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Anyone want to be my house-buying buddy?
Comments
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An update on my purchase so far...
29/04 - Offer accepted.
30/04 - Contacted by solicitor from last house purchase attempt. He will act for me again, but he changes companies in two weeks.
04/05 - Mortgage Application made with Post Office online.
05/05 - Mortgage Application accepted. They will send paper work and SAE to send proof of earnings.
06/05 - Post Office instruct surveyor for valuation and homebuyers report.
07/05 - Post Office Letter arrives with SAE.
10/05 - SAE sent back with proof of earnings.
10/05 - Homebuyers survey and valuation carried out.
15/05 - Full mortgage offer recived.
15/05 - Home Buyers Survey received. All good.
17/05 - Solicitor starts at new company, cheque for searches provived.
17/05 - Signed mortgage offer and direct debit mandate returned.
20/05 - Informed by solicitior that the Local Authority seach in the HIP is out of date and I need a new one to the tune of £192.
20/05 - Received fixtures an fittings list.
28/05 - Enviromental Search and Chancel Search received.
04/06 - Solicitor informs me that the EA says that the sellers have now completed on their purchase and they now want to push our sale through, which I'm eager for. But solicitor still hasn't received answers to quesions asked to sellers.
07/06 - Arranging home insurance as it is needed for Exchange rather than completion. Still not aware of when the exchange date will exactly be yet.
07/06 - Hope to receive local authortity search this week.MFW 2015 - #88 £3,345 / £3,500
MFW 2014 £2,990,MFW 2013 £7,905, MFW 2012 £12,216
Opening Mortgage Balance (15th July 2010): £200,999
Current Mortgage Balance(2nd July 2015): £150,999
Total overpayments to date: £30,292.00
Updated 19/05/20150 -
goldengirl28 wrote: »can your bank or EA recommend one? whihc type of survey are you having done?
I don't trust the EA so would deliberatly steer clear of any that they recommended! I'm waiting for a few different surveyor to get back to me now so fingers crossed something will come up. I want the full survey - I know the homebuyers one is cheaper but I want to play it very safe on this purchase0 -
goldengirl28 wrote: »thats good progress........searches i think it varies by local council mine are running at 2.5wks (should have been 2 weeks)
did you ask the council this? Is there a way I can find out how long my council takes?
Looks like everyone is coming along well!
Sorry to Wessex, when I rang for quotes for a survey they were biting my hand off for the work! what area are you in?0 -
I'm in North London hairdye, I'm rather surprised that I'm having trouble finding one, I thought with the property market being so slow that they'd be biting my hand off too!!0
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yea i would have thought that too! I got a quote through a website, and within a day all three had called me or emailed!
I used this site, might be worth a try?
http://www.reallymoving.com/cat/4/Chartered-Surveyors.aspx0 -
Thanks a million hairdye, I tried the link and it gave me 4 results, despite putting in the London postcode it gave me one surveyore in Kent and another in Oxford of all places, but the other two are valid London ones so I'll check them out
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did you ask the council this? Is there a way I can find out how long my council takes?
Looks like everyone is coming along well!
Sorry to Wessex, when I rang for quotes for a survey they were biting my hand off for the work! what area are you in?
My solicitor advised me of the time it takes, on my council website it says 5 day's but they add 5 more on for admin etc2010 challenges
Saving £8k to add to house deposit - done:D
8000/10,200 done 28 April (started jan 1 2010)
Lose 2 stone/ -5/23 to go
Sell our house and buy another one0 -
I managed to get a surveyor at last thanks to hairdye, they said that they were unusually busy at the moment though and therefore would have to wait about 2 weeks before they can do it. Got some replies back from other surveyors too today and they wouldn't take me on at all as they are booked solid for the forseeable future!!!
What on earth is going on with surveyors in north London? :S0 -
wow, there must be a housing boom in the london! hope the survey goes ok when you finally get it done!0
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Have just had the results for the timber survey, and no damp, hurrah! A few bits did come up, adding an airbrick, securing floorboards and possible furniture beetle, but they quoted £740 for the work so I am not worried (plus I will obviously get more quotes once we own the place) so overall everything is going well!
Just waiting for searches, hope they come back soon!0
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