Anyone want to be my house-buying buddy?

Blondiebird

Valuation through and all OK.
They did it yesterday morning and I got the full HB report by 10am this morning - lightning speed!

sharon1982

Update on my timeline:

17/5 Offer accepted
18/5 Instructed solicitor
20/5 Mortgage application submitted and now with underwriters - they will review in next 3-4 business days when received payslips and review again when valuation and survey carried out, which is scheduled to take place on 28/05.
28/5 Advised Halifax had put a hold on the survey as wanted further proof of income - IFA away so nothing was sent
1/6 IFA back in the office, docs sent. Turns out our case was picked to be randomly audited.
2/6 Advised all fine and approved - valuation and survey re-booked for 9/6.

gnimia

sharon1982 wrote: »

Update on my timeline:

17/5 Offer accepted
18/5 Instructed solicitor
20/5 Mortgage application submitted and now with underwriters - they will review in next 3-4 business days when received payslips and review again when valuation and survey carried out, which is scheduled to take place on 28/05.
28/5 Advised Halifax had put a hold on the survey as wanted further proof of income - IFA away so nothing was sent
1/6 IFA back in the office, docs sent. Turns out our case was picked to be randomly audited.
2/6 Advised all fine and approved - valuation and survey re-booked for 9/6.

Thats good news Sharon - on to the next stage!

hairdye

hope your survey goes ok! Someone form a timber specialist was visiting our property today, should get the report in a couple of days so I hope it goes ok!

I sent a cheque to the solicitors for the searches yesterday and they are underway, he said they only take a few days, so fingers crossed the timber damp wont be too much of a big job!

Then i think we are just waiting for the contract from the vendors solicitors, any idea how long that takes? I want to get moving! x

gnimia

gnimia wrote: »

Hello all! Can i join in please I'm a ftb, in London, so hand holding i think will be very useful!
I really like the timeline idea, to keep track of things so...
24/05 second veiwing
26/05 initial offer in - rejected within half an hour!
26/05 Phone calls to mortgage broker and solicitor
27/05 second offer in "will hear first thing tmw"
28/05 am - chewing nails
28/05 3pm - offer accepted! "they wanted 4k more, but I (EA) persuaded them to accept as you're such a good prospect" (ok, so its probably stuff and nonsense but ho hum... Solictor details sent and requested property is updated as under offer
28/05 5.30pm, a very large glass of celebratory wine!

03/06 Sales letter finally received from new EA (he has been giving evidence in some court case all week!)
04/06 CAlls to solicitor, and Property Amendment form to Mortgge Broker
Just waiting on difficult call from old EA now :eek: Think more celebratory glasses of wine will be require tonight!

goldengirl28

goldengirl28 wrote: »

thought i would join this thread, didn't think i would still be around, but still am, so i thought i wouls share my story or saga as it is becoming;


23/03 - Offer accepted.
27/03 - Contacted by solicitor we are using for our sale, she is going to act on both my sale and purchase
28/03 - Mortgage Application made and accepted with Halifax.
31/03 – Surveyor visits and does valuation and homebuyers report.
02/04 - survey comes back, some investigations required (asbestos & electric)
05/04 - Solicitor receives mortgage offer.
07/04 – electric and asbestos surveys done, (3k for eclectics 500 for asbestos)
08/04 – Ask vendor to contribute to costs – after 2 weeks of pondering vendor says no
22/04 – we instruct solicitor that we will pay and to move onto next phase
22/04 – solicitors advises vendor has not returned any paperwork
23/04 – we contact vendor and find out that ex-husband won’t sign – they need to see their divorce lawyer
04/05 – vendors finally go to their divorce solicitors and agree to sign paperwork
06/05 – fixtures and fittings and other paperwork received
07/05 – solicitor raises enquiry about missing paperwork and HIP
10/05 – Vendor says not doing a HIP as a private sale (it isn’t)
17/05 – I contact my solicitor and ask if I can pay for the HIP to move things along – awaiting a response
18/05 – emailed solicitor to see if things are progressing and if we can exchange on the 04 June – awaiting a response
24/05 – still no response to enquiries


Also to add to this my buyer has been waiting since the 18 Feb..........he is patient but i'm sure this is doing his head in as well!

finally over the weekend paperwork received with EPC, replies to enquiries and the land registry paperwork............letter included asking us to arrange an appointment to go into review paperwork and do some signing, going in tomorrow at 3pm, so hopefully we should be exchanging in the next few days.........YIPPEE,:D:D

hairdye

that's great golden girl! I have jsut spoken to the EA to chase up timber report, searches are being done now, then it's just signing I think!

Does anyone know how long the searches normally take??

goldengirl28

hairdye wrote: »

that's great golden girl! I have jsut spoken to the EA to chase up timber report, searches are being done now, then it's just signing I think!

Does anyone know how long the searches normally take??

thats good progress........searches i think it varies by local council mine are running at 2.5wks (should have been 2 weeks)

wessexw

I'm in the process of trying to find a surveyor at the moment - it's turning out to be really difficult! They're either stupidly expensive or else booked out for weeks in advance

goldengirl28

wessexw wrote: »

I'm in the process of trying to find a surveyor at the moment - it's turning out to be really difficult! They're either stupidly expensive or else booked out for weeks in advance

can your bank or EA recommend one? whihc type of survey are you having done?