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halifax bank charges (merged)

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  • Just a quick note to skintscouser thanks for the address I will sent them another letter today.


    Thanks Catwoman :T
    cross stitch cafe #90 UFO's 6 to finish in 2013, and loads of new kits to boot
    Refunded bank overdraft charges £915 :j
    SPC 2007-2008 #078 aim £500-£341.67
    SPC 2011-2012 #078 aim £500-£426.42
    SPC 2012-2013 #078aim £500 - TBC
  • raq
    raq Posts: 1,716 Forumite
    I sent off my first letter in December 06 asking for 6 years of statements, once I recived this I worked out my total cost of charges + intrest sent of a letter asking for £2,800.00 and on the 20th Jan 07 I have an offer from Halifax for £2,440.00. Hope this helps


    That's good going and pretty quick compared to some people

    well done
    :A Tomorrow's just another day - keep smiling
  • Well after phoning Halifax and chasing them up on Friday, went straight to my bank on Saturday morning to check my balance and the money has been paid into my account! Yey! :D
  • £3700 and they said I wont be getting a penny back

    is it worth instructing one of these bank charge reclaim companies? or shall i just lodge a compaint to the county court directly

    :confused:
  • raq
    raq Posts: 1,716 Forumite
    £3700 and they said I wont be getting a penny back

    is it worth instructing one of these bank charge reclaim companies? or shall i just lodge a compaint to the county court directly

    :confused:


    Did you do all the correct chanels from Martins thread ??? If so then I personally would do the court part next. So much money, your's not their's.
    :A Tomorrow's just another day - keep smiling
  • Which letter did they refuse on? I'll pop this in the Halifax thread and you'll read of plenty of people who have initially been refused and gone on to issue court proceedings.
  • raq
    raq Posts: 1,716 Forumite
    Well after phoning Halifax and chasing them up on Friday, went straight to my bank on Saturday morning to check my balance and the money has been paid into my account! Yey! :D


    Well done, although am sure I have read a few of your posts how much was it and how long did it take you. Did you have a lot of trouble with all the info.. ????????????


    Great stuff
    :A Tomorrow's just another day - keep smiling
  • raq
    raq Posts: 1,716 Forumite
    Good for you - stick at it ;)

    Would you mind telling me what contact number you used to telephone them. I signed an acceptance form for the amount they offered me nearly three weeks ago now and still haven't heard anything from them so just want to chase them up but there are so many telephone numbers and departments! :rolleyes:


    just found it.
    :A Tomorrow's just another day - keep smiling
  • raq wrote:
    Did you do all the correct chanels from Martins thread ??? If so then I personally would do the court part next. So much money, your's not their's.

    I have done the first letter, and i was told they were within their rights to charge that amount.

    Am going to write the second letter now, am not going to give up on this
  • I have done the first letter, and i was told they were within their rights to charge that amount.

    Am going to write the second letter now, am not going to give up on this

    quick question, using the 2nd letter template from the thread, where it says insert court name, I am assuming this will be the county court I lodge my proceedins with.

    Can anyone confirm this??
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