LloydsTSB (merged)

liddled

missc wrote: »

gutted for ya matey - never mind stay focussed - remember they acknowledged mine but never defended

Thanks for the vote of support, as they have acknowledged they know have until June the 4th to defend, and I go on holiday on the 8th for 2 weeks I could have done with the cash.

The news link is excellent..

johnnynonails

hi guys just got threw to the tsb at andover whay hey lol sum 1 answered thought it was going to be busy forever lol but the guy was nice and said my case was going to be looked at on the 30th of may i sent me second letter and the time is up but seen as i have moved to monthly pay cant afford just yet to take them to court as i get paid the last day of the month,so i thought i would just try ringing so im going to give them till the 5th of june to see if he was being truthfull and he said a offer would be in the post after the 30th of may and i did ask about the charges i have occured since i put my claim in and he said they will look at them 2 so im just going to have to wait till then, but just to say there is sum 1 on the other end of the line if u do ring , think its just a case of getting lucky if they answer u cheers john

liddled

Johanna42 wrote: »

Dear Team,

I started my “fight” with Lloyds Bank TSB regarding my bank charges on the 23rdMrach 2007. On the 19th April 2007 I received a letter from them , apologising that they did not received my letter of 23/03/2007!(A day after I sent the second letter registered and 1st class post)
In my second letter I stated that I am taking them to court and I also enclosed a copy of my previous letter and schedule of all the charges again.
As attachments I am enclose a copies (scanned) of there 1st letter and then their reply about the cost of sending D/D and cheques bank.
In this letter they talk about credit card charges (I haven’t got one!) My charges or prices are for service they provide.
Further more I do not need and I did not ask them for statements because as you can see I have the info and even the bank statements numbers.

Statement
Page O/D Ex Fee Unpaid D/D Total
xx Totals 465.00 540.00 1005.00

Please help me !
It seems as if Lloyds is not going to pay. Please put me in touch with a person that I can talk too.
Regards
Hantie
Ps I did go to the forum regarding claiming and basic bank account but I need more help.
Have a nice day
(How do I copy the Letters received as attachments for somebody to read?) Very Stupid me!

This is the standard reply to all, they try to put you off saying the charges are for the service that they provide and not what you are trying to claim for.

They must have had these letters printed in bulk.

If you look at this thread earlier in the pages someone typed up the full letter.

Stick at it and follow up with your next letter but make sure you stick to the time scales.

Good Luck

BiziBruja_2

Please can I have some advice.

I have done to the letter what is suggested here.

After my first 'NO' letter I sent another letter asking 'without prejudice' for a settlement. I gave them 14 days to reply and that was up last friday, so can I get some advice on what next to do please?

Do I simply write again, enclosing a copy of my last letter and ask them for a speedy reply?

I knew that of after the first letter you carried on regardless, so I did so is my next step a letter saying that becasue they ignored my last letter it is my intention to take them to court if I have heard nothing within 14 days and then go ahead and do it?

Also has anyone used the interent link on Martin's page to legally take people on????

Any help would be great

Liz x


PS Go Marin GO!

becky27

hi just wondering if anyone can help me? i'm going through the court stages with Lloyds tsb and my claim has been defended. I really cant be bothered with them dragging this out and wanted to know if anyone knows if it would be ok to write another letter asking for them to settle out of the court for say £950 when i am actually claiming £1044,if this is acceptable where do i send the letter? and can anyone help me out with what i shoud write?
many thanks Becky x

saversarn

busby1969 wrote: »

Heh heh.....I had a letter today from Lloyds soliciters and they ' want to enter into negotioations' ..........lol:beer:

So keep going

Kelly

Wow, how long did it take you to get to this stage?
Have you a court date yet?

Sandra

jimikewl

I have been following the MSE :money: procedure to attempt to claim about £1200 and have just had my claim acknowledged by Lloyds through the Moneyclaim site (on the 14th day might I add!!).

They have also sent me a letter on the 11th May, referring to my second and last letter dated the 16th March, to say that they have nothing more to add to their initial response that basicly said the charges were not default charges!?!?! (although they were for being overdrawn, unpaid DD's, etc.) They now say that the case is in the hands of their solicitors.

I now understand that they have 28 days from the date of the claim being served to file a defence. I'm going over all my details to ensure I haven't missed anything and that my case is water tight.

However, I can't help feeling nervous now that they have solicitors involved and I am concerned that they have me on a legality of some sort. What do I do now as I'm not sure I'll be able to fight against the legal big boys? I've never been in court before!?!?!

jen1972_2

You'll be fine mine with lloyds was transferred to local court nearly 6 weeks ago now and i'm still waiting for court date, there are loads of us in same postion these big boys never turn up in court they just wanna scare you to back out, just make sure you have all correspondance since you start claim and you statements cause they have got a leg to stand on

Cue147

Yeah nothing to worry about really...
Mine has just be defended so will be going to local courts, its just another step with LLoyds.
BBC News had an article about all this yesterday, basically saying the courts are getting fed up with the banks and should pay up before it gets to this situation.

jimikewl

I'm not sure I can argue my case in the formal surroundings of a court. My orating skills are not exactly brillient!

Thanks for the vote of confidence but I'm still bricking it! :T :T :T

Has anyone got any good tips in the event of going into court and how do the proceedings take place?