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LloydsTSB (merged)

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Comments

  • lindilou39
    lindilou39 Posts: 927 Forumite
    Beate wrote: »
    Letter Before Action. It is the template for the "give me the money back or I will go to court" letter.
    heh you read wrong then lol

    Lin
  • mand001
    mand001 Posts: 5 Forumite
    Ok thanks - i done that in my last letter which i sent sayin i was not happy with the response they gave me previously and if they didnt reconsider their decision i would take to court
  • Boona_2
    Boona_2 Posts: 7 Forumite
    lindilou39 wrote: »
    If you actually manage to reclaim any charges then I think his debt will be settled first before you even get anything..

    Lin


    Fortunately (and this is the only time in his life that he was sensible) the loan was covered by the insurance which, to their credit, Lloyds didn't quibble about.

    Now we just have to see whether the executors can reclaim or whether you have to be the living account holder.

    I live in hope
    Boona
    Official DFW No 532
    Proud To Be Dealing With My Debts
    It is not a credit card it is a DEBT CARD!
    LBM 9/6/07

    budget done:j and 5 year repayment plan in place:rolleyes:
  • Beate
    Beate Posts: 3,522 Forumite
    Part of the Furniture Combo Breaker
    Well, I read his post that he said he had sent a letter saying he wasn't happy with their response to his first letter and that he would take them to court. That would make two letters so he would be fine in going ahead filing a claim. If I am wrong then I have misread. Maybe the OP could clarify?
    Reclaimed thanks to this site:
    £175 Abbey Mortgage Repayment Fee, £170.03 Capital One Bank Charges £418.07 Lloyds TSB Bank Charges, £2,671.55 Mis-sold Endowment Policy, all for OH
  • Beate
    Beate Posts: 3,522 Forumite
    Part of the Furniture Combo Breaker
    Ah the clarification was done while I was posting - seems I read it correctly after all.
    Reclaimed thanks to this site:
    £175 Abbey Mortgage Repayment Fee, £170.03 Capital One Bank Charges £418.07 Lloyds TSB Bank Charges, £2,671.55 Mis-sold Endowment Policy, all for OH
  • i received my 'notice of transfer of proceedings 'letter today from northampton court. guess now i'm to sit tight and wait for my court date.. is that right.?
  • Hi
    I just wanted to say that I posted a request yesterday for advise as Lloyds were going to defend the case, and lo and behold.
    The very next day I receive a letter from the solicitors (S, C & M) offering me the full amount, almost 4K un flippin believable.
    So theres hope yet for everyone else.
    Hope I get the same reaction to my second claim

    Laters
  • dmg_3
    dmg_3 Posts: 18 Forumite
    RossHarris wrote: »
    i received my 'notice of transfer of proceedings 'letter today from northampton court. guess now i'm to sit tight and wait for my court date.. is that right.?
    Yep - that's all I did and 2 weeks later have my court date set - exciting times!
  • ellenb
    ellenb Posts: 2 Newbie
    Hello, I wondered if anyone could help. I have gone through the recaim process and the bank have issued a defence motion and I am awaiting a court date. Can anyone tell me if they have been in this situation and what they did? Just a little worried and could do with some more info and advice? The bank is lloyds TSB.

    Thanks
  • lindilou39
    lindilou39 Posts: 927 Forumite
    ellenb wrote: »
    Hello, I wondered if anyone could help. I have gone through the recaim process and the bank have issued a defence motion and I am awaiting a court date. Can anyone tell me if they have been in this situation and what they did? Just a little worried and could do with some more info and advice? The bank is lloyds TSB.

    Thanks
    There is a few of us in the same situation ellen, i too am waiting on further directions from the court, so do nothing till then.


    Lin
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