Cheaper car insurance - Updated 14.03.08

mcclim

I just tried Tesco's they were over £1000 for me and I'm currently paying £500...

BigAl94

mcclim wrote:

I just tried Tesco's they were over £1000 for me and I'm currently paying £500...

I checked them too, dearer than I am paying at the moment through Hughes in Newtownards. ALSO, be careful with them, check out the size of their compulsory excesses!!

mcclim

My total excess with Tesco's was 675 !!! That is alot of money...

ooo000ooo

Quote was slightly cheaper than my existing but the excess was £725!!!! I'd love to know how they got the £200ish quote that was in the article? as i'm nearly 40, live in a better area, drive a less valuable car and used 10k as my mileage.

MALCNESS

hi just got online quote from Equity red star ( insure ) £40 cheaper than staying another year with Nationwide and its interest free repayments over 10 months bonus ! :j worth a try, ive been online for about 4hrs looking at the well known ones etc either paying more or a few quid cheaper then i hit this, this is link for anyone interested.

http://www.equitygroup.co.uk/equitygroup/

Jersy

looks like im for endsleigh!!

no one else can come under the £1000 mark

im well chuffed that im under it anyway cos last year cost me £2004

rite now how does this work, quinn wont realse my NCB until the day b4 my policy ends, so how do i sort out my new insruances before then?

ooo000ooo

In olden days they used to take your word and you had a couple of weeks to send in your proof of NCB, Nowadays they might be able to see it from the Motor insurance database?

Robothell

Car: try all of the superminis, most of them are fairly cheap to buy and run, especially Yaris, Fiesta, Ka, 106, 206. You can normally pick up fairly cheap 3 year old ones with low mileage cos they're used as motability cars in NI and are free to change after this interval. Citroens, Fiats and Seats tend to lose resale value so maybe aren't as attractive. The new Toyota Aygo/Citroen C1/Peugeot 107 (ALL are the exact same car!) are fairly cheap to buy new, very cheap to run (only 3 cylinder engine), are fairly nippy and are group 1 insurance. Top Gear sang their praises too.

For insurance try Confused.com and elephant.com, I was warned against Quinn Direct due to numerous exclusions in their policies and, besides, their quote was not competitive. Elephant quoted me £200 less than the lowest of the rest (yes, my insurance is that high).

rjh090384

bell are generally around 100 cheaper than elephant for young driver swith no claims

Katie-Jo_3

Guys, I'm serious.

This is the worst company I have ever had to deal with.

My car got broken into at the end of february. I still do not have a stereo.

Eight months of weekly phone calls, being passed around to people pretending to be managers, and then being told they have no record of my calls.

Sending 7 copies of my receipt, to their claims department which they 'never recieved'.

Driving to their Milton Keynes office (80 miles from my registered address) to give the box to the 'branch manager' who also turned out to be lying about his identity.

They have finally offered me £53.20 for my £199.00 CD player, which they say will buy me an equivalent model and get it fitted. Yes they are aware that most of the wires have been ripped out of my car with the stereo, they think that the £53.20 cheque should cover getting those repaired as well.