LloydsTSB (merged)

princesskez26

mrs-d wrote: »

Thanks Kez was thinking to do that and also put it FAO Debbie Gilbert. Team manager who sent the reply.

Your welcome :j She's the one who sent me my reply aswell,

Kez

SJAspinall

And mine, i wonder if they employ her as a home worker to stuff envelopes full of standard reply letters.

princesskez26

SJAspinall wrote: »

And mine, i wonder if they employ her as a home worker to stuff envelopes full of standard reply letters.

:rotfl: :rotfl: :rotfl:

dj9928

Judgement was passed today, how long does the bank usually have to pay up before I send in the debt collectors and do they usually mess around at this stage?

There solicitor said it will get paid into my account but its closed so he said they would pay of the remainder of my overdraft and send out the rest in a cheque, But surely its up to me if I want to pay of this overdraft with this money? I mean I have been paying it of in installments with no problems.

princesskez26

dj9928 wrote: »

Judgement was passed today, how long does the bank usually have to pay up before I send in the debt collectors and do they usually mess around at this stage?

There solicitor said it will get paid into my account but its closed so he said they would pay of the remainder of my overdraft and send out the rest in a cheque, But surely its up to me if I want to pay of this overdraft with this money? I mean I have been paying it of in installments with no problems.

Unfortunately not no, if there is any debt outstanding on the account then they have the right to offset any money claimed against this, you will be sent the remainder of the money by means of a cheque if the account is closed.

LozBingley

dj9928 wrote: »

Judgement was passed today, how long does the bank usually have to pay up before I send in the debt collectors and do they usually mess around at this stage?

There solicitor said it will get paid into my account but its closed so he said they would pay of the remainder of my overdraft and send out the rest in a cheque, But surely its up to me if I want to pay of this overdraft with this money? I mean I have been paying it of in installments with no problems.

You should get a cheque within 2 weeks, any longer and you need to progress collection with the court. They are within the rights (I believe) to reduce the amount by any amount owing to them.

dj9928

Well if this clears the debt surley my default should removed also, Right or wrong? I mean I have not been able to get one bit of credit due to this default

purplenicky

Just checked my account on-line and thought it was wrong!. Looked on my statement and £750 has been paid in from Llyds as a goodwill gesture. Considering they only owed me £705 I think it was very goodwill!!!

princesskez26

purplenicky wrote: »

Just checked my account on-line and thought it was wrong!. Looked on my statement and £750 has been paid in from Llyds as a goodwill gesture. Considering they only owed me £705 I think it was very goodwill!!!

Woo Well Done :j :j :j

Were they quick in paying this ?

Kez

purplenicky

3 months from first letter