LloydsTSB (merged)

Kurt_Hamster

Standard letter, total BS, timewasting - the first step in putting off the claimant.

blue_meany

The banks need to know that in the words from the prisoner " I am not a number" etc
Keep right on!!

liddled

Steveod wrote: »

Hi,
hope someone an help. We have a five month old baby and are finding it difficult to make time to eat, let alone make sense of bank charges.

I have written to the TSB detailing all my charges and sent my letter with statements enclosed.

I received a letter back last week which said:

"The office of Fair Trading has published new guidelines on credit default charges. We are still talking it through with them, but the important point is that the guidelines are about 'default charges' that people pay when they break an agreement with us. This doesn't apply to your charges as these were for dealing with your request to go over your agreed overdraft limit. They are not default charges because you haven't broken your agreement. They are the prices for the service we provide in these situation."

I can't seem to make much sense out of this, as my charges were for going over my over draft. bouncing cheques and direct debits that I didn't cover. Are Lloyds just trying to baffle me? They also go on to suggest that if I need a copy of my statements I should send them £10 but I have already done this in the letter they are corresponding to.

Can anyone please shed any light on this?
Regards
Steve -tired and poor-

Ignore this letter its standard bullsh** from LTSB, go onto the next stage.

Good Luck

liddled

shoe wrote: »

hi all
i am in the same position i have heard nothing i am just awaiting a court date my file is still with the district judge ......i just feel like packing up this as been a long path .....

Hope you are well, what stage are you now, they have until the 4th of June to defend my case after they acknowledged. I'm sick of waiting, but I'm preparing more evidence against them and will let you have this when its complete.

Good Luck

adwozere

Hi
I got a letter today which said by case has now been transferred to my local court at colchester, but it also said I might have to pay a 'Allocation Fee'.

Dose anyone know if I will have to pay this and how much it will be.

And now this has been transferred how long will it take to get a court date?

Kurt_Hamster

adwozere wrote: »

Hi
I got a letter today which said by case has now been transferred to my local court at colchester, but it also said I might have to pay a 'Allocation Fee'.

Dose anyone know if I will have to pay this and how much it will be.

And now this has been transferred how long will it take to get a court date?

Yes you have to pay an allocation fee regardless of whether or not you fill out an allocation questionnaire. It is reclaimable though.

NicolaT

I need some help. I have received the letter from the banks solicitors and it says i have to pay an extra £100. When do I pay this? Also everyone is talking of bundles but I have not been told to do this.. Do i wait for them to ask me to send this in. And what should I put in this?

Thanks loads

LIVERBIRD_3

Can anyone help ? I am Claiming £2130.00 from lloydstsb , I have filed a claim but they have not acknowledge it , so i have started judgement does this mean i have won ?:confused I haven't had any letters of them since the first letter i sent.
If this means i have won does anyone know how long it takes to recieve the money?

Im really comfused , can anyone help

offass

I have just successfully filed against Lloyds TSb and had to take it to the apply to court stage before they settled out of court by putting £570 directly into my bank account. I could have challenged this and gone for the full amount by refusing to accept a part settlement but as it is near to the amount claimed its not worth the hassle. If your claim was filed over 14 days ago you can apply to the court for a judgement when the bank has failed to answer the claim. Fill in form N225 and return to the court.

jrobinson4

jrobinson4 wrote: »

LTSB have put in a defence to my claim. Was contacted by them on Friday, not the solicitors, and was told that they think I am only owed £400, not the £4,603 we are claiming for, and that they would settle at that. Told the idiot I would see them in court and asked that they file their paperwork asap as I don't want them to stall on this part.

Is this a new tactic?
Jo

anybody else had this??
Jo