halifax bank charges (merged)

raq

JamesParkin wrote:

quick question, using the 2nd letter template from the thread, where it says insert court name, I am assuming this will be the county court I lodge my proceedins with.

Can anyone confirm this??

YES THAT'S CORRECT.

I understand the list of courts are on the site above

JamesParkin

raq wrote:

YES THAT'S CORRECT.

I understand the list of courts are on the site above

where abouts

do you have a link :beer:

ahall41116

JamesParkin wrote:

where abouts

do you have a link :beer:

if you use MCOL to issue the claim, then it will probably be Northampton courts - i just issued 2 claims on the halifax on 2nd 4th, and they just settled both out of court - not before telling me they were due to defend my claim.

7k claimed back in total.

raq

Thanks ahall, just in the middle of looking this up for him.

Well done on your claim

Rex_Mundi

If you use MCOL to claim. Your claim starts in Northampton, but if the bank enters a defence, it will be transfered to your local county court. This is the court you put on the letter, not Northampton.

Find your local county court post #6 in THIS THREAD

pigsmightfly

My details with the Halifax are as follows:

17th November 2006 - Sent 1st letter
13th December 2006 - Sent 2nd letter claiming for £1874 + interest
29th December 2006 - Sent 3rd letter
2nd January 2007 - Received offer for £1874 (no interest)
3rd January 2007 - Sent signed acceptance form
19th January 2007 - Phoned to chase up money
20th January 2007 - Money paid into my account :T

vanman7

Just had a phone call from halifax to make me an offer on my claim for £270. and he made me an offer of £175:rotfl: . Not a chance. told him i would accept no less than £250. now my letter is in the post and i will have my £250 in the bank very soon.:beer:
now just waiting for Barclays court date for £3500 of charges.

raq

Hi all

Date is up tomorrow for my 2nd letter, 3rd one will be actioning the court letter. Trying to claim back £1,674.00. Shall I call them with my reference number as I have heard nothing at all and see what the outcome is.??

Getting quite scarry but determined to fight all the way.

Rex_Mundi

You don't need to contact the bank. Just send the next letter.

raq

Rex_Mundi wrote:

You don't need to contact the bank. Just send the next letter.

Thanks for that. I understand it's the small claims note . Looking at this I will then input the charges and the spreadsheet works out the interest. Do I contact the courts first as I am unsure whether I have to pay the £120.00 as I am claiming JSA and WFTC/TC. Any help Rex would be fab.

Thanks again