halifax bank charges (merged)

vrotdronk

Please could someone let me know if it is still alright to claim through Halifax even though I have closed my account and prior to that it went to collections?
Thanks!

marcellep

vrotdronk wrote: »

Please could someone let me know if it is still alright to claim through Halifax even though I have closed my account and prior to that it went to collections?
Thanks!

Yes yes yes, We are doing the same right now. Our account was closed 18mths ago and we are at the stage of getting our charges back.

We did have a little delay when getting the statements.

Hope that help's

vrotdronk

Thanks for this - and good luck with your claim!

amy

amy wrote: »

i know this is cheeky but just wondered my friend is registered bankrupt and has a while yet before she is release however she says she paid loads in bank charges as she was having a bad time financially.... can she claim back any charges now.... what will happen??:rolleyes:

someone moved my post?? its lloyds shes with not halifax???

mx-3

I`m currently in process of taking the Halifax to Court. They have acknowledged the claim.
My claim is for £1500 inc interest. Today i received a offer of £500.00 from them. Should i stick them out for the full amount inc interest or ask for a better offer...........

Beate

That offer is risible, they are taking you for a fool. Once there is a court claim going on, you are entitled to the full amount plus interest plus court fees, so don't give up now - trust me, they will cave in eventually.

marcellep

mx-3 wrote: »

I`m currently in process of taking the Halifax to Court. They have acknowledged the claim.
My claim is for £1500 inc interest. Today i received a offer of £500.00 from them. Should i stick them out for the full amount inc interest or ask for a better offer...........

That is a joke, Just hold off and they will def offer you more. HBOS do not want to be dragged through the courts

hazelforster

after recieving two letters from the halifax saying they are dealing with my complaint and i will hear form them soon,well i have recieveda gesture of good will of 1,943,00 which is great, only the amount i was claiming for was 3,964.00. i would love to hear from anyone who has been offered an amount and declined and still taken it to the small claims court. I am not sure what to do, i will probably be the one who takes it futher and then recieves nothing.

a very unsure hazyfos

ripski

cannot answer your Q as I have not had an offer , no responses at all. However I have ploughed on as per advised procedures and have nowissued at court
I am answering as ,we are all prob in the same boat and mind set as re your last comment I am convinced that I am going to be the one who the banks decide to go "all the way" and end up with nothing.

SkinFlint_2

There is loads of info about this on here, Hazel, you just need to trawl through it unfortunately.

I believe you can accept it as part payment but advise them you will be demanding the rest or you can flatly refuse it and put in a claim for the full amount.

Have a look through one of the Halifax threads. I doubt very much whether you will end up with nothing.