halifax bank charges (merged)

Insomniac666

timnjack wrote: »

Hi there, I just got 6,429 pounds back from HBOS, credited into my account this morning so hang on in there.

Hi there, how fr did you have to take this with HBOS and how long did it take you to complete?

flaggerr

chris-thomas wrote: »

I had same letter phoned and the woman said i take it ur not happy (be4 i said anything!) i said no not happy i know ur paying out why not mine she said i should have offer within 2 weeks!!!

thx Chris nice to know that if you ring them you get a responce, can wait 2 weeks

sonyac_2

Hey, i'm new to all this and was wondering has anyone successfuly claimed charges back from the Halifax. Also i have asked them for a list of all charges ever made and i was wondering do you have to send them a copy of this with your letter as more have been added on since i got the list. Could someone also tell me the best template letter to use if there is one. Your help would be greatfully appreciated.

Sonya

Stephen_Leak

Please read the Reclaim Bank Charges Help thread for information and the Reclaimed Bank Charges Success Stories and Reclaimed Bank Charges Success Stories II threads for inspiration.

dami150

I have accepted a part payment of £3024 out of a claim of £5345 from the Halifax.

I thought that I would give them a call to see if we could settle on the remainder before filing a claim. I spoke to someone who was adamant that the money I'd accepted was a "full and final settlement". When I said that I expected them to say that she got a bit upset. Her arguement was that as I'd accepted the payment it was legally concluded and they would contest any claim.

I'm pretty sure that's nonsense but I thought I'd get some reaction from fellow posters before taking the claim on.

sonyac_2

I have read the links above but am still confused about the part in the letter where it says include list of charges do i type them in or send them photocopies with fee's highlighted. Many thanks sonya

Degs45

dami150 wrote: »

I have accepted a part payment of £3024 out of a claim of £5345 from the Halifax.

I thought that I would give them a call to see if we could settle on the remainder before filing a claim. I spoke to someone who was adamant that the money I'd accepted was a "full and final settlement". When I said that I expected them to say that she got a bit upset. Her arguement was that as I'd accepted the payment it was legally concluded and they would contest any claim.

I'm pretty sure that's nonsense but I thought I'd get some reaction from fellow posters before taking the claim on.

Hi I accepted £3400 and asked for the interest on top of that taking it to £4364 the lady told me that it was the final offer and if I accepted I could go thro the FO for the interest , contacted them thursday got more paperwork to do now ,,, will let you know how I get on ... :rolleyes:

pedro69uk

Hi,

after many weeks of non communication on the Halifax's behalf, we finally threatened them with a letter to the ombudsman - got an offer within days. After some further haggling, we have managed to get 75% of our charges back.

Keep on at them, they will try every trick in the book to fob you off.

Best of luck if you go for it.

Pete.
:rotfl: :rotfl: :rotfl: :rotfl: :j :j :j :rotfl: :rotfl: :rotfl:

Edinburghlass_2

sonyac wrote: »

I have read the links above but am still confused about the part in the letter where it says include list of charges do i type them in or send them photocopies with fee's highlighted. Many thanks sonya

You need to do a list of all the charges, with description, amount and date taken.

Applecider_2

Hi!! I sent my first letter claiming with interest (710) and they have sent me a letter back saying they reject my claim and feel the charges are fair. Is this what they usually do? I am going to send them a second letter now saying either pay me or go to court. Is this the best thing to do? (I used martins 2nd letter btw) with all these people losing cases and stuff im a bit worried!! I was a student and they charged me £180 within 2 weeks so I want to get it back off them. Do you think its best to put in an offer with them?? arrrr!! Please help thank you, X C X