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LloydsTSB (merged)

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  • You will get the interest and the £30 back if you carry on so its up to you if you want to wait longer for your money and the time spent filling in the court forms.
  • CJ2512
    CJ2512 Posts: 17 Forumite
    Hi There

    Last September i attempted to claim bank over £500.00 worth of charges, after sending my 1st letter i received a letter back explaining that they would not be refunding me my charges. I never pursued after this, is there anything else i can do to get back on track with getting back these charges or am i too late???

    Thanks
    Light Bulb Moment - Jan '06
    Debt Status as of Nov '06 in order of priority : -
    Lloyds CC - £1534.56 @ 15.9% APR - to be paid by 15/12/06
    HSBC Over Draft - £449.70 @ 15.9% EAR - to be paid by 12/01/07
    HSBC Loan @ 12.9% APR - £10, 720.50
    [STRIKE]Car Loan (Mum & Dad) - £580.00[/STRIKE]
    [STRIKE]Car Finance - £3055.10
    [/STRIKE]
    Medical Bill - £2437.50 - to be paid by 01/12/07 - interest free
    TOTAL DEBT = £15,142.26
    :rotfl:
  • nickmack
    nickmack Posts: 4,435 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    CJ2512 wrote:
    Last September i attempted to claim bank over £500.00 worth of charges, after sending my 1st letter i received a letter back explaining that they would not be refunding me my charges. I never pursued after this, is there anything else i can do to get back on track with getting back these charges or am i too late???

    You're not too late, just carry on with the process, refer to your previous letter if necessary.
  • pandamania wrote:
    Hi soon2bwed

    I had exactly the same letter this morning from Lloyds TSB minus the paragraph about the OFT because I didn't mention this in my letter claiming charges. I came on here to ask the same thing so thank you for confirming what I thought - that it is just a standard letter. So it's onto the next letter for us...:T

    Can't find copy of the next letter anywhere, do you have a copy you can post for me please??

    Thanks
  • soon2bwed wrote:
    Can't find copy of the next letter anywhere, do you have a copy you can post for me please??

    Thanks

    All the links to the letters you might need are on this site here or you can try the Consumer Action Group site.

    hope this helps

    pandamania
  • DMK
    DMK Posts: 8 Forumite
    I too am struggling. I have sent 2 letters now and am claiming £980. I have heard nothing back. I have called and called but know body seems to know how to get through to the department who are dealing with the claims. I get the feeling this is going to be a long process.

    On a brighter note. I requested my partners charges from Natwest 3 weeks ago. They say a letter of offer is in the post! Hurray.

    Outstanding Debt in 2005 = £32000 Outstanding Debt in 2007 = £28000

    Debt Free Date = October 2016
  • tiff
    tiff Posts: 6,608 Forumite
    Part of the Furniture Combo Breaker Savvy Shopper!
    I would start the mcol action now, they have had enough time to reply to you.
    “A budget is telling your money where to go instead of wondering where it went.” - Dave Ramsey
  • DMK
    DMK Posts: 8 Forumite
    Thanks for the help,

    What is mcol action?
  • nickmack
    nickmack Posts: 4,435 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    DMK wrote:
    What is mcol action?

    Money Claim Online
  • amount claimed £3256.00
    amount offered £750.00
    taking them to court for the lot £3256.00*interest:
    will keep you postered
    thankyou moneysavingexpert.com :
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