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40 and Foolish!

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Comments

  • NewLeaf wrote: »
    I also decided last night to sell my David Yurman jewellery. All but one bracelet. That combined with the stock sale I did from the US (which should hit my account next week) will kill of the majority of the tax. It was a gift from my late grandmother so I feel the need to keep one piece

    Ooh NL thats a very big decision to make. Im sorry you feel that you need to do this to get THEM off your back.
    David Yurman jewellery is beautiful, if I win the lottery tonight I will pay your tax and you can keep the beautiful jewellery .

    I wish for the umpteenth time I had a magic wand x
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75
    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
  • NewLeaf_2
    NewLeaf_2 Posts: 2,116 Forumite
    me too. Just to cheer us all up... the following is an email from Miss Malaprop


    Theybrought multiple items in but the one thing I fell in love with was thisblouse! OMG – it fit beautifully…UNTIL I saw the price tag of$695.00 – what the heck. I guess it was from a little designer inItaly named Marc Jacobs

    So needlessto say they bring in some shoes that feel GREAT and I find a jacket that fitsalso. Shoes $325.00 which is steep but since the jacket was only$118.00 I thought I would splurge.


    OK 1. why is anyone spending that kind of money and 2. marc Jacobs is American.
    Mortgage: £280,752/ £262,515.84
    hmrc:£16760/£5,480.20
    evil credit cards: £41,208/ £37,841
    Car: £18,800/£13,101.18
    Weight 13.9/ 12.6 -1 stone 3
    saving for refurb £2000/£700 1 July 2013
  • £1,020 pa on electricity? :eek:
  • NewLeaf_2
    NewLeaf_2 Posts: 2,116 Forumite
    Bedsit.. Does that seem high? I work from home so here all day?
    Mortgage: £280,752/ £262,515.84
    hmrc:£16760/£5,480.20
    evil credit cards: £41,208/ £37,841
    Car: £18,800/£13,101.18
    Weight 13.9/ 12.6 -1 stone 3
    saving for refurb £2000/£700 1 July 2013
  • I think it's high.

    I don't spend half that, on Gas and Electricity.
  • NewLeaf_2
    NewLeaf_2 Posts: 2,116 Forumite
    how big is your place
    Mortgage: £280,752/ £262,515.84
    hmrc:£16760/£5,480.20
    evil credit cards: £41,208/ £37,841
    Car: £18,800/£13,101.18
    Weight 13.9/ 12.6 -1 stone 3
    saving for refurb £2000/£700 1 July 2013
  • grannyx2
    grannyx2 Posts: 3,455 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker
    Sorry to hear you are having to sell the jewellery but I'm fairly sure your Granny would want to ease your stress in any way she could and if this is the way she'd approve.

    Granny x
    Targets
    Trip to Australia (On hold until 2022 now) to meet new grandson born jan 21!

    Lose 84lbs. Update (minus 65lbs mostly during lockdown as of 18.05.21)

    LBM : July 11 - £56,962
    DEBT FREE 21-05-21
    MORTGAGE FREE 13-06-18

    Loving my kitty cat

    https://forums.moneysavingexpert.com/discussion/3958715/return-to-solvency/p1
  • NewLeaf wrote: »
    me too. Just to cheer us all up... the following is an email from Miss Malaprop


    Theybrought multiple items in but the one thing I fell in love with was thisblouse! OMG – it fit beautifully…UNTIL I saw the price tag of$695.00 – what the heck. I guess it was from a little designer inItaly named Marc Jacobs

    So needlessto say they bring in some shoes that feel GREAT and I find a jacket that fitsalso. Shoes $325.00 which is steep but since the jacket was only$118.00 I thought I would splurge.


    OK 1. why is anyone spending that kind of money and 2. marc Jacobs is American.

    Love it !! :rotfl:

    Zara is my shop of choice, although I tend to keep walking these days ! :D
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75
    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
  • NL I think I msut have missed you post where you mentioned your electricity costs.

    Not sure how relevant it is, but we pay £250 per month , therefore £3000 exactly per year on our dual fuel :eek:. I am not sure what portion of that is electricity only but I can try and find out if its any help.

    As you know working from home also x

    Granny, I agree with you totally re the jewellery .
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75
    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
  • NewLeaf wrote: »
    how big is your place

    One bed flat, but there's still quite a difference between your £1,020 pa, and my £180 pa.

    Do you live in a castle? :p
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