LloydsTSB (merged)

princesskez26

K5661678 wrote: »

I am at the stage where LloydsTSB's solicitors have acknowledged my claim and intend to defend all of it. I am a little scared now. What do you think, will it go to court?

Thanks,

Kam

I'm at exactly the same stage as you, they've acknowledged with the intent to defend all of the claim :rolleyes: from what I read on here, once you get a court date they begin to settle the claims, they have until friday to defend then, hopefully they wont so I can request judgement (heres hoping) :rotfl:

Kez

lindilou39

K5661678 wrote: »

I am at the stage where LloydsTSB's solicitors have acknowledged my claim and intend to defend all of it. I am a little scared now. What do you think, will it go to court?

Thanks,

Kam

Dont want to worry you but I have found that when they intend to defend the whole amount claimed they generally do put in a defence, they had till 7th June to defend and they defended about 4th june, I was expecting it so I declined logging into mcol until curiousity got the better of me. I think LloydsTsb defence have little timers attached to their computors that go ping ping ping when its time for them to defend lol, try not to worry, I have panicked manically over some of the complete C**k ups i have made, am just glad they never asked me to supply a breakdown of charges because I C**ked that up completely, good jobby you can amend it.

Lin

Northern_Chap

Puzzled, I wrote to lloyds claiming 1203 in charges, and threated with court. No reply. Then i went and applied via MCOL for a court hearing and paid £120. Last week i got a payment from Lloyds of £750 as final offer, today i have recived another £573 in my account with no letter. Whcih means that they have paid my claim and court costs before the 28 days for them to reply is up. Is this a new tactic? I take it now i contact MCOL and cancel the process?

purplebiro

Hi,

I am just about to submit my claim online against Lloyds for just under £2300 (inc interest and courts charges) after folowing the proper procedures.

Looking at all the posts above my guess is that Lloyds will submit a defence and I'd like to be prepared (not least becuase I will be very busy in the next month).

What will I need to send to the courts? I have copies of all the letters I have sent and received in the process of starting the claim and the speadsheet but no copy bank statements (Lloyds sent me a list of charges rahter than statements).

Thanks in advance for any help.

Northern_Chap

purplebiro wrote: »

Hi,

I am just about to submit my claim online against Lloyds for just under £2300 (inc interest and courts charges) after folowing the proper procedures.

Looking at all the posts above my guess is that Lloyds will submit a defence and I'd like to be prepared (not least becuase I will be very busy in the next month).

What will I need to send to the courts? I have copies of all the letters I have sent and received in the process of starting the claim and the speadsheet but no copy bank statements (Lloyds sent me a list of charges rahter than statements).

Thanks in advance for any help.

Have you had any payments from Lloyds yet? As if you contact the andover office and advise you are still not happy they have dealt with your claim in a correct way, you may get some money back.

purplebiro

Northern_Chap wrote: »

Have you had any payments from Lloyds yet? As if you contact the andover office and advise you are still not happy they have dealt with your claim in a correct way, you may get some money back.

I've had nowt! I had a standard reply to my initial request for replayment with schedule of charges and have had no reply to my letter saying I do not feel I have had a satisfactory response and notification that intend to claim if I don't hear anything within 14 days. Today is the 14th day after I sent that letter.

All communication has gone to Andover.

lindilou39

purplebiro wrote: »

Hi,

I am just about to submit my claim online against Lloyds for just under £2300 (inc interest and courts charges) after folowing the proper procedures.

Looking at all the posts above my guess is that Lloyds will submit a defence and I'd like to be prepared (not least becuase I will be very busy in the next month).

What will I need to send to the courts? I have copies of all the letters I have sent and received in the process of starting the claim and the speadsheet but no copy bank statements (Lloyds sent me a list of charges rahter than statements).

Thanks in advance for any help.

Do you have online banking?

purplebiro

lindilou39 wrote: »

Do you have online banking?

Yes, but it only goes back at most two years - most of the charges were three/four years ago.

lindilou39

purplebiro wrote: »

Yes, but it only goes back at most two years - most of the charges were three/four years ago.

Its still worth printing those off, trouble is some of the templates ask you to request from your bank the last 6 yrs charges that have been applied to your account, they gave me the first 2 years in statement form but I have no excuse as I can go online and backtrack the last four years, is it possible you have lost statements?? and when did you apply for online banking or paperless statements??

Lin

purplebiro

lindilou39 wrote: »

Its still worth printing those off, trouble is some of the templates ask you to request from your bank the last 6 yrs charges that have been applied to your account, they gave me the first 2 years in statement form but I have no excuse as I can go online and backtrack the last four years, is it possible you have lost statements?? and when did you apply for online banking or paperless statements??

Lin

I have indeed lost the statements (or, more to the point, I didn't keep them - burying my head in the sand). I will print off what I have online but hardly any of the charges will be on those pages. Should I call the bank and ask for copy statements? Will the list of charges the bank sent me after my initial request not do?