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How much can you save?

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  • Mags_cat
    Mags_cat Posts: 1,427 Forumite
    Part of the Furniture Combo Breaker
    bodmil wrote: »
    Woooopee! £2767 saved this month. Quite far below my target due to a large purchase of some very lovely skis but totally worth it!

    That's a fantastic month, Bodmil :T

    I've clocked up just over £1300 myself this month. I love payday and the resulting spreadsheet tinkering. Sad, I know :D
  • Mags_cat wrote: »
    That's a fantastic month, Bodmil :T

    I've clocked up just over £1300 myself this month. I love payday and the resulting spreadsheet tinkering. Sad, I know :D

    Cheers Mags ! :beer:
    Also if you are interested in other efficient saving methods, you might as well visit this page:

    money.startpage.co.uk

    Many useful things and ideas :)
    Sorry if this looks like an add, but no harm if you see other points of view :D
  • hostie1985
    hostie1985 Posts: 220 Forumite
    bodmil wrote: »
    Hostie, are you now looking for a place? It might take you a while so you might as well go for £25k now! :p

    I'm not 'actively' looking at the mo - just having a little look on rightmove every now and then :D

    I prob will try to go for £25,000, but at least i've got a 15% deposit if something does come up :)

    Hostie

    xx
    Saving for a deposit for a place of my own.....
    :jSavings so far £29,450/£40,000:j 73.6% SAVED!!!
    1poll £23.90/£40.00 (claimed 1x£40)
    No Monthly Car Payments left! Paid off on the 5/11/10!
  • Thrifty_Pixie
    Thrifty_Pixie Posts: 1,036 Forumite
    bodmil wrote: »
    Well done Pixie, that's the whole point of savings. Although I do quite like the idea of just accumulating wealth for the sake of it! I dread actually having to use it. Bizarre but true!

    I know, I'm really worried I'll turn into Scrooge I love my spreadsheets so much :eek:
    Mortgage-Free Wannabe
    Mortgage at start [20/6/12]: £151,800/MFD Jun 2035 (age 65)
    Mortgage now [5/11/14]: £139,212.14/MFD Oct 2029 (age 59)
    Personal Library 2014
    :starmod: Read in 2014: 57/60 :starmod: In Progress: 2 :starmod: Books In: 94 :starmod: Books Out: 12 :starmod: TBR: 847 :starmod:
  • Thrifty_Pixie
    Thrifty_Pixie Posts: 1,036 Forumite
    bodmil wrote: »
    Woooopee! £2767 saved this month. Quite far below my target due to a large purchase of some very lovely skis but totally worth it!


    That's a maHOOsive amount - go you! :T
    Mortgage-Free Wannabe
    Mortgage at start [20/6/12]: £151,800/MFD Jun 2035 (age 65)
    Mortgage now [5/11/14]: £139,212.14/MFD Oct 2029 (age 59)
    Personal Library 2014
    :starmod: Read in 2014: 57/60 :starmod: In Progress: 2 :starmod: Books In: 94 :starmod: Books Out: 12 :starmod: TBR: 847 :starmod:
  • bodmil
    bodmil Posts: 931 Forumite
    Oh oh oh, just had my ISA transfer over, resulting in a bit of interest coming through. :o So that just pushed me over my monthly target, bliss. Never liked that red font anyway! :cool:
  • Vixstar
    Vixstar Posts: 967 Forumite
    Part of the Furniture
    £450 added to savings. ISA transfer underway. And can shift my regular saver on Fri. All is good!
  • tinkerbel
    tinkerbel Posts: 1,795 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    wow guys you must have good incomes to save so much! I am uber impressed!!
    Can anyone help me with a lloyds vantage question please? I have had the acccount for a month now and paid in the £1000 last month and this, when do I get the interest please? - Just if someone knows!
    I need to really sort out my savings now, I've been spendy and had a big change in circumstances so I need to get down to business I think! I think it is a bit wierd now with the vantage as it means all my money is in my current account, how do peopl deal with this generally?
  • Mags_cat
    Mags_cat Posts: 1,427 Forumite
    Part of the Furniture Combo Breaker
    tinkerbel wrote: »
    wow guys you must have good incomes to save so much! I am uber impressed!!
    Can anyone help me with a lloyds vantage question please? I have had the acccount for a month now and paid in the £1000 last month and this, when do I get the interest please? - Just if someone knows!
    I need to really sort out my savings now, I've been spendy and had a big change in circumstances so I need to get down to business I think! I think it is a bit wierd now with the vantage as it means all my money is in my current account, how do peopl deal with this generally?

    You should get the interest on day 1 or 2 of the next month - I think last month it was paid overnight on day 1, showing up on day 2.

    As to the "split pots" part of your question - I keep a spreadsheet with the pots totalled up on that. As long as it adds up to the total amount I've got split over my accounts then all's well :)
  • GeorgieFTB
    GeorgieFTB Posts: 437 Forumite
    Hostie

    I'm in a similar position, I have a 10% deposit but my income multiple looks horrendous! If you are looking on right move use firefox and an add on called property bee, it tracks all the changes to property listings. I find it useful to know whether prices have gone down or up, but there is one EA that tinkers with their listings constantly which is really annoying!!

    A small spend day today, I bought lunch and got a bus home so not bad all in all.

    I am so jelous of the amounts everyone is posting, I think I'm going to struggle with my target...:(
    Mortgage at 08/10/10: 110k:eek:
    Current Mortgage:... £109,200 :eek:
    OPs 2011: 100.50/4000
    Current MFD: 02/10/45 :shocked: (will be 63!!!)

    Make a payment a week challenge TW 100/123.79
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