How much can you save?

Isabella_k

Ronnie_Fresh_start wrote: »

It's really encoouraging to see targets people are making for themselves and the progress their are making. I am 25 and I have put my foot down and taking CONTROL. I want o save for a mortgage for next yr november 2012. I am working and a student as well. I will aim to save £500 per month from end of November . will keep you posted. my journey begins:T

Well done on clearing your debt and best of luck with your savings :-)
You're ahead of me at 25, I'm 36, have just cleared my debts and am saving for first time in my life. Do keep us posted, is inspiring to see people turn their lives around on here. I'm starting in January as am on maternity leave and don't go back to work until then, but have prepared
The way by cutting costs with help of some great guides on here.

How is everyone doing with Xmas coming up?

Isabella_k

redcoltraine wrote: »

Hi All

I'm not sure I have taken part in this thread before I can't remember, been forever since I have posted anyway so I'll just introduce myself again as things have somewhat changed.
Loans: Zero CC: Zero OD: Potential for £300 but Zero :-) and No Mortgage, so for the first time ever I can actual save, I can't quite believe I am on this part of the forum, but any.

My Target is £30000 - just a random figure plucked out of the air so for now I shall concentrate on getting to 10k by the end of next year, thats just over £700 a month, which is abit steep but we shall see, I have budgeted in about £500 a month depending on what comes up and see what I can cup back on..... Gym memberships when they expire and the like

So wish me luck as I have Zero so far, will keep you posted.

Not saving for anything inparticular - pension/old ages/holiday of a life time/ redundancy that sort of thing......

Ciao

Red

Good luck red, Keep us posted!

Isabella_k

I see mention of different savings challenges and clubs, anyone know if there are threads somewhere for these?

tara747

Isabella_k wrote: »

How is everyone doing with Xmas coming up?

Not too bad, have had some tasty grabbits so my Christmas shopping is almost done!!! :T Really want to hit my target by the end of the year (see sig).

Good luck all, and welcome to the newbies!

dippykitty

Isabella_k wrote: »

I see mention of different savings challenges and clubs, anyone know if there are threads somewhere for these?

There will usually be one somewhere. I'm part of the Sealed Pot Challenge, and the thread is here.

If you're interested in joining specific ones, let us know which ones and I'm sure someone will be able to direct you to the relevant threads!

dippykitty

Isabella_k wrote: »

Well done on clearing your debt and best of luck with your savings :-)
You're ahead of me at 25, I'm 36, have just cleared my debts and am saving for first time in my life. Do keep us posted, is inspiring to see people turn their lives around on here. I'm starting in January as am on maternity leave and don't go back to work until then, but have prepared
The way by cutting costs with help of some great guides on here.

How is everyone doing with Xmas coming up?

Congrats on getting the debt cleared!

Re Xmas, I'm getting there. Just got one person left to buy for really - just as well seeing as I've given my card a bit of a bashing lately. Good job I had a bit set aside for things though!

YoungSaver20

I have around £30,500 saved (it would be around 35000 but i stupidly wasted a lot of money gambling over the past few months).

I don't really have a target, except to save about 5,100 (not in ISA) by May to put into Bank of Scotland ISA.

I have added the full tax allowance for my ISA for the past 5 years but this year it may be too much of a struggle to save the full amount, curses.

hostie1985

Hi everyone - bit of a late update from me - have now saved £22,010.97 (as of the 1st Nov). Just got to update the sig

I'm really pleased with the amount i've saved so far. Hope everyone is doing well on the savings front

Hostie

hostie1985

I've also just paid off my car loan! Thats another £180 i could save each month

Hostie

yandy336699

In my opinion, we should also think carefully before buying some items in some placelike mall, supermarket..etc. And make a exl to record them.
Save money should pay attention on small things in life.
This is a website of cheap items like cheap shoes, less than 100USD/pairs.
www dot refresh-u dot com
Dont know if they do some help to you. Hope you can make it!!