📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Does anyone want to go head to head?

1202123252637

Comments

  • I've just noticed that some of you are students. I really feel for you, I'm lucky enough to be old enough to have got through Uni whilst there were still grants. Both OH and I think about you students and look at where we are now and realise that if we had started out with these huge debts we would be in a smaller house with an even bigger mortgage. I don't think I would have been in a position to be a full-time-mum either.
    Keep plugging away and don't loose heart.
    7 Angel Bears for LovingHands Autumn Challenge. 10 KYSTGYSES. 3 and 3/4 (ran out of wool) small blanket/large square, 2 premie blankets, 2 Angel Claire Bodywarmers
  • Mirtos
    Mirtos Posts: 728 Forumite
    Oh dear! If it makes you feel any better scottish, I appear to be going backwards this week. Have just checked the totals of all my debts, and some how they all come to £100 more than I had calculated.:eek: Boo hoo. That means that this week's mini pay packet will go down the drain, paying off stuff I thought I'd already paid off. :(
    Official Debt Free Wannabe Nerd Club member 095! Debt Now:
    M&S £5000 £2071.49 - 3.9% |Cahoot Loan £8646.96 £7453.24 - 5.8%| Barclays OD £2250.00 £991.99 - 0% Halifax Card £1620.60 - 0% Savings: £927.59
    Grand Total = £22,540 £11,209.73 :eek:Total paid off since 31st May '06 = £11,330.27 :T Semi-DFD Dec'07?
    Savings for temporary unemployment fund: £763.05 @ 8%, £164.54@ 4% Total savings: £927.59

    £18k Challenge £18,934.21 £11,209.73 to go!
    Proud to be dealing with my debt.
  • spamalot
    spamalot Posts: 117 Forumite
    :beer: Just wanted to say good luck guys!!

    The competitive element is really spurring us on. My other half has got some evening work lined up for next month as a second job just so he can stay in the game! he also is spending loads more time scratching his head thinking of ways he can get more money in the pot, its great as he's never done anything like this before. He keeps muttering things like 'you wait until next month' and is still on about tortoises and hares! I think its the fact that i keep ribbing him as to his woefully inadequate efforts so far and that I'm clearly going to kick his rear in this competition!!

    Best of luck, it'll be really interesting to see whose going to raise the Hallet virtual trophy!! :grouphug:
  • Hello everyone,

    Sorry about yesterday - I was on a bit of a downer and could see everyone paying stuff off except me and I felt like a bit of a failure!

    I am really chuffed for all of you and please don't stop posting about your achievements - I realise my comment was quite negative - I just didn't want to be lagging four/six months after everyone else - and everyone thinking "will she just pull her finger out?"

    Congratulations everyone and I'm still in the game! I'm on course to pay off £150 off my Barclaycard this week and was at a meeting yesterday where I was confirmed at least another £40/£45 a month (£53 this month) for doing some work in my village. I still have £95 to come from Quidco and £8 from Amazon and about £75 from confirmed babysitting gigs so its not so bad!

    I just haven't seemed to start yet as I've been waiting for stuff to clear to pay off the first £150 - so frustrating!

    scottishspendaholic x
    MBNA = £4,000 / Next = £925 (approx. tbc on 19/8)
    Tesco = £2,910.11 / Smile overdraft = £500
    Bank of Scotland = £2,782.83
  • LJD1_2
    LJD1_2 Posts: 2,173 Forumite
    Hello everyone,

    I'm on course to pay off £150 off my Barclaycard this week and was at a meeting yesterday where I was confirmed at least another £40/£45 a month (£53 this month) for doing some work in my village. I still have £95 to come from Quidco and £8 from Amazon and about £75 from confirmed babysitting gigs so its not so bad!


    scottishspendaholic x


    See you're doing well and don't forget it's friendly competition. Now, just make sure you don't overtake me or else i'll.....i'll.......i'll........grrrr I never was a very threatening person!
    January budget
    Nothing left!
  • Mirtos
    Mirtos Posts: 728 Forumite
    Hi Scottish! Isn't it frustrating waiting for things to clear? It drives me nuts! Glad to see you're still in the game and feeling a bit more positive! Hooray for us all! :T
    Official Debt Free Wannabe Nerd Club member 095! Debt Now:
    M&S £5000 £2071.49 - 3.9% |Cahoot Loan £8646.96 £7453.24 - 5.8%| Barclays OD £2250.00 £991.99 - 0% Halifax Card £1620.60 - 0% Savings: £927.59
    Grand Total = £22,540 £11,209.73 :eek:Total paid off since 31st May '06 = £11,330.27 :T Semi-DFD Dec'07?
    Savings for temporary unemployment fund: £763.05 @ 8%, £164.54@ 4% Total savings: £927.59

    £18k Challenge £18,934.21 £11,209.73 to go!
    Proud to be dealing with my debt.
  • full-time-mum
    full-time-mum Posts: 1,962 Forumite
    Good to hear you're feeling more positive this morning.

    Sun has come out here (well in between the black clouds anyway) and that always makes me feel more cheerful.
    7 Angel Bears for LovingHands Autumn Challenge. 10 KYSTGYSES. 3 and 3/4 (ran out of wool) small blanket/large square, 2 premie blankets, 2 Angel Claire Bodywarmers
  • LookingAhead
    LookingAhead Posts: 4,633 Forumite
    Hey SS! Look at me! Haven't paid a penny off yet! So you can't give up.
    Bank Balance: In the black for the moment.
    Sainsburys Loan: Cleared July 2010
    Credit cards: AMEX Airmiles Card: direct debit set to clear balance monthly
  • LJD1_2
    LJD1_2 Posts: 2,173 Forumite
    Today I found £3.50 in a coat pocket. It was so hard setting up the bank to pay barclaycard that now I love annoying them and paying off any little amounts that come in. So, today i'm paying off the £3.50.... yeahhhhhhhhhhhhhh!
    January budget
    Nothing left!
  • Mirtos
    Mirtos Posts: 728 Forumite
    Hi Guys. Mini pay day for me today, but it has all been swallowed up in correcting my little 'miscalculation':eek: I'm off to see my parents for the long weekend, so wont be around to post until wednesday. Hope you all have a lovely bank holiday - and that "money is coming easily" to you all. ciao for now :wave:
    Official Debt Free Wannabe Nerd Club member 095! Debt Now:
    M&S £5000 £2071.49 - 3.9% |Cahoot Loan £8646.96 £7453.24 - 5.8%| Barclays OD £2250.00 £991.99 - 0% Halifax Card £1620.60 - 0% Savings: £927.59
    Grand Total = £22,540 £11,209.73 :eek:Total paid off since 31st May '06 = £11,330.27 :T Semi-DFD Dec'07?
    Savings for temporary unemployment fund: £763.05 @ 8%, £164.54@ 4% Total savings: £927.59

    £18k Challenge £18,934.21 £11,209.73 to go!
    Proud to be dealing with my debt.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.2K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.2K Work, Benefits & Business
  • 599.3K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.