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40 and Foolish!
Comments
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so basically... I thought that inn$%^t veg pots had 350kcals per pot. they actually have 1330 kcals per pot.
!!!Mortgage: £280,752/ £262,515.84
hmrc:£16760/£5,480.20
evil credit cards: £41,208/ £37,841
Car: £18,800/£13,101.18
Weight 13.9/ 12.6 -1 stone 3
saving for refurb £2000/£700 1 July 20130 -
so basically... I thought that inn$%^t veg pots had 350kcals per pot. they actually have 1330 kcals per pot.
!!!
Ouch x
Shares to pay off debts sounds like a good idea to me as I'm sure you are paying more interest on them than you are making on the shares.
Hope you have enough to do all you want to without losing out. xTargets
Trip to Australia (On hold until 2022 now) to meet new grandson born jan 21!
Lose 84lbs. Update (minus 65lbs mostly during lockdown as of 18.05.21)
LBM : July 11 - £56,962
DEBT FREE 21-05-21
MORTGAGE FREE 13-06-18
Loving my kitty cat
https://forums.moneysavingexpert.com/discussion/3958715/return-to-solvency/p10 -
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I mean 1/3 of a pot. Can anyone eat that and not be hungry!Mortgage: £280,752/ £262,515.84
hmrc:£16760/£5,480.20
evil credit cards: £41,208/ £37,841
Car: £18,800/£13,101.18
Weight 13.9/ 12.6 -1 stone 3
saving for refurb £2000/£700 1 July 20130 -
Hi Newleaf,
I was looking at your SOA and you have £70,000 worth of shares and bonds, which shows really good financial management, and forward planning.
I think using a chunk of it to pay off interest bearing credit cards and loans, makes great sense, in fact I would be inclined to pay off the whole lot and declare myself debt free, which, apart from your mortgages, is the reality of your situation.
We cleared all our cards with savings, much of which had been built up through redundancy payments and stock options and it felt tremendously liberating, although we were loathe to do it at the time, and it really simplified things.
Our challenge now is to remain in budget, build our savings back up and avoid running up any debt in future :eek: .Weight 12 st 2lb - Now 11 stone 1 lb (-15 lb)
Saving £0 Now £1,000.00-J Cricket fund £200.00
£70.00/£350.00 grocery challenge in October
Custardy's 9000 reps by the new year 3000/9000
£10.00 a day extra earnings - £127.00/£310.00
“What the caterpillar calls the end, the rest of the world calls a butterfly.” Lao Tse0 -
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Hi RB, not all of the £70k is able to be accessed (some is licked in and can't be sold for 2 more years). I will cash in what I can to pay off what I can, I think you have given me some good adviceMortgage: £280,752/ £262,515.84
hmrc:£16760/£5,480.20
evil credit cards: £41,208/ £37,841
Car: £18,800/£13,101.18
Weight 13.9/ 12.6 -1 stone 3
saving for refurb £2000/£700 1 July 20130 -
Hi RB, not all of the £70k is able to be accessed (some is licked in and can't be sold for 2 more years). I will cash in what I can to pay off what I can, I think you have given me some good advice
Are you that hungry you are licking your shares!
13 weeks to Christmas. Am hoping to loose 3lb a week to make just under 3 stones so am happy to help you lick them, it could help us both!
HHx0 -
HH I am trying to do -2 per week.
See! I am so hungry I am thinking about licking.. GROSSMortgage: £280,752/ £262,515.84
hmrc:£16760/£5,480.20
evil credit cards: £41,208/ £37,841
Car: £18,800/£13,101.18
Weight 13.9/ 12.6 -1 stone 3
saving for refurb £2000/£700 1 July 20130 -
It's one way of unlocking your stocks I guess!
HHx0
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