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June 2010, 80 payments to go............

17810121395

Comments

  • tootallulah
    tootallulah Posts: 2,197 Forumite
    Yes well a French winemaker would have been lovely, but nothing quite so exciting to report.

    Spent today: coffee £2 and groceries £8.57. Now I have milk, I have bread, salad, fruit, fish, meat, cheese. I do not need to buy ANY food, my freezer is stuffed. I am out for a work dinner on Wednesday and off to visit friends on Friday so my plan is to start September (that is next week folks) with a freezer challenge. It needs clearing and I need to save some money. The work on my house will be £22k, my challenge is to see if I can put less than £20k of it onto my mortgage. By January 2011 I will know where I am and what the challenges are for repaying, interesting times.
  • tootallulah
    tootallulah Posts: 2,197 Forumite
    Coffee £2, things eaten from the freezer: quiche which was lunch yesterday, today and tomorrow and two lamb chops. There is a lot of stuff in that freezer.

    I am choosing a new kitchen (on line surfing) and two bathrooms (ditto). Full details when I have a bit more time. Cruising to the end of the month, next month I have to overpay £1500 so funds will be a teeny bit restricted.
  • tootallulah
    tootallulah Posts: 2,197 Forumite
    Coffee £2. I am waiting for the schedule for the work on my house. It should start the second week in September and take 12 weeks. So with luck and a following wind it should all be done and dusted for Christmas.
  • greent
    greent Posts: 10,833 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    ooh - very organised! And all before the VAT increase :-)
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20
  • tootallulah
    tootallulah Posts: 2,197 Forumite
    OK it's the start of a new term and I am back, back, back. I am getting the quotes in for the work on my house it is exciting and a bit scary. It will be be between £20-25k and I can only afford £20k so decisions will have to be made. My aim is to be in the position by Christmas where my mortgage and debts total £170k which is an horrendous total but I've been there before and can do it. Then from January it is head down and get that pesky mortgage gone in ten years (or fewer). So that is £1500 per month plus interest folks every single month. And my not new ambition is to actually Ebay something rather than gather more boxes ready for Ebaying! I've been saying it for three years and I have regularly chickened out so it's a good aim.

    I have food shopped and just need fresh fruit and veg and milk until the food in the freezer/cupboards runs out. I think I have enough for a couple of weeks, we shall see. £80 in the coin stash, £310 in the bank. Hello September.
  • tootallulah
    tootallulah Posts: 2,197 Forumite
    Coffee £2.00, bleach £3.00, sink unblocker £3.80. As you can see kitchen issues, otherwise OK. I am doing 30 minutes de-clutter/cleaning/ironing every night to improve my living conditions generally. Unidentified freezer block for tea, yum, yum.
  • greent
    greent Posts: 10,833 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Ah - freezer surprise! :D We used to end up with those regularly - now I try and be organised and label everything (which is great until a label falls off!!) :D
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20
  • tootallulah
    tootallulah Posts: 2,197 Forumite
    Strayed into Waitrose and was seduced by astounding reductions on meat. £13,98 later escaped with a free range chicken, 40 Thai chicken kebabs and 18 various free range meat burgers and 2 X joints of free range pork, come on you've got to admit bargainacious. Freezer now bursting and I definitely have more than enough food for September.

    2 X coffees (tired and need to clean so have had an extra as a pick me up) £4.00. I am changing my journey from next week so that I do not enter the environs of Waitrose at any point, I'm an addict and need to practice "avoidance of bad situations techniques".

    Read the thread on how to put things on Ebay, a start of sorts.

    The builders have told me I have to clear and store all my stuff from the house as the work is so extensive. My goodness things are hotting up. Any opinions on Ikea kitchens?
  • greent
    greent Posts: 10,833 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Ooh - lovely bargains from Waitrose :D (my idea of s/mkt heaven!)
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20
  • tootallulah
    tootallulah Posts: 2,197 Forumite
    Hi Greent yes well Waitrose is my idea of shopping heaven too, and as I pretty much use it as my whoopsie place of choice it would be inexpensive if I didn't go there most days!

    Still, busy week-end packing up my house stuff to go into storage, blimey how do people move house every two years, what a nightmare. I need to get Friday off to meet the men to do the work and be back in London for the rest of my stuff to come to London. I wil be rather spendy this week with going up and down but from next week this is frugaldom central.
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