halifax bank charges (merged)

suki43

I must say, although we are all getting a disappointing response from the Halifax, it seems we are all receiving the same letter and they have change tactics somewhat. I am issuing the 3rd letter to say that I will go to court and giving them 14 days to reply. Hopefully this will work but if not, it's time to go legal on them.

let's not give up, guys!

kazzywazzles

mylesfdo wrote: »

When did you issue claim as I did mine last week and it has not been served yet??

Wondering if it is because maybe put wrong address on claim. I used the Leeds address as thought this was the right one but see somebody has given the Trinity Road one...............which one did you use?

I was told this morning to use the Leeds address, if this is any use to you.

PO Box 548
Leeds
LS1 1WU

phardy51388

mylesfdo wrote: »

When did you issue claim as I did mine last week and it has not been served yet??

Wondering if it is because maybe put wrong address on claim. I used the Leeds address as thought this was the right one but see somebody has given the Trinity Road one...............which one did you use?

Issued on the 9th of May and served on the 14th of May...

Also sent to Leeds as with all letters

pod1981

I posted my initial letter to halifax on 25 April 07 and haven't anything back, how long should this process take do you think??

pod1981

kazzywazzles wrote: »

This is the first case to be won by any bank

http://news.bbc.co.uk/1/hi/business/6657025.stm

NOT SURE IF YOU WERE AWARE OR NOT BUT LLYODS TSB ONE A LANDMARK CASE IN COURT THREE DAYS AGO, THE ONLY ONE YET!!!

mylesfdo

phardy51388 wrote: »

Issued on the 9th of May and served on the 14th of May...

Also sent to Leeds as with all letters

Mine was issued on 10th May but still not served any ideas how I can find out why not??

phardy51388

mylesfdo wrote: »

Mine was issued on 10th May but still not served any ideas how I can find out why not??

Call 0845 6015935

maximus0983

i got the same letter back from them too. gonna send out the court letter today giving them 14 days to act. the only thing im worried about is lloyds winning. does this mean other banks are gonna start defending?

mylesfdo

phardy51388 wrote: »

Call 0845 6015935

Thanks.......spoke to them and they say no problem. They only change the status to served if Halifax acknowledge the claim, this gets them another 14 days so I might be in luck and not get it acknowledged and then will be able to gain Judgment 14 days before which I need as going away for a month on 20th June!!

One thing they very helpful lady on that number said was that I had issued to a PO Box....did you do the same?? Only prob she says with that is if want to issue a Warrant or send Baliffs in then we need alternative address.

lil_elvis2000

Managed to call Halifax today - after they begged me to call. I was on my way to the court. It seems only coincedence that one case loses and they wish to speak with me? I've given them many many warnings BTW. They have made their usual offer which is the full and final settlement offer.

Looking at the wording - does that prevent any future court action against Halifax if I incur any future charges? I think it may.

So I refused their offer, again. And I suppose I now have to go to court. They are offering the full amount but with the condition of full and final settlement. Does Martin have a comment on this?

The woman I spoke to seemed very aggressive and this now seems to be the new Halifax tactic.

Any advice at all.