halifax bank charges (merged)

tiggerk83

Hello there :j

As usual, this is a newbie asking what is probably an asked before newbie question, but until I can work my way around the threads this will be the quickest way to find my answer so please bear with me!

I closed a account at Halifax 2 years ago when I bought my house and had enough left to pay off the overdraft. I wanted shut as they were drowing me in charges, and every month the charges made me go more and more over. Since then I have changed my name (got married - not doing a runner!), changed address and changed banks. Now I'm wanting to get the charges back, as it really was £1000s they took off both me and my husband. Can I still do this or is it only for those whos accounts are still open? And will it cause any fuss that I'm at a different address with a different name to that on the account?

Any help from those in the know before I spend my time on something that could come to nothing would be greatly appriciated.

Love to all

Tigs
x

dc240969

l sent my request for statement along with the £10 fee to hbos, my local branch. l didnt recieve any reply to the effect that they where looking into it. l sent them a reminder at day 33, still no reply. l posted, to local branch, my intention to complain to ICO giving them 7 days to respond. That is up tomorrow. After that l guess its a letter to ICO. Exactly what would the ICO do ?

chris-thomas_2

hi all i`m new here, i`ve sent off my first letter asking for £1385 back please!!! but i`ve found another charge i missed first time and can i claim back stopped cheque charges? i have 2 for £7.50 and 1 for £10!
thanks all

Jessie_M

Hi,
Could someone advise me please, got a letter on the weekend from Halifax making me an offer of £4630.00 I'm claiming £5924.00 (on 2 accounts), I want to refuse this but I'm not sure how to go about doing this on the phone, a bit scared to be honest.
Any help would be greatly appreciated.
Jess

shamu95

its possible to claim from a closed account and im sure you can do it even though have changed name. they may just need proof. hope this helps. i am not an expert just going from mine and friends experiences

shoe_2

Jessie_M wrote: »

Hi,
Could someone advise me please, got a letter on the weekend from Halifax making me an offer of £4630.00 I'm claiming £5924.00 (on 2 accounts), I want to refuse this but I'm not sure how to go about doing this on the phone, a bit scared to be honest.
Any help would be greatly appreciated.
Jess

phone them jess and hagle be positive ! i would probley be happy to settle for around the 5250,00 mark if i was you but thats your call ! just have a amount in mind before you phone and stick to it .xx good luck let me know .xx how long have you waited ???

nickmack

Jessie_M wrote: »

Could someone advise me please, got a letter on the weekend from Halifax making me an offer of £4630.00 I'm claiming £5924.00 (on 2 accounts), I want to refuse this but I'm not sure how to go about doing this on the phone, a bit scared to be honest.

If you want to refuse the offer and you're not confident talking, don't phone them. You should send a letter and move to the next stage when the time has expired. This also has the bonus of keeping a written record of what's been said should it be needed.

tiggerk83

:T Thanks very much for that, looking forward to doing battle now!

rumproast

I claimed back £728 in october last year from Halifax. This was for a 7 week period last year when the bank wouldn't help us. Does anyone know if I could still go back 6 years and claim back any other charges or not.

twins_321

Taffyfella wrote: »

Sorry Julie, whilst you were writing your post I edited my previous one as I realised I was in a Halifax thread!!!

That's defo the address you can use, if you went via your branch they would only forward this on to Trinity Road anyway.

Taff

hi am new to this site very interesting just been on the phone to bank my cheque for bank statements was cashed on 05/04/07 they said i should have my statements within ten days what should i do when i receive them.