How much can you save?

focus888

Thrifty_Pixie wrote: »

I pay £500pm into the former and £50pm into the latter, and I also am a member of the 'Payment A Day' thread on here and make daily payments to savings of whatever I can afford...be it £10, 10p or whatever..either in cold hard cash or rounding down accounts online. The regularity of it is quite addictive Oh, and I also signed up for 'Save the Change' with my current account so that every time I use my debit card it's rounded up and the difference popped into my Incentive Saver.

This sounds great, which provider offers this service? I always thought saving the pennies adds up quickly, problem is i always end up spending my penny jars x

bodmil

I think we need a start page with everyone's targets and progress up like all the other wannabe threads!

tinkerbel

focus888 wrote: »

This sounds great, which provider offers this service? I always thought saving the pennies adds up quickly, problem is i always end up spending my penny jars x

Think thats lloyds hun

Thrifty_Pixie

focus888 wrote: »

This sounds great, which provider offers this service? I always thought saving the pennies adds up quickly, problem is i always end up spending my penny jars x

It's Lloyds TSB. I believe you can attach it to most of their current accounts, but the only slight catch is that the designated savings account the money's transferred into has to be a Lloyds one. Of course you can always transfer it back out again

focus888

Are their accounts any good? ive had problems with using their cash machines, they always seem to swallow my cards so i avoid them now.

Thrifty_Pixie

focus888 wrote: »

Are their accounts any good? ive had problems with using their cash machines, they always seem to swallow my cards so i avoid them now.

Lloyds TSB?

I've had my current account with Lloyds since I first opened one back in 1986ish and don't really have any complaints, to be honest...and over the years I have also had loans with them and thoroughly abused my overdraft

However, I don't have any other experiences of current accounts to compare with at this stage, although I have often considered swopping when I've seen these special intro offers with other banks.

In the long run I just figured that being with the same bank for so long (considering they have seen me quite well over the years) would look better for getting credit than jumping from account to account. Whether this is actually true or not is another thing... :cool:

I've never had any problems with their cash machines either, but I guess it could be different if your card is with another bank?

Thrifty_Pixie

Oh, and as an example I have a Platinum Plus Account with them. I pay £17 fee per month and get 2.5% AER on credit from £0-£2500 paid monthly, and loads of extras like AA, mobile insurance, card cover, travel insurance &etc...most of which I use, so it's worth £204 per year for me

Thrifty_Pixie

Ok, so I've decided to up my game a little. That figure of £21,420 was just too untidy

Therefore, working on recent amounts I've been able to put away each month, I've changed my target to be £22,000 by the end of March 2013. It's still not as tidy as, say, £25,000, but I'm not sure how realistic that would be considering I'm getting married this year as well :cool:

Goals are good.

hostie1985

Thrifty_Pixie wrote: »

Ok, so I've decided to up my game a little. That figure of £21,420 was just too untidy

Therefore, working on recent amounts I've been able to put away each month, I've changed my target to be £22,000 by the end of March 2013. It's still not as tidy as, say, £25,000, but I'm not sure how realistic that would be considering I'm getting married this year as well :cool:

Goals are good.

definately a more 'rounded' number

My target is £20,000 but it may go up it to £22,500 when I get nearer to the £20,000 target. I'm hoping to get to £20,000 around by the time my birthday comes around

Hostie

xx

Thrifty_Pixie

hostie1985 wrote: »

definately a more 'rounded' number

My target is £20,000 but it may go up it to £22,500 when I get nearer to the £20,000 target. I'm hoping to get to £20,000 around by the time my birthday comes around

Hostie

xx

Wow, I just noticed your sig, you're going great guns! How long has that taken you?