Without a paddle... support for anyone starting a DMP in 2010 (part2)

ljm23k

We stick to the sweet treat theme as we always have small dogs. We currently have Muffin, Honey, Truffle and Fudge and our first dog was called Biscuit.

ljm23k

Oh and I know someone had a Chihuahua called Tyson....

nataz

Just popping in to say a quick hi (just in case you missed me!). Big hello to all the new faces and to the old ones as well! Been fab to read all your good news recently. Am so proud of my little paddlers

Got a great letter from BofS this morning demanding we pay our arrears of over £1K! Um I dont think so. Gonna give CCCS a ring later see what they say. Everything else DMP wise seems to be ok. Except got our fuel bill this morning and we owe an extra £50, cant believe we spent nealy £300 on gas this quarter!!!!!!!!!!! Defo no heating now till Dec.

I'll try and check in tonight when kids are tucked up in bed

Ta ta for now

pure_dead_dopey

used to have two gerbils but they quickly turned in to 34 (I'm not kidding!!!)
had to relocate to the local petshop, never got a chance to name then, couldn't remember them all............

Doggles is called Archie

VicB

GibbsRule_No3 wrote: »

Thanks to your post above I was forearmed tonight when HSBC sent me the same letter about a loan and how it would get me out of debt. Might help them, it wouldn't help with my other creditors, so that will be a "No Thankyou". I'll be phoning Pay Plan about it in the morning. Did you get an outcome? Turn it down etc.

Hey Gibbs, interesting to see they've used the same tactic with you. CCCS said not to accept unless they agreed to 0%. I've sent a copy of the paperwork to CCCS just to get their opinion and waiting for them to call. I will then speak to HSBC and see if they'll change to 0% (!!!).

Let me know what Payplan say.

VicB

mamajojo wrote: »

I'm onto my second red arrears communication from next - makes no sense although they have refunded some charges- they've re sent the letter asking me to sign agreeing to a reduced payment plan and a credit agreement:eek:cccs said not to sign so i'm guessing that's still the same!

Ooooh shiny diamond shopping!

Oh balls! I signed the letter agreeing to the reduced amount!! :eek::eek::eek:

Nothing else from them, just the statements....the RED all over them is slightly OTT I think

VicB

TRUE! You got the dog! SO jealous, if only there was a way we could post pics

I don't have much to report, all quiet here. I've booked a week off work in May so having a HUGE clear out in time for move (plenty of stuff for eBay) and to get my CCCS/DMP paperwork sorted as it's just in a big pile at the moment.

newbeginning_2

I've only been away one day and you guys added four pages!!!!!

Anyway hope everyone's ok, I'll check back in later to catch up with everyone, gotta go collect my small people now....

Just wanted to check in with my news, I got a letter from I think 'Credit Solutions' can't remember the name and I don't have the letter to hand now. But they're already offering me a F&F, at 40% of what I actually owe them!!! Unfortunately I don't have £1000ish in loose change at the moment. But surely that's a good sign for the future? Thought I'd share with everyone cos even though I don't have the money to do it, it has cheered me up

Bye for now!!

pure_dead_dopey

wow newbeginnings that's fab, who was the original creditor?? Go on give us all a bit of hope

gabriella90

Hi all,

flipping hell you all chat when i haven't been on for a day. Just caught up and i've been chuckling all the way through, especially Bluesnapper, welcome along by the way.

All ok here, the job is going well finished handing over today with a lovley lady but my god did she talk at you:rotfl:

Hi true we have a dog called Bouncer we didn't choose the name. anyone remember neighbours? Its great especially when your feeling mighty grumpy take el doggo for a walk and the world seems better again.

Got to dash hope all you other regulars are cool, another weekend coming our way and bank holiday too!!:T

Speak soon paddlers G x