Cheaper car insurance - Updated 14.03.08

squidzin

https://www.csma.uk.com/

go to the motoring section and get a quote for insurance. you have to have worked in the public sector or had a family member who has in the past though.

it's cheapest for cars that are at least 10yrs old and of group 1.

quote for an 18yr old man with a 1995 fiat panda came out at about £1400. i had to put the excess at £500 to get the quote this low.

this is the extreme, but still good for other cars.

candygirl

I just tried it fully comp for my 19 year old daughter and its come out nearly £300 cheaper than it was for third party with other companies!!thanks soo much!!:beer: :beer:
just an update.i went through unison and got it even cheaper!!!

mcclim

Just had my renewel in from nationwide, they were looking £700 for my car insurance, done some pricing around and the cheapest I could get it was £640.

Until I tried Quinn Direct, they quoted me £500 for a years insurance.

One thing to note with them it didn't seem to make much difference what postcode I used, with all the other insurers I get penalised for living in BT35 (usually to teh sum of £200) but quinn direct did not charge extra for this postcode.

Neptune

Hi All,

To give a quick history, the postoffice offer a £50 cashback on their car insurance.

Their T&C's on their website (http://www.postoffice.co.uk/portal/po/jump1?catId=19300223&mediaId=19300227) state "A £50 Postal Order will be sent within 28 days of the start of your policy."

It was noted on the MSE site, I think by Martin, that this insurance was worth a look because of the cashback making it cheaper.

I did this, and with the cashback I saved £18 pounds.

However the cashback hasn't arrived, I have spoken with BISL Ltd, who administer this insurance for the PO, and Daniella the lady I spoke to was less than helpful, in fact more or less told me they would pay me when they were good and ready!

Brenda a manager at the PO was also not interested, advised I would post on here.

This means, if you took the policy, paid by CC and relied on the promised cashback to help settle the payment, your up a creek that sounds like 'hit' without a means of manual propulsion.

Anyone else had a similar experience?

My humble advice: AVOID THIS CAR INSURANCE LIKE THE PLAGUE!!!!!!!
Let others know that the PO as always, simply can't deliver.

For the figures withholding the payments nets the PO £2.5M and presumably they get interest?

Go on Martin, shame the little lying puppies.

Craig M (Insured but poor)

itsme_2

I found the PO to have lowest quotes if you deducted the £50, my quote was £416 then with the £50 cashback off £366. I phoned Open & Direct, told them about the PO, they then quoted £339, went to Abbey then, they quoted £329, went back to Open&Direct and eventually got it for £297 with £100 excess.

My renewal premium with Autoline was £432 so the calls were worthwhile, saving me £135.

absoluteutopia

I'm shocked when i see the price some are paying on here:eek: im 38 been driving 18 years never had an accident & my price this year for a 1 year old Punto with £100 excess was £265 fully comp, thats with no alarm & on road parking

PandaPants_2

im with Quinn direct. I was still on my "R"'s when i switched and paid £470. My previous year was £1351 with Elephant.co.uk. That was a 23 year old driving a Suzuki Jimny jeep with 1 years no claims. Quinn dont include some things like windscreen cover so you may need to take that out seperately.

bamboozled2

Thanks for the car insurance tip Martin,:beer:

I used confused.com after getting quotes from my own broker of £276 and £315 and thinking, 'I'm a year older so's the car, and with no claims, yet my insurance doe'snt go down'.
I ve got my insurance through the post office (with norwich union) for £217.57 with a £50 CASHBACK in the post, making it £167.57, a saving of £109.

The quote from my broker (for £276) was ALSO with norwich union.:T

bamboozled2

:eek: Now:eek: I see the above posts about the P.O not sending out the cashback. Ooops, I'll not hold my breath then.
Still saved me £59 without it. But I WANT IT!!!!!:mad:

Jon_C

I can hardly believe it - I've found an insurance company who listen to me and got me a good deal.

I went with Open + Direct and saved £100 on what my renewal would have been with Hughes (Axa had quoted me £150 MORE than my renewal).

For the first time, the guy who dealt with my quote actually paid attention to what I do for a living and explained it to the different companies when getting the quote, rather than just using the blanket term 'journalist' and leaving it at that.

I'm not a reporter and don't use my car for work but usually insurance brokers/companies don't care and I either get stung or they don't want to know me.

With my six years' no-claims bonus I got my 1999 Astra insured fully comp for £280 (with a company called Prestige) and only £100 excess, the same terms as my existing policy.

I had almost been hoping that Open + Direct wouldn't be able to better my existing quote by at least £25 as they had promised to send me a cheque for £25 for wasting my time in that case. I got that offer through the post because I had asked them for a quote last year and they were keen to get my business this time round.

So anyone in the media might want to give them a try, especially if you aren't out and about in the line of work.