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LloydsTSB (merged)

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  • hi all, on friday tsb is up and if havent wrote to me going to take them to court , just wondered if i call in the bank this week ,cos on the 4th of may they going to take some more bank charges out but i havent included these charges so should i go in and explain and ask if they will take these bank charges of cheers john
  • jrobinson4
    jrobinson4 Posts: 90 Forumite
    :dance: Hi All
    LTSB's time runs out to lodge a defence on Wednesday - I've claimed £4,603 so praying they won't and I am in the money!!! Can't believe the arrogance of them, they have only sent me statements for 3 years for current account, nil for other 3 accounts. have written in request letter that if 3 years worth is £2,241 then will assume 6 years is £4,481 (court charge to be added on). Once this one is settled, will file claim for further 3 accounts. Have already sent letters re other 3 to TSB with estimates (totalling £8,500) as they haven't answered but time has run out - just can't afford to file for all 4 at same time.

    Wish me luck!!!
    Jo
    :dance: :beer:
    Bank Charges - MCOL – LTSB Current Account £4,603.92 / Settled £5,680.76 /Financial Ombudsman – LTSB £11,715.84
    PPI - Debenhams / Settled - £2243.20
    We're in the money!!!:T :beer:
  • saversarn
    saversarn Posts: 528 Forumite
    jrobinson4 wrote: »
    :dance: Hi All
    LTSB's time runs out to lodge a defence on Wednesday - I've claimed £4,603 so praying they won't and I am in the money!!! Can't believe the arrogance of them, they have only sent me statements for 3 years for current account, nil for other 3 accounts. have written in request letter that if 3 years worth is £2,241 then will assume 6 years is £4,481 (court charge to be added on). Once this one is settled, will file claim for further 3 accounts. Have already sent letters re other 3 to TSB with estimates (totalling £8,500) as they haven't answered but time has run out - just can't afford to file for all 4 at same time.

    Wish me luck!!!
    Jo
    :dance: :beer:

    Good luck Jo,

    I have one claim that they filed a defence for about ten days ago, I've heard nothing yet from that one. And another that they have acknowledged but so far not entered a defence..... hoping they miss this one as they must be so busy :rotfl:
  • jrobinson4
    jrobinson4 Posts: 90 Forumite
    saversarn wrote: »
    Good luck Jo,

    I have one claim that they filed a defence for about ten days ago, I've heard nothing yet from that one. And another that they have acknowledged but so far not entered a defence..... hoping they miss this one as they must be so busy :rotfl:

    do you think they can't afford to take on any more staff as they're paying out so much in solicitors fees???
    Jo
    :rotfl: :rotfl: :rotfl: :rotfl:
    Bank Charges - MCOL – LTSB Current Account £4,603.92 / Settled £5,680.76 /Financial Ombudsman – LTSB £11,715.84
    PPI - Debenhams / Settled - £2243.20
    We're in the money!!!:T :beer:
  • cnoelj wrote: »
    Do tell us a bit more about that. It sounds quite unusual. At what point did they 'invite' you to reclaim? What did the letter say. If the bank intimates that you can claim and then later tell you that their charges are fair, surely they are digging themselves into a legal hole. I would be interested in finding out more

    It was the letter they sent with our statements/charges list. (This was incomplete) The paragraph goes: You may now wish to proceed with your claim for reimbursement of charges but, if you do feel you need further statements, this will take longer to access our archived data.

    I hadn't said anything to them re claiming up to this point. You can see where i got my hopes up. Yes? :confused:
  • Winnard wrote: »
    Hi can anyone advise
    I have three accounts with the Yorkshire, mine, my husbands and our joint accounts.
    When I send my claim in, do I claim all three as seperate or as all together???
    Please help so I can get my claim sent in!!!!!
    Thanks

    Hi, I am new here.

    I have a similar situation the above and would appreciate some clarification.

    Many thanks and a great site!
  • Not having much joy with the Yorkshire Bank. Has anyone managed to reclaim their bank charges from them?
  • verderci
    verderci Posts: 47 Forumite
    jrobinson4 wrote: »
    :dance: Hi All
    LTSB's time runs out to lodge a defence on Wednesday - I've claimed £4,603 so praying they won't and I am in the money!!! Can't believe the arrogance of them, they have only sent me statements for 3 years for current account, nil for other 3 accounts. have written in request letter that if 3 years worth is £2,241 then will assume 6 years is £4,481 (court charge to be added on). Once this one is settled, will file claim for further 3 accounts. Have already sent letters re other 3 to TSB with estimates (totalling £8,500) as they haven't answered but time has run out - just can't afford to file for all 4 at same time.

    Wish me luck!!!
    Jo
    :dance: :beer:
    Good luck Jo, I'm just writing off to them tonight to tell them I'm taking them to court to get my 6K back (2 accounts!). I have sent 3 letters to Lloyds and they haven't acknowleged any of them.
    Mel :heartpuls
  • fooman
    fooman Posts: 122 Forumite
    Hi All.

    Well i have just sent the bank a 14day letter requesting £3040 plus £390.81 in interest.

    I had a moan to my manager last week about the charges they are giving me like the £450 charges tomorrow :eek: and she suggested i write in and request them back as they now have a dedicated team looking into these charges.

    I also said i was worried that they would close my account but she told me that they are not allowed todo that and just put my claim in :confused: so we will see what happens in the next 14 days.

    By the way does this mean 14 working days or any days ?
    Bankrupt 1st June 2009

    No **** of 2009 :beer:
  • shoe_2
    shoe_2 Posts: 141 Forumite
    fooman wrote: »
    Hi All.

    Well i have just sent the bank a 14day letter requesting £3040 plus £390.81 in interest.

    I had a moan to my manager last week about the charges they are giving me like the £450 charges tomorrow :eek: and she suggested i write in and request them back as they now have a dedicated team looking into these charges.

    I also said i was worried that they would close my account but she told me that they are not allowed todo that and just put my claim in :confused: so we will see what happens in the next 14 days.

    By the way does this mean 14 working days or any days ?

    Hi there
    this means 14 days in total i am also having a night mare with Lloyds but i am just following all the steps as advised...good luck :A
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