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essex_zx7r

just spoken to the FSA and Clode are only regulated by them for Insurance sales, Clode Funding are an introducer for insurance products with Clode Retail fulfilling the agreements. Clode Funding are not allowed to sell insurance products, but they couldn't confirm if they were allowed to see Loan's. Referred me to the OFT, but also advised letting my case go to court and let the court decide..

hamish72_2

Just checked all my papers from day 1

All communications are from Clode Retail Finance even the thank you for using letter

The actual agreement state Clode Funding as the lender

The Logo V12 Finance also appears on the contract so I expect that will be the next red herring sorry about the word R*E*D there

And maybe the settlement figure is for a none existing Clode Finance agreement and after paying that they will try for the Clode Funding one LOL

essex_zx7r

reported them all again to OFT who are looking into this stalling tactic and if there is any validity in it.

nedmundo

Ooh!!! I wonder what the announcement regarding the Redten service next week will contain! I don't think I can wait much longer.

Clode - you are so naughty, prolonging the suspense!! Someone needs to put you over the knee and give you a good spanking!!!!!

firstclassidiot

essex_zx7r wrote: »

reported them all again to OFT who are looking into this stalling tactic and if there is any validity in it.

Thanks Essex

I have just ordered the company information for all these cowboys.
Can you send me your email address to pm and I will send you all the reports for your use and putting on the web site. Saves everyone paying for them.

It looks to me that Clode Retail Finance is the principle company and the others are tied agents for it.

Nick also the director of V12 another tied agent for CRF.

FCI

nedmundo

essex_zx7r wrote: »

Just got a letter from Clode regarding my Claim against them, they are arguing the fact that I have issued the papers against Clode Retail Finance Ltd, they state that my loan agreement is not with Clode Retail Finance Ltd but Clode Funding Ltd, and that Clode Retail Finance Ltd is not party to the agreement, they suggest I close the claim and start a new one against Clode Funding Ltd. Strange this as every bit of communication I have including this letter all comes from Clode Retail Finance Ltd. Is this a real technical loophole, or are they just stalling for time.

They can't get out very much as they obviously want an invite to meet up with everyone a 2nd time!

dafftbint123

I've just spoke to Clode, Clode funding ltd will appear on all bank statements as they use that name for the banking side.

I have amended my forms as "Clode retail finance trading as clode funding limited"

firstclassidiot

Do you think a typical day at Nick's goes lie this......

Hi Nick retail, hows it going? Ok Nick at Funding , hows yourself?

For everyone's benefit

[EMAIL="nickd@clode.plc.uk"]nickd@clode.plc.uk[/EMAIL]

bit of a misnomer that really cause they're all ltd companies.

FCI

dafftbint123

I will check my agreement and see what it says..

dafftbint123

If thats the case why is the letters from clode retail finance.