator: Charge them interest Template Letters: (right click and save) Ask for charge details |Initial letter | Second letter | Small claims note Get Updates On Important Changes: Free Weekly Money Tip

...................

garryt62

Is it worth asking for a refund from a bank account that you closed less than 6 years ago because you were not happy with the way they handled their charges ?

jcr16

i have some old closed accounts which i paid charges on , and i have a current credit card which has had late payment charges on few years ago.

firstly i used to have a studio account. i have paid it in full and closed it a barclays account which again paid off the over draft and closed - how do i find out charges which i occured on these , and i have a barclaycard credit card. not used but in the past i did receive charges ? how do i find out information on this also.

it is all so confusing. i think i can just about remember my barclays account number.

Edinburghlass_2

You need to send off the letter (with £10 cheque) asking for all information/statements to each of the cc/accounts you wish to claim on. If you don't know the account numbers give your name, relevant address and date of birth and they should be able to trace your accounts.

Addresses for most companies can be found in post 1 in the Reclaim Help Thread link in my signature.

rushcot

my daughter closed her account with nat west due to charges piling up but can find no record of her account amongst her paperwork since she moved. is there a way of finding out her account number so she could claim back charges?

Edinburghlass_2

As post 206 rushcot.