Call Me Callous if you like....but maybe i'm not.

hazyjo

I just don't get the topic. You want her to move in - for financial reasons (and love). She doesn't. Several people have already established she probably wouldn't be £5k a year better off by living with you as she currently lives with her son (you've not really confirmed he contributes, so we'll presume). And, if she's coping fine and not short of cash and enjoying her independence, how would she be better off by living with you? I just don't get it.

Erm, has anyone actually agreed with you yet? I've forgotten it's been going on so long...

Jx

serious_saver

Gwhiz wrote: »

I bet you didn't moan and !!!!! on a public forum ad infinitum though!

You have a point but I did moan a lot; to all of my friends, family and collegues, both in person and on facebook and twitter. Of course I know all of those people

I'm going to make a mental note of all the names being passed back and forth on here (other threads too) and store them up in the back of my mind for any future mental breakdowns I may decide to have. That way I'll be ready to unleash them on whoever will be unfortunate enough to be closest. :rotfl:

CatValou

Mustbeananswer?? wrote: »

I weren't going to charge her much board....she would be considerably better off....anything would help!!

no c/tax....gas leccy water....food bills cut....cheaper rent.....

You women are really colonial when it comes to facing the truth!!!

WE WOULD BOTH BE BETTER OFF!!!

Whilst I think it's admirable that you are going to charge Jackie less rent to share a room in your house than she currently pays for her HA home, I'm really not sure you have thought this through.

Would you want Jackie to move in if she wasn't going to contribute to the finances and you were going to have to pay all the bills?

What if she moves in and then this situation occurs?

What would happen if she got ill, or made redundant, or had a non fatal RTA and was off work for months and you had to support her?

What if - heaven forbid - you lost the house? (as hundreds of people do every month at the moment.)

Focusing purely on the financial aspect Jackie is certainly more secure and arguably financially better off staying where she is.

Council Tax - Yours will go up when Jackie moves in. Will the half that she is paying be more or less what she pays now?

Gas and Electric - Useage in your house will go up when Jackie moves in. Is your central heating and water heating system more efficient than hers, is the house as well insulated as hers? Is it possible that the half she pays now is less than the half you will want her to pay?

Water Have you got metre because useage will go up when Jackie moves in. Are you on the same rate as her, or is hers higher or lower? Will the half she'll have to pay at your house be more or less what she pays now?

Shopping Everyone puts weight on when they move in together. How much does she spend on shopping now and how much do you spend? It can be cheaper to share this expense but not always. If she eats one pack of weetabix a week and you eat one pack of weetabix a week you'll still need to but a pack of weetabix each per week saving you nothing.

Building Insurance Jackie probably does not have to pay this in a HA property, so this is one bill that will definitely increase for her.

Contents Insurance I imagine that all the equipment for your business puts your premiums up so Jackie will have to pay more if she moves in with you.

Need I go on? Think it through. Come up with some real numbers and you may be able to get somebody to agree with you.

How do you know Jackie will be better off financially moving in with you if you haven't run the numbers?

BAILEYS6904

He means he will be better off if Jackie moves in. Not necessarily the other way round

Mustbeananswer??

CatValou wrote: »

Whilst I think it's admirable that you are going to charge Jackie less rent to share a room in your house than she currently pays for her HA home, I'm really not sure you have thought this through.

Would you want Jackie to move in if she wasn't going to contribute to the finances and you were going to have to pay all the bills?

What if she moves in and then this situation occurs?

What would happen if she got ill, or made redundant, or had a non fatal RTA and was off work for months and you had to support her?

What if - heaven forbid - you lost the house? (as hundreds of people do every month at the moment.)

Focusing purely on the financial aspect Jackie is certainly more secure and arguably financially better off staying where she is.

Council Tax - Yours will go up when Jackie moves in. Will the half that she is paying be more or less what she pays now?

Gas and Electric - Useage in your house will go up when Jackie moves in. Is your central heating and water heating system more efficient than hers, is the house as well insulated as hers? Is it possible that the half she pays now is less than the half you will want her to pay?

Water Have you got metre because useage will go up when Jackie moves in. Are you on the same rate as her, or is hers higher or lower? Will the half she'll have to pay at your house be more or less what she pays now?

Shopping Everyone puts weight on when they move in together. How much does she spend on shopping now and how much do you spend? It can be cheaper to share this expense but not always. If she eats one pack of weetabix a week and you eat one pack of weetabix a week you'll still need to but a pack of weetabix each per week saving you nothing.

Building Insurance Jackie probably does not have to pay this in a HA property, so this is one bill that will definitely increase for her.

Contents Insurance I imagine that all the equipment for your business puts your premiums up so Jackie will have to pay more if she moves in with you.

Need I go on? Think it through. Come up with some real numbers and you may be able to get somebody to agree with you.

How do you know Jackie will be better off financially moving in with you if you haven't run the numbers?

Now that the insults have stopped we can start to debate properly....see post 147 from someone who has actually been in my position for your answer!!!


Whilst you make some good points in your headings you cannot look at it like a Science....see also the BBC article about the Guy living on his own.

Mustbeananswer??

BAILEYS6904 wrote: »

He means he will be better off if Jackie moves in. Not necessarily the other way round

if..........Jackie moves in there won't be a He OR She...there'll only be a we!!

clutton_2

""Whilst you make some good points in your headings you cannot look at it like a Science...."

this had me roaring with the irony of it all !!!!!

Gemma123

Wow this is my first forum and I'm a newbie but been watching this thread since it started & can't believe how long it keeps going on for. I'm totally amazed. I must live in another world.

Mustbeananswer??

Gemma123 wrote: »

Wow this is my first forum and I'm a newbie but been watching this thread since it started & can't believe how long it keeps going on for. I'm totally amazed. I must live in another world.

I'm new too Gemma and its shocked me as well.

I only said I wanted my Partner of five years,who I love dearly, to move in with me and it seems to have offended a lot of the Female contingent of the forum...and some of the Male.

God knows if I ever said anything controversial...which I'm well capable of.


Welcome :beer::beer::beer::beer::beer:

Yorkie1

Mustbeananswer?? wrote: »

I only said I wanted my Partner of five years, who I love dearly, to move in with me

If your first post had included any reference at all to you loving her, rather than criticising her choices regarding where to live and her relationship with her son, and if your post hadn't asked us to set all emotion aside and agree that it was purely financial suicide for her to remain apart from you, then you might have got a different reaction.