Without a paddle... support for anyone starting a DMP in 2010 (part2)

bluesnapper

tedsd wrote: »

Hi HH,

am on a roll with the money songs...

Money Money Money

Material Girl

Can't buy me love

and for the children....

See Saw Margery Daw... Sing a Song of Sixpence...

And on that note (pardon the pun) I'll go and get a :coffee: and a Wacko!

I've got a pocket (formerly) full of pretty green
If were a rich man (I'd probably not be on this forum)
Money Talks (Dirty Cash) .. how true ...
Mouldy old Dough
...etc...

ljm23k

Evening, I was in tescos today and they have lots of half price offers on hair removal, veet wax and cream, wilkinson sword razors disposables and refillable, if anyone is ready to shed the winter layer of fuzz.......

Why were we not supposed to sign the agreement with next? I was a bit wary but thought I got the goods so I should pay for them and they are my smallest creditor. I think of them everytime I dust my hand-finished mango wood furniture.......

true27

http://<a href="http://s1017.photobucket.com/albums/af300/trudytrue27/?action=view&current=pup.jpg" target="_blank"><img src="http://i1017.photobucket.com/albums/af300/trudytrue27/th_pup.jpg" border="0" alt="Puppy!!" ></a>

Hopefully thats a link to the pup...

pure_dead_dopey

aaargh True the link doesn't work

Ljm, it might have been unenforceable, by signing a new credit agreement, you just made it enforceable, sorry............. Hope it wasn't a lot of cash

Albiebabes

Hi all you lovely people! :wave:Sorry I haven't been around to help support you all over he last few days:o I need to catch up and say all to the new peeps:)

I just posted something but seemed to loose and was logged out??

I have just spoken with Payplan again and have agreed my DMP, dah, dah, dah.....

I am soooo nervous I feel sick:eek:. The lovely Portugese man from PP won't be my case officer unfortunately but someone will contact me in 5 days and they are sending me a letter of authority out to sign. In the meantime, I need to get my wages at the end of May paid into my new Natwest account and canx DDM's to creditors and transfer other DDMs to Natwest. I have to write a letter to each creditor explaining my situation, giving them my Payplan a/c number and send them a postal order, min £1 (not sure what amount is appropriate). Only prob is DDm's have gone to some creditors this month but not to all of them...

Should I call my creditors as well as send a letter...need a hug

:eek::eek::eek:

Albiebabes

andyD wrote: »

Well thats it I've finally done it i've submited my online form to go on a DMP:j

I feel like doing a wee jig:rotfl::rotfl:

Have all my letters printed off to send token payments i will get them off in tomorrows post and will phone tax credits and child benefit to change account details (does anyone know can child benefit be paid weekly)? Then its just the dreaded moving of the DD's.

And a big thankyou to all of you :T you really have been amazing I dont think I could of went through with it without all the help, advice and reassurance you have given me, i know there will be alot more ups and downs to come and i will needs you all alot more to help and reassure me, but :beer: for helping me to this first step.

Hi AndyD,

That's great news!!:T I'm proud of you being so positive. I need my hand held a bit at the moment I think:o I just set my DMP up with Payplan this evening

pure_dead_dopey

Albie well done, you are on your way. £1 tokens to as many creditors as possible this month and stash any money for emergencies. Just cancel the DDs you can, we kind of did half and half because of different due dates, so some got tokens, some got their minimum. It makes no difference in the end and paying full minimums did no good at all . The guy i spoke to from Lloyds was quite puzzled as to why we could pay one month but not the next????

So get going, sit down with a wee cup of tea and sort it all out, you're on the way to being debt free!!!

newbeginning_2

pure_dead_dopey wrote: »

wow newbeginnings that's fab, who was the original creditor?? Go on give us all a bit of hope

Original Creditor was CrapOne. It's just got me thinking if they're offering that much already - How low would they accept??

pure_dead_dopey

a bit of limbo dancing, for you then, have you got the wonga to get rid, seems like a good opportunity???

Albiebabes

pure_dead_dopey wrote: »

Albie well done, you are on your way. £1 tokens to as many creditors as possible this month and stash any money for emergencies. Just cancel the DDs you can, we kind of did half and half because of different due dates, so some got tokens, some got their minimum. It makes no difference in the end and paying full minimums did no good at all .

So get going, sit down with a wee cup of tea and sort it all out, you're on the way to being debt free!!!

Hey PDD, BIG :grouphug:

Thank you for your reassurance! I will grab a cuppa and get started on letters...anyone have a template I may use please:D

pure_dead_dopey wrote: »

The guy i spoke to from Lloyds was quite puzzled as to why we could pay one month but not the next????!!!

Do you think I should ring my creditors as well as send letters?

Thankyou:):)