LloydsTSB (merged)

GeordieBloke

So (and forgive mr thick Geordie here!) my original claim was for £3,238.50 which is purely charges. When Lloyds don't respond and force me to claim through the courts, am I then allowed to claim that £3,228.50 PLUS the interest which would have gained over the years PLUS the cost of the court charges? Or do I still just have to file the claim for my original amount?

Would be a nice bonus if I can whack on the interest on top! That would teach them to mess us around!

justlaugh2

GeordieBloke wrote: »

So (and forgive mr thick Geordie here!) my original claim was for £3,238.50 which is purely charges. When Lloyds don't respond and force me to claim through the courts, am I then allowed to claim that £3,228.50 PLUS the interest which would have gained over the years PLUS the cost of the court charges? Or do I still just have to file the claim for my original amount?

Would be a nice bonus if I can whack on the interest on top! That would teach them to mess us around!

Yes thats right!

CHARGES + INTEREST+ COURT FEE

Good Luck

Taffyfella

missc wrote: »

thats just fan bloody tastic - well done - its all been worth the long hard slog once you can see the readies.

went onto mcol today and the judgement has been issued so i've just gotta wait and see what happens next

I posted to you when you first came on here. I have followed your story and noticed you had filed judgement against Lloyds, nice 1!

Like you say, until the dosh is in the a/c showing nice and ready to spend it's not WON....

I will be sincerley happy for you missc when you get your ££ as you can catch up with yourself.

Good luck and I will watch in anticipation over the next week or so for your success story. I'm sure your story will be an essay, more so than mine lol!!

Taff

Taffyfella

liddled wrote: »

Well Done, I hope the rest of us are successful....

Stick with us you may be able to give us more advice..

No worries liddled, if you need any stern advise then post or PM me and I will only be to happy to help.

Good luck with your claim, essentially it's just a waiting game.

Taff

Taffyfella

kathykat wrote: »

HI taff

good to know i have your help for a bit longer, i think i will use mcol looks like it has worked for alot of peolpe on here so i will give it a go. going to see what the post brings today and then i think its time to do it abit unsure about it but will get on with it anyway after all it is my money. I bet as soon as i put in my claim i get that letter, so you like this don't you good luck with your credit cards. keep us informed on who you get on with that,:money: :money: :money:

I like this? Yea I bloody love it!!!!

kathykat when your ready to submit online give me a shout on a post or PM me and I have the perfect particulars of claim you can use. I spent forever trying to find the right particulars that would fit into MCOL, as the normal court process gives you more room. It's sharp, snapy to the point and will give Lloyds a difficult defence!


Rock on kathykat!

Speak soon

Taff

liddled

GeordieBloke wrote: »

So (and forgive mr thick Geordie here!) my original claim was for £3,238.50 which is purely charges. When Lloyds don't respond and force me to claim through the courts, am I then allowed to claim that £3,228.50 PLUS the interest which would have gained over the years PLUS the cost of the court charges? Or do I still just have to file the claim for my original amount?

Would be a nice bonus if I can whack on the interest on top! That would teach them to mess us around!

I'm thinking the same may be because I live close to Geordie land. I orginally asked them for my charges back however now that I have filed the claim on MCOL I have requested charges + interest + costs = PI** UP.... if successful!!!

Good Luck..............

jennyowen

Has anyone got the money back from Lloyds without going through MCOL and just waiting??

Cue147

My MCOL still say's

Description: Money owed by bank
Defendant: Lloyds TSB Bank Plc
Claim: Issued(23/04/2007)
Judgment: Start
Warrant:

They have untill Saturday night, they are leaving it late. They definately know i have sent the small claims courts in becuase i have the standard '' i see you have court proceedings against us'' letter.

kathykat_2

Taffyfella wrote: »

I like this? Yea I bloody love it!!!!

kathykat when your ready to submit online give me a shout on a post or PM me and I have the perfect particulars of claim you can use. I spent forever trying to find the right particulars that would fit into MCOL, as the normal court process gives you more room. It's sharp, snapy to the point and will give Lloyds a difficult defence!


Rock on kathykat!

Speak soon

Taff

Hi taff

I have already submited online with the particulars that martin had in the tamp letter but thank you for that, now i have to wait for judgement how long does this take? Have you started with your cards yet, would you send me your particular anyway so i can have a read.:cool: :cool:

pinkysmum

finally had the list of charges from past 6 yrs on other half's account today, tho only 2 days over the 40 day limit so not bad.

have just gone through them all and put into the int calc on this site - £815.01 altogether - and he said he wasn't bothered!!!! think he will be when he realises how much!! AND there's no consistency with the amount of each charge?!?!? charges of £20, £25, £32, £40 what is that all about?!?!?!

and we had y'day chq from a&l refund of charges + court fee - £305

so keep at it all!!

will keep posted