halifax bank charges (merged)

upthewall_2

I hope this keeps everyones spirits going.

I got a full refund back. :j It was paid into my account in 2 installments. I didn't go down the court route as I live in Scotland and claiming £6405. So threatened with the FOS and from recieving my statements to full offer it took 6 weeks.

Stick in there everyone, They will pay out in the end.:beer:

phardy51388

Today Halifax acknowledged my claim giving them till the 11th of June to do what ever they are going to do…. Sadly I don’t think refunding my money is the thing they are going to do & am sure they will do a few more tricks to drag the process out & waste my time.

Fingers crossed it will all be worth it??

fluffygirl

I have followed Martin's proceedure exactly and used all the template letters. The only time I had to improvise was when I gave them 14 days to pay up and they told me they would need 40 days to fully investigate my concerns. I wrote back saying 14 days before I commence court proceedings. I did start court proceedings and they informed the court that they intended to defend their possition, however just less than 3 weeks later I have recieved a full refund including the court fees paid directly into my bank account! From start to finish it has taken only 3 months and they have not closed my account.
A fantastic result I think!
:T

fluffygirl

phardy51388 wrote: »

Today Halifax acknowledged my claim giving them till the 11th of June to do what ever they are going to do…. Sadly I don’t think refunding my money is the thing they are going to do & am sure they will do a few more tricks to drag the process out & waste my time.

Fingers crossed it will all be worth it??

The same happened to me on 1st May and today I have recieved my money back. The 28 days isn't even up yet!
Hang in there and I am sure it will pay off!

phardy51388

So from date of service to money in the bank was how many days??

fluffygirl

phardy51388 wrote: »

So from date of service to money in the bank was how many days??

I filed on line on 24th April and it was deemed to have been served on 29th April. Halifax acknowledged on 1st May ticking the box that they intended to defend all of this claim, this gave them 28 days to enter a defence. Today 21st I have recieved a full refund. So from date of service to refund of money was 22 days!

Moashie

upthewall wrote: »

I hope this keeps everyones spirits going.

I got a full refund back. :j It was paid into my account in 2 installments. I didn't go down the court route as I live in Scotland and claiming £6405. So threatened with the FOS and from recieving my statements to full offer it took 6 weeks.

Stick in there everyone, They will pay out in the end.:beer:

Hi there, Well done.

I'm from Scotland as well and have some questions regarding my claim which is of similair value to yours. would it be possible for you to PM me with your email address or would you be willing to answer questions via PM.

Thanks in advance

bigmoodog

Afternoon folks,

Iv just had the "charges have been correctly applied" letter and have a few questions. Im assuming that this is the standard letter people have been mentioning? Also, mine is 2 pages long which explains: their investigation, why i have been charged, how they can help and the outcome. is this still the standard letter?

Hope so as planning on court action now and need ti know im in with a shout of winning before i splash out.

Any advice would be greatly appreciated.

Cheers Folks

snowberry

I had a dream last nite that I went to my local Halifax cashpoint in the early hours of the morning. I noticed that all the staff were already in work very early!! It turns out that they had been told to refund everybody all their money & they handed me my cheque there and then...! & then I lost it..& then I woke up....:o
Happy Monday everyone:j

daisykinn1

bigmoodog wrote: »

Afternoon folks,

Iv just had the "charges have been correctly applied" letter and have a few questions. Im assuming that this is the standard letter people have been mentioning? Also, mine is 2 pages long which explains: their investigation, why i have been charged, how they can help and the outcome. is this still the standard letter?

Hope so as planning on court action now and need ti know im in with a shout of winning before i splash out.

Any advice would be greatly appreciated.

Cheers Folks

You're very veruy likely to get your money back but no one can promise that unfortunatly.

But yes, that is there standard letter, check Martin Lewis' sticky. They are apparently sending it out to everyone. Call them and hopefully you'll get an offer!!