Welcome to the Reclaim Bank Charges Board

cjbaps

I have been watching and watching and watching people saying how much they won! I thought, I can't be owed more than a couple of hundred - added it all up the other day and saw that I had paid out, mainly between 2001 and 2004 - £1953 in bank charges! I nearly fell off my chair!!! With interest - it comes to £2562.74!!! Thanks HSBC!!!

cjbaps

cjbaps wrote:

I have been watching and watching and watching people saying how much they won! I thought, I can't be owed more than a couple of hundred - added it all up the other day and saw that I had paid out, mainly between 2001 and 2004 - £1953 in bank charges! I nearly fell off my chair!!! With interest - it comes to £2562.74!!! Thanks HSBC!!!

Oh...and I have sent off the template letter claiming it ALL back - will keep you posted in the success board (if I am successful!)

daveczyzewicz

I recently tried to claim back £736 from Halifax only to be told in a letter today that they cannot waive charges when I have clearly breached terms and conditions, my next step will be to threaten them with court action I guess

feedering

daveczyzewicz wrote:

I recently tried to claim back £736 from Halifax only to be told in a letter today that they cannot waive charges when I have clearly breached terms and conditions, my next step will be to threaten them with court action I guess

Yes you need to send the standard letters prelim and LBA , If the fail to comply with these then you issue a claim against them in the small claims court, dont forget to include and court fees and sect 69 interest.

einyuk

scoobysue wrote:

i am just filling out the moneyclaim form in an atempt to reclaim £855 back from the halifax, i havent included claiming interest in the total claimed section of the form but the charges for submitting the form for the above amount are £80.00 is this correct as yesterday it said £60.00 but it definately is £80.00 now any help with this geatly appreciated and i will proceed just as soon as i know the answer to my question. thanks in advance.

hi,

if you are filling out your court claim now is the time to add the intrest on before you file, you can use the intrest calculator on the step by step guide on this site also add your court fees, postage fees, telephone etc,etc.


http://www.moneysavingexpert.com/cgi-bin/viewnews.cgi?newsid1141050760,24632,#interest

oliveoyl

i'm in the process of claiming charges back and i filed a claim with mcol a few days ago. the bank received the court papers, then sent me a letter saying they've reviewed my claim, and have refunded the charges (straight into my account), but they haven't added the interest on, nor the court fee. do i need to alter the claim with mcol or just leave it running for the time being please, or something else?

NO-BRAIN

sparkyspice wrote:

i dont find this site easy to use at all, although i know it's a great resource. can anyone tell me how to find any responses to my questions/posts? and why is the time always incorrect?

i am also new and have just worked out that you can find a listing of all your posts if you go to your profile section, but many people are just posting and not getting responses...not sure why that is?

nickmack

NO-BRAIN wrote:

i am also new and have just worked out that you can find a listing of all your posts if you go to your profile section, but many people are just posting and not getting responses...not sure why that is?

Firstly, there are alot of questions and the numbers answering are limited.

Secondly, many of the same questions are asked over and over, so those providing responses may skip these in the hope that the answers can be found in one of the stickys.

Sparrow_2

re bank charges , my bank, HSBC charges me an amount for missed standing orders or going over my agreed overdraft limit etc. I know that I can attempt to claim these back but it also charges me debt interest on my account when I am overdrawn. Should/can I attempt to claim this as well ?

Edinburghlass_2

You can't claim back interest for going overdrawn. Please see post 4 in the Reclaim Help Thread in my signature.