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Does anyone want to go head to head?

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  • LookingAhead
    LookingAhead Posts: 4,633 Forumite
    That Minnie is a right entrepeneur....
    Bank Balance: In the black for the moment.
    Sainsburys Loan: Cleared July 2010
    Credit cards: AMEX Airmiles Card: direct debit set to clear balance monthly
  • Mirtos
    Mirtos Posts: 728 Forumite
    Good idea Minnie. I'll be looking in to that! Also, one of my neighbours spends a FORTUNE on their organic grocery delivery boxes - the bread is £4 a loaf. I reakon I could undercut that and still make a huge profit!
    Official Debt Free Wannabe Nerd Club member 095! Debt Now:
    M&S £5000 £2071.49 - 3.9% |Cahoot Loan £8646.96 £7453.24 - 5.8%| Barclays OD £2250.00 £991.99 - 0% Halifax Card £1620.60 - 0% Savings: £927.59
    Grand Total = £22,540 £11,209.73 :eek:Total paid off since 31st May '06 = £11,330.27 :T Semi-DFD Dec'07?
    Savings for temporary unemployment fund: £763.05 @ 8%, £164.54@ 4% Total savings: £927.59

    £18k Challenge £18,934.21 £11,209.73 to go!
    Proud to be dealing with my debt.
  • Mirtos wrote:
    Ahhh! (again!) Help! OH and I bought a bargain breadmaker for £14.99 at the weekend, but have now discovered my poundshop scales leave a lot to be desired.
    Please let me know how you get on with your breadmaker, I want to buy one to make wheat-free bread and can't decide whether to go for the cheap one or to invest in a more all singing all dancing one.

    Are we talking cooking scales or dieting scales? Which ever, I've never seen cheap scales that were accurate so would guess that this is a case of you get what you pay for and it would be worth saving up for better ones.
    7 Angel Bears for LovingHands Autumn Challenge. 10 KYSTGYSES. 3 and 3/4 (ran out of wool) small blanket/large square, 2 premie blankets, 2 Angel Claire Bodywarmers
  • mrs_mug wrote:
    Anyone care to join me in a little jig? I've just got a job interview (only part time supermarket work, but still a big deal for me as I've been a stay at home Mum for a while now and my esteem has taken a battering). So although it should probably pay about £300 a month, it will mean we could potentially be debt free by 2008 instead of 2010 :D

    Fingers crossed for Wednesday..


    Congtratulations and Good Luck Mrs Mug - I know exactly how you feel. Had an interview at my daughter's school at the end of last term but unfortunately didn't get the job. It was a big confidence boost just to get an interview -especially as I'm known at the school (so if they didn't like me they would have found an excuse not to invite me) and there were 10 interviewed out of 50 applications.

    Won't join you for a jig though as I've pulled a muscle in my shoulder... will raise a glass instead:beer:
    7 Angel Bears for LovingHands Autumn Challenge. 10 KYSTGYSES. 3 and 3/4 (ran out of wool) small blanket/large square, 2 premie blankets, 2 Angel Claire Bodywarmers
  • Mirtos wrote:
    Good idea Minnie. I'll be looking in to that! Also, one of my neighbours spends a FORTUNE on their organic grocery delivery boxes - the bread is £4 a loaf. I reakon I could undercut that and still make a huge profit!

    Just make sure you keep it on a casual basis as you will fall foul of health/safety/food hygene etc.

    It really bugs me that my area of skill is baking and I can't utilise it because of all the rules and regs whereas my sister-in-law is arty-crafty and sells things at school fetes etc and makes a packet - life is just not fair....
    7 Angel Bears for LovingHands Autumn Challenge. 10 KYSTGYSES. 3 and 3/4 (ran out of wool) small blanket/large square, 2 premie blankets, 2 Angel Claire Bodywarmers
  • Batgirl
    Batgirl Posts: 2,035 Forumite
    Part of the Furniture Combo Breaker Debt-free and Proud!
    Have a fab time Emily, good luck Mrs Mog and please buy the scales, the bread sounds delicious and much as it is a pay out in thye long term you'll save money.

