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essex_zx7r

MrBig wrote: »

i know this would cost you more money, but why dont you leave the Clode Retail Finance one open and do a second one for Clode Funding? That way one of them must be right and both still active.

Good thinking, might do that. gonna cost me another £60 but worth it to wipe the smug smile of their faces.

gnipper

I hope that they have done this to me now. They have made themselves party to the agreement as you quite rightly say JaimieM so im going for it now - the gloves are off.

essex_zx7r

just noticed this on the bottom of the letter.

"You should also be aware that I believe an announcement will be made on the future of the Redten service in the next week or so which may also have a bearing on your pursuit of this claim."

No more details on this....

essex_zx7r

Sorry for the multiple posts only hit the post button once.. honest

essex_zx7r

Regarding my letter from Clode today I have just emailed them the following:-
I notice that you say Clode Retail Finance Ltd are no party to the agreement, if this is the case could you please answer the following questions:-
1.) What is the relationship between Clode Funding Limited and Clode Retail Finance Limited
2.) Why has all communication regarding this issue been via Clode Retail Finance Limited, if they have no involvement in this agreement.
3.) Why was my original order and agreement supported by a letter from Clode Retail Finance Limited.
4) Why was the Settlement letter from Clode Retail Finance again if they are not party to the agreement how can they offer to settle.
5) Anyone that has settled has done so to Clode Retail Finance Limited including make cheque's payable to Clode Retail Finance Limited.
Awaiting a response....
http://www.deadten.com

jaypee638

essex_zx7r wrote: »

Regarding my letter from Clode today I have just emailed them the following:-
I notice that you say Clode Retail Finance Ltd are no party to the agreement, if this is the case could you please answer the following questions:-
1.) What is the relationship between Clode Funding Limited and Clode Retail Finance Limited
2.) Why has all communication regarding this issue been via Clode Retail Finance Limited, if they have no involvement in this agreement.
3.) Why was my original order and agreement supported by a letter from Clode Retail Finance Limited.
4) Why was the Settlement letter from Clode Retail Finance again if they are not party to the agreement how can they offer to settle.
5) Anyone that has settled has done so to Clode Retail Finance Limited including make cheque's payable to Clode Retail Finance Limited.
Awaiting a response....
http://www.deadten.com

If Clode retail finance have been taking money from punters to which they have no rights, as they are not involved in the matter, then I would think that they may be open to criminal offences for fraud, and obtaining money under false pretenses, I am not a legal person, but anyone with contacts in the police may be able to check it out, now that would be a turn up for the books, what is a bad credit reference to a criminal record? :rotfl:

:beer:

essex_zx7r

essex_zx7r wrote: »

Regarding my letter from Clode today I have just emailed them the following:-
I notice that you say Clode Retail Finance Ltd are no party to the agreement, if this is the case could you please answer the following questions:-
1.) What is the relationship between Clode Funding Limited and Clode Retail Finance Limited
2.) Why has all communication regarding this issue been via Clode Retail Finance Limited, if they have no involvement in this agreement.
3.) Why was my original order and agreement supported by a letter from Clode Retail Finance Limited.
4) Why was the Settlement letter from Clode Retail Finance again if they are not party to the agreement how can they offer to settle.
5) Anyone that has settled has done so to Clode Retail Finance Limited including make cheque's payable to Clode Retail Finance Limited.
Awaiting a response....
http://www.deadten.com

There response..
In answer to your questions below:

1. Clode Retail Finance Ltd (CRF) is a ‘sister’ company to Clode Funding Ltd (CF) with a common parent company.

2. CRF has a service agreement to handle customer service for CF

3. See 2 above

4. See 2 above

5. See 2 above

This is a common arrangement for this type of finance agreement however it is clear from your agreement that the legal party to your contract is CF.

We are under no obligation to point this out in the letter you recently received however I felt it would sensible to do so and this would reduce confusion when we file our defense.

Regards

Nick Davies

gnipper

Here's an interesting thought.

Now we are at the court stage and Redten are unlikely to respond to the claim, ultimately we will all get CCJ's against them, but the next step is to execute a warrant to get some money back. So maybe the lack of response from Redten is a good thing - if the warrants are executed we could get our money back that way?

essex_zx7r

gnipper wrote: »

Here's an interesting thought.

Now we are at the court stage and Redten are unlikely to respond to the claim, ultimately we will all get CCJ's against them, but the next step is to execute a warrant to get some money back. So maybe the lack of response from Redten is a good thing - if the warrants are executed we could get our money back that way?

Problem is don't think Redten have any money to get back, remember they are mortgaged to the hilt to another Jessa company "Online Distribution Ltd"

gnipper

Yeah.

Gah. Otherwise a damn fine plan!!

Its shameful that we are allowed to be treated in this manner.