Welcome to the Reclaim Bank Charges Board

nel

hi jess

if you are sending the DPA request send £10 cheque to:-
Halifax Bank
Date Protection Manager
Trinity Road
Halifax
West Yorkshire
HX1 2BR


if you are sending the first request for your charges back send it to your branch

make sure you send them recorded delivery

nel

dustbag

Hello everyone,
I sent my Data Protection letter to Lloyds almost 30 days ago. Does anyone know of an email address I can contact them on just to ensure they have received it and basically to remind them I am counting the days!....The Lloyds website doesnt seem to forward with this info!
....I've also done the same with GE capital and ACE so email addys for them would be great too!
Thanks in advance.

twinstwins02

After requesting my duplicate statements and adding together the charges I sent letter 1 to Shenley Rd, London - NATWESt for £5412.00. The letter i tracked through royal mail was rec'd on 8.2.07 and up to now I have rec'd no correspondance. I have spoke to Shenely Rd staff ho have confirmed receipt of my letter but today have advised me it will be a further 3/52 till I hear anything else. Following Martin's advise I intend to press on and sent letter 2. However after double checking my duplicate statements I have realised that over a year was missing in the middle despite the page numbers corresponding. I wonder if this is a tactic being used? I no have the missing statements in my possession and there are another £1300 in charges. What do I do now add it to my £5412.00 and sent letter 2 or start again. Please advise.

ernie-money

Hi,
I'm sorry but I'm soooo confused! I am trying to reclaim PPI charges from my credit card company on the grounds that I could never have claimed on it anyway, as I'm self employed. I'm sure that I've seen a template letter for this somewhere, but I just can't find it - have searched the site, this forum and the other thread relating to reclaiming bank charges, but I can't find it!
I also want to claim back charges for a late payment for our old mortgage, already closed, but can I still do this and in that case is there a letter for that as well? Sorry, but I have spent over half an hour searching with no luck!

scoobysue_4

i am just filling out the moneyclaim form in an atempt to reclaim £855 back from the halifax, i havent included claiming interest in the total claimed section of the form but the charges for submitting the form for the above amount are £80.00 is this correct as yesterday it said £60.00 but it definately is £80.00 now any help with this geatly appreciated and i will proceed just as soon as i know the answer to my question. thanks in advance.

nickmack

scoobysue wrote:

i am just filling out the moneyclaim form in an atempt to reclaim £855 back from the halifax, i havent included claiming interest in the total claimed section of the form but the charges for submitting the form for the above amount are £80.00 is this correct

The fee is £80 for the amount you're claiming.

cruncher75

Hi just been reading up about all this on here i guess i need to send them a letter and £10 which i should of done in the first place. Coz what i did was ring abbey for my statements and they said there was a 6 to 8 week wait coz of huge backlog. so what abbey address would i need to send my first letter to

thanks

Jackswan_2

ernie-money wrote:

Hi,
I'm sorry but I'm soooo confused! I am trying to reclaim PPI charges from my credit card company on the grounds that I could never have claimed on it anyway, as I'm self employed. I'm sure that I've seen a template letter for this somewhere, but I just can't find it - have searched the site, this forum and the other thread relating to reclaiming bank charges, but I can't find it!
I also want to claim back charges for a late payment for our old mortgage, already closed, but can I still do this and in that case is there a letter for that as well? Sorry, but I have spent over half an hour searching with no luck!

try thisismoney.co.uk campaigns reclaim your ppi premiums, there are two
letter templates, one should suit you as you are self-employed.

Jackswan_2

I have claimed £409 back from Barclaycard, they have offered me £125 which
I declined, wrote telling them I would issue court proceedings. They responded by letter stating that they would not increase their offer and invited me to ring them. This I did and spoke to a senior person who admitted to me that she herself had reclaimed from her own bank default charges.
I suggested to her that Barclaycard would eventually have to pay me the full amount - her response flabbergasted me - "we can't make it too easy for you which is why we have adopted this attitiude towards the claimants to frustrate you."

Capital One Bank are adopting a not too dissimilar attitude towards as mere mortals

nickmack

Jackswan wrote:

I did and spoke to a senior person who admitted to me that she herself had reclaimed from her own bank default charges.
I suggested to her that Barclaycard would eventually have to pay me the full amount - her response flabbergasted me - "we can't make it too easy for you which is why we have adopted this attitiude towards the claimants to frustrate you."

This is exactly why the banks should be reprimanded by the courts for wasting time putting in defences they have no intention of seeing through.

They know they're in the wrong, yet they continue to try to frustrate their customers to stop them reclaiming. An absolute disgrace in my opinion.