Without a paddle... support for anyone starting a DMP in 2010 (part2)

VicB

Just spoke to CCCS and they basically said this is fairly common and (as I suspected) they'd only recommend me doing if it was set at 0% (at the moment it's 7%).

They said to send a photocopy of the documents to their correspondence dept and they'll have a look at it, so I'm going to send off today.

They did say I could give HSBC a call to see if they'd reduced to 0%, as they sometimes do this (and no harm in asking).

HSBC have given me 10 days....until they start stalking me again I guess!

VicB

Teds, good to hear you've got an appointment with CCCS...you'll be up and running in no time! I hope all goes well, keep us posted x

pure_dead_dopey

Oooh had to come home, don't fit in the car so well as I've got this kink in the middle, and I'm probably a danger trying to drive at a funny angle, so yes please I'd like a trolley and a pusher please?

Vic, I don't like the sound of this at all, they're just trying to get you to sign a new agreement charging interest, you can be absolutely sure this is good for the bank, so unlikely will be best for you...............

ljm23k

pure_dead_dopey wrote: »

Oooh had to come home, don't fit in the car so well as I've got this kink in the middle, and I'm probably a danger trying to drive at a funny angle, so yes please I'd like a trolley and a pusher please?

Vic, I don't like the sound of this at all, they're just trying to get you to sign a new agreement charging interest, you can be absolutely sure this is good for the bank, so unlikely will be best for you...............

I wrecked my back this week too:(

pure_dead_dopey

ljm23k wrote: »

I wrecked my back this week too:(

OMG do you think its infectious? I am like a very old goblin, haddled over and groaning, not a very pretty sight. Need to find some strong painkillers or am wiped for the rest of this week. Sending you a virtual pill, LJM:):):)

newbeginning_2

No bad backs here!!!

I do have blisters between my toes though, stupid flip flops!!

Sending hugs to those with bad backs, Mine flares up every now and then, although it hasn't recently, so I know how you feel x

Albiebabes

Sorry to hear about your backs PDD and ljm23k! Hope you're feeling better soon!!

New Beginning - hope your tootsies are better!

Hugs to everyone today:grouphug:

Albiebabes

tedsd wrote: »

Hi Albiebabes, don't know the answer to your mortgage question but add to your list of things to ask... good luck with your appointment on Tuesday. I'm phoning CCCS today to make my appointment so am finally getting started after 4 months of token payments.:j

No worries tedsd,
Glad you got your appoint sorted with CCCS for next week.:T..looking forward to hearing what they suggest.
Yes I've been adding, minusing, adding again and dividing for a couple of weeks now...could be an accountant by now (joke! :))

Albiebabes

Albiebabes wrote: »

Hugs to everyone today:grouphug:

The hugs do look a bit dodgy don't they?!:D:D
they more I look at them, the more I'm laughing now:D:D:D:D

ljm23k

tedsd wrote: »

Oh No! What happened?

My 6yr old son does speech therapy activities as he had hearing loss when he was younger. Well, this week he likes to practice sounds while on the swing and lying on the floor etc and I aggravated an old injury:(