LloydsTSB (merged)

missc_3

tomo7741 wrote: »

Oh OK,daft question I know but 14 days from the Acknowledgement or from when I hear from Lloyds solicitor?? Thanks for your info/help.And Good Luck to you for your claim.

from the date the claim was issued (therefore is it was 3rd april = you add 5 days on which is time period allowed to deliver the claim - then 14 days (which they have to defend/acknowledge) then 14 days on that)
therefore 33 days from 3rd of April - so i get that to around 5th of May

hope this helps - ithis info should be pretty much 100% correct as i got info off moneyclaim

tomo7741

missc wrote: »

from the date the claim was issued (therefore is it was 3rd april = you add 5 days on which is time period allowed to deliver the claim - then 14 days (which they have to defend/acknowledge) then 14 days on that)
therefore 33 days from 3rd of April - so i get that to around 5th of May

hope this helps - ithis info should be pretty much 100% correct as i got info off moneyclaim

Ahh right,I get it.Thanks for the help.

missc_3

tommo - have a look on success stories on this forum - go to last page and read chrisb73 success claim with Lloyds TSB - this may help you with time scales as well - he got back over 5 grand
also helps keep the faith

catsonic

Hi all,

Just a quick question. Im claiming on 2 accounts with lloyds, 1 joint account and 1 sole account in hubby's name.

When i sent the letter asking for money back i put both letters in the same envolope. I have had a reply back for the joint account saying get lost but nothing for the sole account. Its now gone past the 14 days.

So its now onto the next step. So with these next letters would it be better to send them separate and recorded? and if it went even further would i have to make 2 separate claims online?

Oh and also when i put in the claim i put on the interest as well was that the right thing to do?


Sorry it was suppposed to be a quick question but it didnt quite turn out that way! lol

louisetaylor_2

this is funny! iv just been into YB to start about them taking £75.00 in charges for being £1.99 overdrawn they put it back on - but nonetheless whilst i was having this sorted i heard a girl who works there say to a customer about getting the £10.00 statements for the 6 years she said you might as well its worth it as they pay up ha ha thats from someone who works for them!

tomo7741

missc wrote: »

tommo - have a look on success stories on this forum - go to last page and read chrisb73 success claim with Lloyds TSB - this may help you with time scales as well - he got back over 5 grand
also helps keep the faith

Phoned the court helpline,advised us to fill out a N244 form to ammend and a N1,and enclose cheque for £35.They will re serve the claim again.Then it gives Lloyds another 14 days.At least I wont look an idiot in court now...lol

purplenicky

I was wondering if any one can help, last month I reclaimed my bank charges from Barclays with little problems. I have recently sent a letter to Lloyds along with list of charges, it totaled about £850.

I have just recieved a reply in it it states "The Office O f Fair Trading has published new guidelines on crdeit card default charges. We're still talking it through with them, but the important point is that the guidelines are about 'default' charges that people pay when they break an agreement with us. This doesn't apply to your charges as these were for dealing with your request to go over your agreed overdraft limit. They are not default charges because you haven't broken your agreement. They are our prices for the service we provide in these situations.'

So basically they are not gonna pay!!! The thing I dont understand is that the times I got charged were when I went over my overdraft, I didnt ask for permission prior to going over!!!

Can anyone shed any light on this???

Thanks Nicky

missc_3

tomo7741 wrote: »

Missc,
Hi,my claim was issued on the 3rd April,and had until the 22nd to reply.Not had anything through post yet,it just says on claim site that it has been ackneldged.Not sure what happens next though.
Thanks

just looked on money claim and as expected they have acknowledged mine as well.:mad:

Well im 2 days behind you (mine was issued on the 5th) so you'll have to advise me now

missc_3

tomo7741 wrote: »

Phoned the court helpline,advised us to fill out a N244 form to ammend and a N1,and enclose cheque for £35.They will re serve the claim again.Then it gives Lloyds another 14 days.At least I wont look an idiot in court now...lol

assume i'll have to do the same - where do you get these forms from? or do they automatically get sent out?

Edinburghlass_2

purplenicky wrote: »

So basically they are not gonna pay!!! The thing I dont understand is that the times I got charged were when I went over my overdraft, I didnt ask for permission prior to going over!!!

Can anyone shed any light on this???

Thanks Nicky

Standard letter go on with your next step/letter.