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LloydsTSB (merged)
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You will get the interest and the £30 back if you carry on so its up to you if you want to wait longer for your money and the time spent filling in the court forms.0
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Hi There
Last September i attempted to claim bank over £500.00 worth of charges, after sending my 1st letter i received a letter back explaining that they would not be refunding me my charges. I never pursued after this, is there anything else i can do to get back on track with getting back these charges or am i too late???
ThanksLight Bulb Moment - Jan '06
Debt Status as of Nov '06 in order of priority : -
Lloyds CC - £1534.56 @ 15.9% APR - to be paid by 15/12/06
HSBC Over Draft - £449.70 @ 15.9% EAR - to be paid by 12/01/07
HSBC Loan @ 12.9% APR - £10, 720.50
[STRIKE]Car Loan (Mum & Dad) - £580.00[/STRIKE]
[STRIKE]Car Finance - £3055.10[/STRIKE]
Medical Bill - £2437.50 - to be paid by 01/12/07 - interest free
TOTAL DEBT = £15,142.26:rotfl:0 -
CJ2512 wrote:Last September i attempted to claim bank over £500.00 worth of charges, after sending my 1st letter i received a letter back explaining that they would not be refunding me my charges. I never pursued after this, is there anything else i can do to get back on track with getting back these charges or am i too late???
You're not too late, just carry on with the process, refer to your previous letter if necessary.0 -
pandamania wrote:Hi soon2bwed
I had exactly the same letter this morning from Lloyds TSB minus the paragraph about the OFT because I didn't mention this in my letter claiming charges. I came on here to ask the same thing so thank you for confirming what I thought - that it is just a standard letter. So it's onto the next letter for us...:T
Can't find copy of the next letter anywhere, do you have a copy you can post for me please??
Thanks0 -
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I too am struggling. I have sent 2 letters now and am claiming £980. I have heard nothing back. I have called and called but know body seems to know how to get through to the department who are dealing with the claims. I get the feeling this is going to be a long process.
On a brighter note. I requested my partners charges from Natwest 3 weeks ago. They say a letter of offer is in the post! Hurray.
Outstanding Debt in 2005 = £32000 Outstanding Debt in 2007 = £28000
Debt Free Date = October 20160 -
I would start the mcol action now, they have had enough time to reply to you.“A budget is telling your money where to go instead of wondering where it went.” - Dave Ramsey0
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Thanks for the help,
What is mcol action?0 -
amount claimed £3256.00
amount offered £750.00
taking them to court for the lot £3256.00*interest:
will keep you postered
thankyou moneysavingexpert.com :0
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