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40 and Foolish!

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  • NewLeaf_2
    NewLeaf_2 Posts: 2,116 Forumite
    so basically... I thought that inn$%^t veg pots had 350kcals per pot. they actually have 1330 kcals per pot.

    !!!
    Mortgage: £280,752/ £262,515.84
    hmrc:£16760/£5,480.20
    evil credit cards: £41,208/ £37,841
    Car: £18,800/£13,101.18
    Weight 13.9/ 12.6 -1 stone 3
    saving for refurb £2000/£700 1 July 2013
  • grannyx2
    grannyx2 Posts: 3,455 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker
    NewLeaf wrote: »
    so basically... I thought that inn$%^t veg pots had 350kcals per pot. they actually have 1330 kcals per pot.

    !!!

    Ouch x

    Shares to pay off debts sounds like a good idea to me as I'm sure you are paying more interest on them than you are making on the shares.

    Hope you have enough to do all you want to without losing out. x
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    https://forums.moneysavingexpert.com/discussion/3958715/return-to-solvency/p1
  • NewLeaf wrote: »
    so basically... I thought that inn$%^t veg pots had 350kcals per pot. they actually have 1330 kcals per pot.

    !!!

    A third of the pot didn't do it then?!!

    HHx
  • NewLeaf_2
    NewLeaf_2 Posts: 2,116 Forumite
    I mean 1/3 of a pot. Can anyone eat that and not be hungry!
    Mortgage: £280,752/ £262,515.84
    hmrc:£16760/£5,480.20
    evil credit cards: £41,208/ £37,841
    Car: £18,800/£13,101.18
    Weight 13.9/ 12.6 -1 stone 3
    saving for refurb £2000/£700 1 July 2013
  • Rainbow_Bridge
    Rainbow_Bridge Posts: 363 Forumite
    edited 24 September 2012 at 5:10PM
    Hi Newleaf,

    I was looking at your SOA and you have £70,000 worth of shares and bonds, which shows really good financial management, and forward planning.

    I think using a chunk of it to pay off interest bearing credit cards and loans, makes great sense, in fact I would be inclined to pay off the whole lot and declare myself debt free, which, apart from your mortgages, is the reality of your situation.

    We cleared all our cards with savings, much of which had been built up through redundancy payments and stock options and it felt tremendously liberating, although we were loathe to do it at the time, and it really simplified things.

    Our challenge now is to remain in budget, build our savings back up and avoid running up any debt in future :eek: .
    Weight 12 st 2lb - Now 11 stone 1 lb (-15 lb)
    Saving £0 Now £1,000.00-J Cricket fund £200.00
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  • NewLeaf wrote: »
    I mean 1/3 of a pot. Can anyone eat that and not be hungry!


    Am laughing. How can a pot of that even have 350 calories in it?!

    HHx
  • NewLeaf_2
    NewLeaf_2 Posts: 2,116 Forumite
    Hi RB, not all of the £70k is able to be accessed (some is licked in and can't be sold for 2 more years). I will cash in what I can to pay off what I can, I think you have given me some good advice
    Mortgage: £280,752/ £262,515.84
    hmrc:£16760/£5,480.20
    evil credit cards: £41,208/ £37,841
    Car: £18,800/£13,101.18
    Weight 13.9/ 12.6 -1 stone 3
    saving for refurb £2000/£700 1 July 2013
  • NewLeaf wrote: »
    Hi RB, not all of the £70k is able to be accessed (some is licked in and can't be sold for 2 more years). I will cash in what I can to pay off what I can, I think you have given me some good advice


    Are you that hungry you are licking your shares!

    13 weeks to Christmas. Am hoping to loose 3lb a week to make just under 3 stones so am happy to help you lick them, it could help us both!

    HHx
  • NewLeaf_2
    NewLeaf_2 Posts: 2,116 Forumite
    HH I am trying to do -2 per week.

    See! I am so hungry I am thinking about licking.. GROSS
    Mortgage: £280,752/ £262,515.84
    hmrc:£16760/£5,480.20
    evil credit cards: £41,208/ £37,841
    Car: £18,800/£13,101.18
    Weight 13.9/ 12.6 -1 stone 3
    saving for refurb £2000/£700 1 July 2013
  • It's one way of unlocking your stocks I guess!

    HHx
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