LloydsTSB (merged)

nickmack

maggiemay48 wrote: »

Iam almost finished now,Judge ordered a stay till 28 april.I got a letter from yorkshire bank saying.Your account is due for a review.We would be obliged if you would contact your branch.If we dont hear within 14 days your personal credit limit will be withdrawn in full andsufficent funds nmust be paid in to repay any debt balance outstanding on your account. I am overdrawn but am in my limit.So is this a scare tatic? As i have never had to review before. thanks maggie

Sounds like they're reacting to your claim. A 'review' sounds like it means they are withdrawing your overdraft facility.

Does the amount you're reclaiming cover the outstanding overdraft balance?

Have you asked them about this?

SkinFlint_2

Of course this is a scare tactic and a lot of people have come across this. You may also find that they will promptly close down your account too...so be prepared Maggie. Would your claim cover the overdraft ?

I should imagine that banks are being bombarded now and getting really hacked off by it all (not that they have any reason to) and so will look to exact whatever revenge they can.

I am in the process of finding another account before I proceed with stage two cause I just have the feeling they will close my account (Intelligent Finance) though I have no overdraft or loans etc. with them.

Good luck Maggie

maggiemay48

nickmack wrote: »

Sounds like they're reacting to your claim. A 'review' sounds like it means they are withdrawing your overdraft facility.

Does the amount you're reclaiming cover the outstanding overdraft balance?

Have you asked them about this?

Hi my overdraft is £600.They owe me £2494. I have opened a parachut account.I have been with this bank for 30yrs.And i have never had a review before.Should i contact them?I dont know what to do.Iam goint to get my overdraft down.if i can.I have my morgage.A loan.And a isa account with them.Do you think they will close my account down? It will be there loss not mine.

missc_3

maggiemay48 wrote: »

Hi my overdraft is £600.They owe me £2494. I have opened a parachut account.I have been with this bank for 30yrs.And i have never had a review before.Should i contact them?I dont know what to do.Iam goint to get my overdraft down.if i can.I have my morgage.A loan.And a isa account with them.Do you think they will close my account down? It will be there loss not mine.

i'd ring them ask why the review after all these years? you never know it may be there way of offering you the money - miracles do happen lol
costs nothing for a phone call. t end of day if they close account like you say its there loss and surely they wont be that stupid for a couple of grand considering profits they make on mortages and loans - good luck keep us posted

liddled

TheOne wrote: »

LLoyds TSB Address for those who have not had the standard reply yet:

LLoyds TSB Bank PLC
Andover Service
Recovery Centre
Charlton Place
Andover
Hampshire
SP10 1RE

Tel: 01264 834307
Fax: 01264 834091


PS. Has anyone telephoned LLoyds after getting refused by letter? What did you say? What was their response?

I Have tried on numerous occasions to call them with no success, the lines are constantly engaged, even at night. I have several other numbers but these are all the same.

gchapman

Hi there,
I sent the initial template letter to Lloyds last month requesting account details with the £10 cheque. I have not heard anything back and it has just gone over the 40 days that is given in the letter. What do i do... do i try and phone them? I haven't checked to see if the cheque has gone out but what if it has? What shall i do?
Thanks

Giggilicious

I have gone through the correct procedures through Lloyds TSB claiming £230 from bank charges. They acknowledged my claim but didnt defend it within the require timescalre, therefore by default i entered a CCJ against Lloyds... I called MCOL and they said Lloyds will have around a week to pay it, otherwise i can send a baliffs round to collect my money......... this was last Tuesday, and they still havent paid me the money into my account or wrote to me... i am slightly concerned that they havent paid as am sure no high street bank would want a CCJ registered against them... has anyone else got this far before????????????

Please HELPPPPPPPPPPPPP

golddigger_3

Would be funny though hey!? You may even have to send the bailiffs in!!!LLoyds haven't acknowledged our claim yet (filed on 04/04) so they have until the end of the week.

I bet you get some sort of response tomorrow

Giggilicious

I hope so.... am just thinking if the reason why they havent done it and responded is because i have done something wrong with the claim .. although i have claimed before and won ... fingers crossed!!!! would be too scared to send the bailiffs round lol

Has anyone else entered a CCJ against LLOYDS????????

meatloaf43154

Just treid the number on teh thread of 0121 633 5476 and get a voicemail saying the number is no longer in use. Does anyone have a correct number for teh Copy Statement Dept in Brum?

Also got some of the info back today but still missing the credit card account and my old business account, even though these were reuqested on the original DPA

However they kindly sent me some elses charge list - wonder if this is breaking the DPA? I fi have to file for non compliance - will this hellp me case in anyway?

43154