halifax bank charges (merged)

Edinburghlass_2

You need to study this thread on Reclaiming in Scotland and follow some of the links to see ways round this and users experiences.

tattie_scone

cheers for that really quick reply, ill go and have a look at it!

Kevin13

Hi just starting out with this. Where did you send your first letter to?

Thanks

moontree

A month or two ago I wrote to Halifax asking for details of all the bank charges I've paid over the last six years. They sent me my statements supposedly from the last six years, but two years are missing. In the middle of one sheet of paper, it jumps from 20 Aug 2002 to 7 July 2004 (so it's not as though there could be more statements coming in another envelope). Next to those two dates it has "account renewed" with the respective balances. The missing two years correspond to the period I had the most financial problems and incurred the vast majority of my bank charges!

I was using my account regularly during that period so it's not as though it was inactive or anything.

Has anyone else experienced anything like this? I'm going to write to Halifax again and ask for details of bank charges from that period, but I was wondering if this has happened to anyone else and if so, how you got it resolved. Or even if anyone has any advice for me! (It would be much appreciated.)

Marga.

georgiasmum

Halifax paid up. £1200. Am well chuffed!

autumnharry

Submitted claim on MCOL yesterday, have had no replies from Halifax the whole way through the procedure. The only exception was letter sent to me after the 2nd letter saying I want my money back. they send a letter stating the branch have passed details onto complaints dep and I would hear from them shortly. Well I didn't, so I then sent court action letter all sent via recorded del. Gave them 14 days still no reply. Took it that since they were so busy I would be fair and give a further 14 days. Still no reply so I then put my claim online. I doubt they will reply though so hopefully I will win by default. Fingers crossed.

Can someone please tell me roughly how long it takes for the papers to be served after the court have accepted the claim?

Thankyou

autumnharry

Hi Georgiasmum,

well done on your claim! How long did it take for them to pay up after you did MCOL

Thanks Kim

scabbers

Kevin13 wrote:

Hi just starting out with this. Where did you send your first letter to?

Thanks

The letter requesting your statements from the HALIFAX should be sent here (with your £10 cheque)
Halifax Bank

Date Protection Manager
Trinity Road
Halifax
West Yorkshire
HX1 2BR
ALL the info you need is on Martin's Step-by-Step guide. Go to the Home page and read through it. The more you read the less daunting it is.

catalonia13

georgiasmum wrote:

Halifax paid up. £1200. Am well chuffed!

Brilliant, well done! When did you start the process and did you get as far as issuing a court claim...?
Linda

lgardner

i wrote to them saying they have 10 days before issuing court procedings, and 5 dayus later had a letter offering me the full amount, only £120 but better off with me

Thanks for the advice