    Keep going everyone your totals are going down really quickly.

    Batgirl
    May 2015 £10 a day currently £208
  • Mirtos
    Mirtos Posts: 728 Forumite
    Right. Have decided to buy the scales, but wont be able to until Wednesday or Thursday as I won't have time after work to get to argos before it closes. I have decided that interest on ODs and CCs is the work of the devil. I find it very frustrating that my debt keeps growing almost as fast as I can pay it off!
    Official Debt Free Wannabe Nerd Club member 095! Debt Now:
    M&S £5000 £2071.49 - 3.9% |Cahoot Loan £8646.96 £7453.24 - 5.8%| Barclays OD £2250.00 £991.99 - 0% Halifax Card £1620.60 - 0% Savings: £927.59
    Grand Total = £22,540 £11,209.73 :eek:Total paid off since 31st May '06 = £11,330.27 :T Semi-DFD Dec'07?
    Savings for temporary unemployment fund: £763.05 @ 8%, £164.54@ 4% Total savings: £927.59

    £18k Challenge £18,934.21 £11,209.73 to go!
    Proud to be dealing with my debt.
  • Mirtos
    Mirtos Posts: 728 Forumite
    Please let me know how you get on with your breadmaker, I want to buy one to make wheat-free bread and can't decide whether to go for the cheap one or to invest in a more all singing all dancing one.

    Are we talking cooking scales or dieting scales? Which ever, I've never seen cheap scales that were accurate so would guess that this is a case of you get what you pay for and it would be worth saving up for better ones.
    OH made a lovely loaf last night, but it dropped in the last 20 mins. Still lovely and tasty though. I think it's just a question of getting to know the machine.Have a look at my other thread on OS, here http://forums.moneysavingexpert.com/showthread.html?t=248606 That charts my breadmaker progress!
    Official Debt Free Wannabe Nerd Club member 095! Debt Now:
    M&S £5000 £2071.49 - 3.9% |Cahoot Loan £8646.96 £7453.24 - 5.8%| Barclays OD £2250.00 £991.99 - 0% Halifax Card £1620.60 - 0% Savings: £927.59
    Grand Total = £22,540 £11,209.73 :eek:Total paid off since 31st May '06 = £11,330.27 :T Semi-DFD Dec'07?
    Savings for temporary unemployment fund: £763.05 @ 8%, £164.54@ 4% Total savings: £927.59

    £18k Challenge £18,934.21 £11,209.73 to go!
    Proud to be dealing with my debt.
  • Mirtos
    Mirtos Posts: 728 Forumite
    Just make sure you keep it on a casual basis as you will fall foul of health/safety/food hygene etc.

    It really bugs me that my area of skill is baking and I can't utilise it because of all the rules and regs whereas my sister-in-law is arty-crafty and sells things at school fetes etc and makes a packet - life is just not fair....
    Why not get yourself a food hygiene qualification? Most FE colleges do them in the evenings/weekends or part time, and it would be a fun way to use your skills and make money. MAybe ask learn direct where to start?
    Official Debt Free Wannabe Nerd Club member 095! Debt Now:
    M&S £5000 £2071.49 - 3.9% |Cahoot Loan £8646.96 £7453.24 - 5.8%| Barclays OD £2250.00 £991.99 - 0% Halifax Card £1620.60 - 0% Savings: £927.59
    Grand Total = £22,540 £11,209.73 :eek:Total paid off since 31st May '06 = £11,330.27 :T Semi-DFD Dec'07?
    Savings for temporary unemployment fund: £763.05 @ 8%, £164.54@ 4% Total savings: £927.59

    £18k Challenge £18,934.21 £11,209.73 to go!
    Proud to be dealing with my debt.
  • LJD1_2
    LJD1_2 Posts: 2,173 Forumite
    Please let me know how you get on with your breadmaker, I want to buy one to make wheat-free bread and can't decide whether to go for the cheap one or to invest in a more all singing all dancing one.

    .


    My friend has an all singing all dancing one and only uses one programme on it. Ours is more simple and does a great job.

    Today I found £1 so that's another pound off my total!
    January budget
    Nothing left!
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