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Does anyone want to go head to head?

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  • LookingAhead
    LookingAhead Posts: 4,633 Forumite
    Within a month!? Ho ho, I will be lucky to complete it within 5 months!!

    I am yet to pay something off mine...:eek: Just can't do anything till pay day at all.

    Oh well....
    Bank Balance: In the black for the moment.
    Sainsburys Loan: Cleared July 2010
    Credit cards: AMEX Airmiles Card: direct debit set to clear balance monthly
  • scottishspendaholic
    scottishspendaholic Posts: 1,171 Forumite
    I think I might have to pull out - I feel a bit depressed! I am so happy for all of you for being able to pay off your debts so quickly but I can't help feeling rubbish 'cos I can't do it so speedily!

    So good luck guys and I'll keep plodding on with mine.

    scottishspendaholic x
    MBNA = £4,000 / Next = £925 (approx. tbc on 19/8)
    Tesco = £2,910.11 / Smile overdraft = £500
    Bank of Scotland = £2,782.83
  • CathChat
    CathChat Posts: 164 Forumite
    LookingAhead wrote:
    Within a month!? Ho ho, I will be lucky to complete it within 5 months!!

    I am yet to pay something off mine...:eek: Just can't do anything till pay day at all.

    Oh well....
    Same here! At lease your not on your own. lol
    Pay day Friday so hopefully should be able to pay some off then.
  • mrs_mug_2
    mrs_mug_2 Posts: 172 Forumite
    Don't give up - I've just had a run of good luck. If I were to do it again I am sure it will take me a good few months - I've sold everything I can now so I'll be relying on wages. And it isn't over until the money is in the bank, which it isn't for me yet :)
  • Mirtos
    Mirtos Posts: 728 Forumite
    scottishspendaholic wrote:
    I think I might have to pull out - I feel a bit depressed! I am so happy for all of you for being able to pay off your debts so quickly but I can't help feeling rubbish 'cos I can't do it so speedily!

    So good luck guys and I'll keep plodding on with mine.

    scottishspendaholic x
    Noooo! Don't give up, I've only been able to get this far because I have two jobs, one of which pays weekly, the other monthly, so i have lots of little paydays. - the weekly paid job is coming to an end soon as well, so I've really just been lucky about the timing. Please don't give up! Every little helps, and we're all here to support you.
    Official Debt Free Wannabe Nerd Club member 095! Debt Now:
    M&S £5000 £2071.49 - 3.9% |Cahoot Loan £8646.96 £7453.24 - 5.8%| Barclays OD £2250.00 £991.99 - 0% Halifax Card £1620.60 - 0% Savings: £927.59
    Grand Total = £22,540 £11,209.73 :eek:Total paid off since 31st May '06 = £11,330.27 :T Semi-DFD Dec'07?
    Savings for temporary unemployment fund: £763.05 @ 8%, £164.54@ 4% Total savings: £927.59

    £18k Challenge £18,934.21 £11,209.73 to go!
    Proud to be dealing with my debt.
  • never_again_2
    never_again_2 Posts: 179 Forumite
    scottishspendaholic wrote:
    I think I might have to pull out - I feel a bit depressed! I am so happy for all of you for being able to pay off your debts so quickly but I can't help feeling rubbish 'cos I can't do it so speedily!

    So good luck guys and I'll keep plodding on with mine.

    scottishspendaholic x


    Don't worry scottishspendaholic. I'm lagging behind too. I have kind of lost the momentum.

    I have a P/T job but all the money seems to be going on other things. OH and I are going back to college next month and the fees for the courses come to £405. I also have an MOT next month, had to pay for pet and home insurance in one go this week because I am NOT paying 30% APR to pay monthly.

    I don't seem to be making any head way. Plus my P/T is seasonal (waitressing at weddings) and the work is already starting to slow down.

    If it takes you a while to clear your debt, I’m still with you on it.
    Total Debt November 2016 =£9,660.52 :mad:

    Monthly Repayments = £593.09 :eek:

    Goal to be debt free December 2017/ Savings £500 :T
  • LJD1_2
    LJD1_2 Posts: 2,173 Forumite
    You can't give up. I'm lucky because I get paid by the hour when I work and I've just been building up my business so we don't rely on my wages yet. That's the only reason i've been able to throw money at my debt. We'll all get there!
    January budget
    Nothing left!
  • beanielou
    beanielou Posts: 95,644 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    I think that you have all done so well
    Scottish, sorry cant let you give up as I am routing for everyone on this thread.
    It doesent matter who wins, just that you all reduce some of your debt.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • MinnieSpender
    MinnieSpender Posts: 2,975 Forumite
    Scottishspendaholic - don't give up. There's no time limit on this, even if it is a bit of a contest. Stick around! x
    :eek: What if the hokey cokey is what it's all about? :eek:
    Official "Bring back Mark and Lard NOW! or else (please)" Member 16
  • full-time-mum
    full-time-mum Posts: 1,962 Forumite
    scottishspendaholic wrote:
    I think I might have to pull out - I feel a bit depressed! I am so happy for all of you for being able to pay off your debts so quickly but I can't help feeling rubbish 'cos I can't do it so speedily!

    So good luck guys and I'll keep plodding on with mine.

    scottishspendaholic x

    Don't give up, its not a competition, more a mutual support system and you never know what is around the corner.
    7 Angel Bears for LovingHands Autumn Challenge. 10 KYSTGYSES. 3 and 3/4 (ran out of wool) small blanket/large square, 2 premie blankets, 2 Angel Claire Bodywarmers
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