halifax bank charges (merged)

marcellep

You can definitely claim these unlawful charges from HBOS. Its a bank account and they have applied these ridiculous charges and you have the right to ask for them back.

1 - Request all your statements - 6Yrs England - 5yrs Scotland

2 - Get the highlighter out and mark all your charges

3 - Send the second letter off and keep to your dates.

I would recommend that you send recorded delivery.

Good Luck and keep us updated

Twinkly

Poopar wrote: »

Hi - I only have a basic bank account with the Halifax which I have had for 10 years - which has an Electron card and chequebook but no chequecard or overdraft - I have had lots of charges over the past years ranging from £28 when I first opened my account to currently £39 per bounced cheque/DD - can I reclaim on such an account or is it only on "proper" current accounts. Also when I get a bank charge it usually takes me into overdraft and then I am charged an unauthorised overdraft charge. Can someone give me some advice before I start off the proceedings.
Thanks

My post answering you was moved. I replied to say that yes you can claim on this type of account. Follow the templates and guidelines on this site and good luck

Magatag

jamdown wrote: »

keep doing what martin's timescale states, Halifax are waiting for the april to so they don't have to pay out so much. Continue doing what you have to do the didn't stop to think about anyone when they were taking the money, that's why they are always able to make millions of profit. Read the sucess stories to boost your confidence.

:T quite right! AND they are still taking the charges out at 39.00 as we speak, I had two on Friday and one last week! :mad:

ravvy101

Halifax have acknowledged my claim now on moneyclaim online - which means I have another 16 days left to wait now

Does anyone have any advice as to what to do next? I'm worried they are going to stall until april when the announcement is made... is it worth me phoning them to see if they will make an offer?

helen81_2

Hi,

Im just typing my 3rd letter to Halifax threatening them with court action within another 14 days unless they pay me back...Im still unsure of what to put where it says ...therefore ....(put in courts name) will rule in my favour. Do I just put ...therefore my local court will rule in my favour?

1 more question. Is it absolutley essential to ask for intrest too? I didn't in my initial letter so is it too late to add it on now? But..when I use matins intrest calculator it says my intrest is 0!? Is it because it's such a small amount?

Thanks, Helen x

HappyDale

i have just received a letter off halifax turning down my claim, i am only claiming £355 but its still my money . The letter states that in the terms and conditions it clearly outlines the charging policy:mad: I am going to send off the letter now threatening court action but can i now claim intrest?

someone please help

HappyDale

helen81 wrote: »

Hi,

Im just typing my 3rd letter to Halifax threatening them with court action within another 14 days unless they pay me back...Im still unsure of what to put where it says ...therefore ....(put in courts name) will rule in my favour. Do I just put ...therefore my local court will rule in my favour?

1 more question. Is it absolutley essential to ask for intrest too? I didn't in my initial letter so is it too late to add it on now? But..when I use matins intrest calculator it says my intrest is 0!? Is it because it's such a small amount?

Thanks, Helen x

I am at the same stage and boat as you helen. I think i am going to claim the intrest

Lovestoshop!

Hi All,

I have £700 worth of charges to claim from Halifax. What are they like in responding and refunding to this amount?

Cheers

Sophie

Degs45

Degs45 wrote: »

The cheques were cashed on the 21st Feb the letters were sent on the 10th Feb ...so still a while to wait I think ...Just checked the tracking number and it was delivered and signed for on the 12th thank you Royal Mail ...so 40 days from there ...worst thing is Im goin into Hospital for a week on the 26th of March so I need something to do before then ...

Hi again ..is it worth a phone call to ask were the statements are , if so what is the best number to call thanks Derek

Twinkly

Lovestoshop! wrote: »

Hi All,

I have £700 worth of charges to claim from Halifax. What are they like in responding and refunding to this amount?

Cheers

Sophie

Check out the success thread here :
http://forums.moneysavingexpert.com/showthread.html?t=226762

Using your browser click on Edit/Find and type in halifax to search through the pages quickly.