LloydsTSB (merged)

eba1975

Just like to say I use dthis website and the Consumer Action Group website to claim bank approx £3500 back and got it all back. First £750 then I went ahead with the allocation questionnaire and aksed for directions which meand I asked the court to give directions that I file all my papaers relating to the cliam and follwoing that thebank are to do the smae and explain exactly how they formulate their charges and if they failed to do that within 14 days of me filing my bits then the court should find in my favour. This i believe pushed them to payign out. I also got around the trick I have heard Lloyds do of transferring the case to an incoveneient place by making the court aware in the AQ that I have a family and because of childcare I would like teh case to be heard locally. By theway I also claimed back the interest charged on the charges. I used teh helpful calculator and copied and pasted it on Excel. Dont be scared it can be intimdating but just go for it. sorry for typos

hula-hoops

This is the standard reply that every claimant gets from the Lloyds.

Don't let it bother you - carry on with the claim.

Edinburghlass_2

The addresses you need are in the first posts in the Reclaim Help Thread which is linked in my signature. One cheque and one letter for all accounts will do but please read the above posts about accessing your information online..

louisetaylor_2

I received my Defence last wednesday and the website says it has transferred my case to Leeds County Court i am awaiting my Allocation Questionnaire my boss is going to help with this claim (hes a lawyer) so hopefully kirstie ross will have met her match!

hula-hoops

I am stuck though. I wondered if someone could tell me if I should be reclaiming the charge for the Select account, which, for seven pounds per month (sorry - my pound sign key isn't working for some reason!) gives me a few bonuses - credit card protection and AA Breakdown Cover.

I chose to pay for a Select Account (bit steep for what you actually get!) so I presume the monthly charges for the benefit of having those perks isn't refundable -so when I am adding up the charges I don't include those monthly Select Account ones? (7x12 = 84 pounds a year.)

LloydsTSB are entitled to keep that - yes?

Yes, this is a service fee. Not a default fee.

nimbander

Thanks looking at the other posts about lloyds tsb has made me feel better. So I will carry on!! Thank you.

justlaugh2

sony_eric wrote: »

just been online as advised and my total charges inc interest is

£3872.27 with lloydstsb.
dont know whether to be embrassed or angery.

I can £4714.00 + interest £581.64 TOTAL £5295.64:mad:

I was flabbergasted! i knew i was being charged on a regular basis but i didnt think it would be so much.
I am at the stage where i have filed my claim ( N1) at county court. Just waiting to hear from them now.

GOOD LUCK with yours.

justlaugh2

Better to put them into the interest calculator, add them all up then print it out. Th ats what i did. Then send a copy with your letter.

Becky

Tiffney

Very - they drag it out to the last

Tiffney

Just be prepared to play the long game with them