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Don't worry LA - me too. Its a challenge but not a competition remember (to make us feel better!).
Some people started off with smaller balances too.
scottishspendaholic xMBNA = £4,000 / Next = £925 (approx. tbc on 19/8)
Tesco = £2,910.11 / Smile overdraft = £500
Bank of Scotland = £2,782.830 -
Half a cheque arrived today. Well, half the money I was expecting. :mad:
There'll be a phone call in the morning...:eek: What if the hokey cokey is what it's all about? :eek:Official "Bring back Mark and Lard NOW! or else (please)" Member 160 -
scottishspendaholic wrote:Don't worry LA - me too. Its a challenge but not a competition remember (to make us feel better!).
Some people started off with smaller balances too.
scottishspendaholic x
Yip, so long as we all pay something off then we've all won. Also, I started my challenge at £895 so I really have to get to -£100 to be the same as some of you guys. Keep counting those pennys!January budget
Nothing left!0 -
Payday from Job number 2 today! That's another £150 off the total. Woohoo :dance: That leaves me with only £50 until I get tutoring money on sunday, but I can't think of any reason why I'd spend that, so fingers crossed for a bit more of the total after the weekend!Official Debt Free Wannabe Nerd Club member 095! Debt Now:
M&S £5000 £2071.49 - 3.9% |Cahoot Loan £8646.96 £7453.24 - 5.8%| Barclays OD £2250.00 £991.99 - 0% Halifax Card £1620.60 - 0% Savings: £927.59
Grand Total = £22,540 £11,209.73 :eek:Total paid off since 31st May '06 = £11,330.27 :T Semi-DFD Dec'07?
Savings for temporary unemployment fund: £763.05 @ 8%, £164.54@ 4% Total savings: £927.59
£18k Challenge £18,934.21 £11,209.73 to go!
Proud to be dealing with my debt.0 -
scottishspendaholic wrote:Don't worry LA - me too. Its a challenge but not a competition remember (to make us feel better!).
Some people started off with smaller balances too.
scottishspendaholic x
That's a brilliant point SS - thank you
Although I am running unofficially, it is good to be reminded that it is not a competition.
Well done to everyone :beer:Leason learnt :beer:0 -
I was feeling a bit foolish at the start, when everyone else was powering on and leaving me in the dust! But then I thought, "well, I'm doing it to get debt free, NOT to win" and I felt much better. Plus, as peoples paydays come at different times LA, some of us will progress while others hang back, but then they'll catch up so you just have to keep going - there's nowt to lose is thereOfficial Debt Free Wannabe Nerd Club member 095! Debt Now:
M&S £5000 £2071.49 - 3.9% |Cahoot Loan £8646.96 £7453.24 - 5.8%| Barclays OD £2250.00 £991.99 - 0% Halifax Card £1620.60 - 0% Savings: £927.59
Grand Total = £22,540 £11,209.73 :eek:Total paid off since 31st May '06 = £11,330.27 :T Semi-DFD Dec'07?
Savings for temporary unemployment fund: £763.05 @ 8%, £164.54@ 4% Total savings: £927.59
£18k Challenge £18,934.21 £11,209.73 to go!
Proud to be dealing with my debt.0 -
I think that you all should be patting yourselves on the back - every little bit of debt reduction is a postive step - so keep on going.7 Angel Bears for LovingHands Autumn Challenge. 10 KYSTGYSES. 3 and 3/4 (ran out of wool) small blanket/large square, 2 premie blankets, 2 Angel Claire Bodywarmers0
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MinnieSpender wrote:Half a cheque arrived today. Well, half the money I was expecting. :mad:
There'll be a phone call in the morning...
The other half of the money arrived this morning! Hurrah!
I've also taken the £14 saved in my £2 jar to the bank (not enough for a bag so they got it in pieces).
That's another £44 off then!
Off to update the sig.:eek: What if the hokey cokey is what it's all about? :eek:Official "Bring back Mark and Lard NOW! or else (please)" Member 160 -
I can not believe it!!!!!!!!!!! I go away for the first time in 2 years for a weeks stay with friends and you all start this fab challenge with out me!!!!!!!!!! Thats it! I'm not talking to any of you for the next 30 seconds......................ok your forgiven now.
I was just wondering....as long as Emily (and the hallert head to head chanllenge gang) don't mind, I'd like to propose a chaalenge to start the day the kids go back to school 5th Sept, a challenge of the first person to raise £500, again with 10 people in the group so we can keep track. I'd start a new thread so as not to hijack this one. If anyone is interested then please PM me and the first 9 people + me will start on 5th Sept. ( Ps please excuse all the typos I have false nails on and it makes it impossible to type).
Anyway I will now stop knicking your thread, it is another great idea Emily, I have never known anyone make paying off debt fun. ( I bet all those rich people with no debt are secretly jealous because they can't join in :rotfl: ), good luck to the original 10 and hopefull see another 10 start next month.
BatgirlMay 2015 £10 a day currently £2080
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