claiming fees back in northern ireland?

TraceyS_4

Hi there, I have just sucessfully reclaimed £3246.13 from the Ulster Bank. I had to go to the small claims online facility, but I think you will agree, it was well worth it. First Trust are proving more tricky, but I hope just posturing. Keep at it, they know they are complete charlatans and they hope you will give up, DO NOT, sue the mothers! TraceyS

Nimo_2

JunoApollo wrote: »

Okaaayyyy..... no answers to that one.....

How about this then...?

If I have to file a small claim in Northern Ireland, can I split the charges into two groups of £2000 each and claim that way? Is that ok with the courts?

If not, and I'm going the whole hog, what's the difference between using small claims and civil??

Surely someone out of the thousands who are replying to other threads must have some idea???

In the meantime, Cheers. :beer:

Jyl

You can use the english system if you have an address on the mainland to have your douments served to. and the defendant has an address there aswell.

if not you'll have to apply through small claims in N.I for the max of 2k + interest and cut your loses, or launch a civil case, which is far more time consuming and you may not win as easy + its much more expensive.

Nimo_2

TraceyS wrote: »

Hi there, I have just sucessfully reclaimed £3246.13 from the Ulster Bank. I had to go to the small claims online facility, but I think you will agree, it was well worth it. First Trust are proving more tricky, but I hope just posturing. Keep at it, they know they are complete charlatans and they hope you will give up, DO NOT, sue the mothers! TraceyS

was your settlement inclusive of interest ?

MartyM_2

Firstly hello all I,m new to the site and have been very impressed with what I have read so far on help received in reclaiming charges. I have started my reclaiming process , sent away and received my statements. Going through the statements I have come across some different charges versusthose already posted, or they may be the same, I dont know. Could someone with more knowledge on these subjects please help me out. Can I claim on the following;
1. Referral Item Fees
2. Notified Interest
3. Notified Fees
4 Overdraft Facility Fee.
5. Accepted Direct Debit Fee

Plus also here in Northern Ireland small claims court maximum claim is £2000, is this true as I may exceed this:o . Any help would be greatly appreciated. Yours in reclaiming Martin.

stephen_reid

finn_k wrote: »

i have just received my statments from ulster bank .but am waiting 2 see if anyone else has any success so would be interested in hearing how you get on with your claim .good luck with ulster bank your gona need it

Thanks for the luck i do need it sent all my paperwork th the FOS and the bank all of a sudden are writing to me every week saying they still havent come to a decision but fingers crossed they are to get back to me by the 14th May will let u know if i have any out come

stephen_reid

Thor92 wrote: »

Hi Finn there has been a success here, this was posted by bairdy200 on the 24/04/07


Ulster Bank Success


Bank: Ulster Bank
Amt of Claim: £856
Amt received: £840

Thanks for all the posts and advice Martin, much appreciated. Started the claim November, rather than use the courts i used the Financial Ombudsman and have recieved a letter yesterday saying the bank have agreed to pay.

Thanks for letting me know this at least 1 person has got there money from the ulster well done

stephen_reid

TraceyS wrote: »

Hi there, I have just sucessfully reclaimed £3246.13 from the Ulster Bank. I had to go to the small claims online facility, but I think you will agree, it was well worth it. First Trust are proving more tricky, but I hope just posturing. Keep at it, they know they are complete charlatans and they hope you will give up, DO NOT, sue the mothers! TraceyS

Well done very very glad to hear this hope u enjoy spending it. its about time the ulster stated to pay out :beer: :beer:

madjj111

hello Brian,

im in the process of claiming my banck chrges of first trust. im approaching the stage of apllying to courts. In my original request i told them that if the paid back the charges iwouldnt claim the interest. I have just sent them an email advising of what the charges will be with the interest added if i have to go to courts, nearly 1200 extra.

how did u get on

madjj111

yeah marty, 2000 is the limit in NI you can break your claim into two by splittin it into from and to dates, regisiter one case and when successful regist er the next.

I am in the process of claiming my charges of first trust mate,
will let u know

madjj111

stephen,

your amount was higher that the small claims limit, how did you get aound this,

i'm presuming you split it into certain dates