halifax bank charges (merged)

davit38

upthewall wrote: »

So, since mine is over £6k, would I just have to contact hamilton court as well, that is my local court too!

Does it cost anything for the papers to be sent out?

its just over £30 for papers then you have to pay sheriff officers £20 too but u will get money back with claim

upthewall_2

davit38 wrote: »

its just over £30 for papers then you have to pay sheriff officers £20 too but u will get money back with claim

That is fantastic, really put my mind at ease, I thought I would have a long and probably confusing process to go through.
Thanks for that!!!:T

davit38

upthewall wrote: »

That is fantastic, really put my mind at ease, I thought I would have a long and probably confusing process to go through.
Thanks for that!!!:T

If you go on to the court website you can fill in form and download instead of waiting for them to send you it lot quicker saving you writing it out http://www.scotcourts.gov.uk/sheriff/summary_cause/docs/summary_form_1a.doc

hsgamboy

Hi,

I received a letter from my bank that they will deal with my complaint no later than April 30th. This is after sending the 2nd letter giving them XX date before taking the court route.

I spoke to one of their customer relations people and was told that it will be resolved in their own time and before 30th April.

My question is do I just wait until then before filling in the court papers and just go ahead with my own time scale? The bank in question is Halifax bank and the amount claiming (+ interest) is £980

Has anyone had the same experience with Halifax Bank

grimreaper

i received a letter from halifax after sending them the charges i wanted refund on inc. interest which is 4100 ish it states blah blah they r investigating and rules set by the financial service authority gives them an 8 week response time

do i wait till eight weeks is up which cuold be end of may

do i file court letter saying im not happy with response

what has other people in this situation done and what was outcome many thx:spam: :spam: :spam: :spam: :spam: :spam:

dami150

As has been said many times in the past, it doesn't matter what the banks say because inevitably they will try everything in their power to a) intimidate us or b) bore us into submission by making us wait weeks on end for action.

It is vital that those of us claiming, not only play it by the book in terms of filing the correct letters and claims at the right time but more importantly we stick to our timescale. These are our claims on our terms.

Can you imagine if the bank asked you for a reply to a matter or to pay them monies owed and your response was "I'll deal with it in 8 weeks or I will attend to the matter on such and such a date".

Exactly.

Stick to your timescale because you are in charge here, not them.

For my own case, I have just sent by guaranteed next day delivery (which the Royal Mail's site shows was delivered on Friday 30th), the settle within 14 days or I'll file a claim letter. I thought it was worth a shot rather than going straight to the court claim.

Because I'm a nice person I won't take the Easter bank holiday into account so their 14 days expire on 16th April.

grimreaper

dami150 wrote: »

As has been said many times in the past, it doesn't matter what the banks say because inevitably they will try everything in their power to a) intimidate us or b) bore us into submission by making us wait weeks on end for action.

It is vital that those of us claiming, not only play it by the book in terms of filing the correct letters and claims at the right time but more importantly we stick to our timescale. These are our claims on our terms.

Can you imagine if the bank asked you for a reply to a matter or to pay them monies owed and your response was "I'll deal with it in 8 weeks or I will attend to the matter on such and such a date".

Exactly.

Stick to your timescale because you are in charge here, not them.

For my own case, I have just sent by guaranteed next day delivery (which the Royal Mail's site shows was delivered on Friday 30th), the settle within 14 days or I'll file a claim letter. I thought it was worth a shot rather than going straight to the court claim.

Because I'm a nice person I won't take the Easter bank holiday into account so their 14 days expire on 16th April.

no probs the 14 days for them to reply is 4th april so ill send letter recorded on day b4 to say not happy with response so ill be commencing court proceedings according to template thx:T

nurse_nettie

JohhnyD wrote: »

Hi my first time question sent a letter to the Halifax asking for bank charges back they sent a letter back telling me it will take 8 weeks to investigate i thougt they had 28 days has anyone had this problem any advice would be greatful

This is a standard response from the halifax, stick to your time limits

nurse_nettie

grimreaper wrote: »

i received a letter from halifax after sending them the charges i wanted refund on inc. interest which is 4100 ish it states blah blah they r investigating and rules set by the financial service authority gives them an 8 week response time

do i wait till eight weeks is up which cuold be end of may

do i file court letter saying im not happy with response

what has other people in this situation done and what was outcome many thx:spam: :spam: :spam: :spam: :spam: :spam:

I stuck to my time scale and sent the next letter warning them of court action

shellt40

JohhnyD wrote: »

Hi my first time question sent a letter to the Halifax asking for bank charges back they sent a letter back telling me it will take 8 weeks to investigate i thougt they had 28 days has anyone had this problem any advice would be greatful

I had the same letter, ignore it its a delay tactic I sent the next letter straight off, then received nothing and sent the court letter as per Martins timings, got a letter back saturday with an offer :T . hope this helps.