LloydsTSB (merged)

TheOne

Hi I sent a 'letter before action' (stating I would settle for a slightly lower amount) to LLoyds tsb, to their recovery centre, Andover. I haven't had a reply, now what? Do I go to MCOL? I can't really afford to do that until the end of the month. Does it matter if I leave if for a bit? Is there a time limit between actions?
Thanks.

Oh also. If it does get to the MCOL stage. Can I recalculate the charges/interest, because the amount of interest (at 8%) will of changed from the date of my original letter to today (or to when I commence MCOL). Also they have charged me some more, so I will be adding them on.

PS. It's worth noting that LTSB do charges at least 1 month in arrears. For example; If you go O/D in February and in March and not in subsequent months you will get charged in April / May at least.

missc_3

well judgement requested 9th may - will issue it at 10am according to system - will expect fun and games in the quest to get my hands on the actual monies.

not sure what route i actually take now - will have to have a read around ths site or if anbody knows the crack i'dd appreciate any help

cheers all

Lesley26_2

did the same to me. Complained to my branch and they refunded the £10 in cash. I had found my statements by then so didn't persue it. However they can only charge you once as it is their mistake.

Best of luck

Taffyfella

kathykat wrote: »

Thank you for that i started 16/03/07 so hopefully i hear something this week did you get offered court fee back from the bank. Not to happy about having to pay out £120 it feels like another bank charge:rolleyes:

If you win, which you will, Lloyds have to pay your court fee. This is added on top of your claim.

Taff

P.S I'm glad my success story has inspired you!!

jayshez

hi
i have activated my court case via moneyclaim. had an acknowledgement, but now tsb have paid half the amount into my account without me even accepting it. will this affect the case and can i still keep going for the remaing balance? please help

liddled

missc wrote: »

well judgement requested 9th may - will issue it at 10am according to system - will expect fun and games in the quest to get my hands on the actual monies.

not sure what route i actually take now - will have to have a read around ths site or if anbody knows the crack i'dd appreciate any help

cheers all

Well Done.........

I hope this is the way for the rest of us..

shoe_2

liddled wrote: »

Well Done.........

I hope this is the way for the rest of us..

Well done Miss C & co
keep us informed and good luck !!:rolleyes: :rolleyes:

lianne1978

angibabe wrote: »

hi
do i highlight the amounts and send the statements back or do i print out a photocopy ??? thanks ang

I went through the statements and highlighted them and then typed them into a spreadsheet DATE, DESCRIPION OF CHARGE and AMOUNT.

Edinburghlass_2

jayshez wrote: »

hi
i have activated my court case via moneyclaim. had an acknowledgement, but now tsb have paid half the amount into my account without me even accepting it. will this affect the case and can i still keep going for the remaing balance? please help

Standard proceedure from Lloyds as you can read, yes keep going for the remaining amount.

justlaugh2

missc wrote: »

well judgement requested 9th may - will issue it at 10am according to system - will expect fun and games in the quest to get my hands on the actual monies.

not sure what route i actually take now - will have to have a read around ths site or if anbody knows the crack i'dd appreciate any help

cheers all

Another hurdle overcome for you! Well done! I guess now you will have to wait until you get your judgement through the post! Or maybe lloyds will pay you before!!!!! Maybe they they have finally seen the light!!!
Im off to the court this morning to hand deliver my request for judgement.
Fingers Crossed!!!
Becky