Without a paddle... support for anyone starting a DMP in 2010 (part2)

ljm23k

mamajojo wrote: »

Blooming dmp gremlins at it again - grabbed my mobilecand threw it down the toilet - honestly I was about 3m away from the bog and it just lept out of my hand! I pulled it apart and put it in the sun to dry but it is no more. Think I've destroyed all my old phones since dmp started this is the third disaster since Jan!!!!

I'm so sorry Mama, but I can't stop laughing at that "leaping phone" image that I can see in my minds eye....

Professor_Pat_Pending

gabriella90 wrote: »

Hi all,

Just checking in and to pick your brains. OMG had a letter emblazed with MBNA on thought oh :eek: here it comes 1st creditor asking for an increase after 6 months but it was them apologising saying they'd sent a statement in error and to ignore it. Has anyone else received this? I didn't even get the statement in question.

Not much else to report need to get pay day hurried up skinto flinto this month only 2 weeks to go phew, then i can make my 1st payment off the car and try and build a little bit for emergency fund.:T

Will be having a No Spend weekend as OH is working and on call so not going anywhere to spend any money!

Yep, same here and didn't the statement, very odd!!

mikon

Professor PP

Just thought I would update you on Citi wrote to them 3 weeks ago and still have not had a reply statement is due any day expecting interest charges to be approx £2,500 - £3,000 on a £12,000 loan. Contacted CCCS and they said that they must reply within 6 weeks I can report them to OFT.

Regards

naomidavies

hi all dont no if im on the right thread?

i am in contact with payplan dmp they sent me the forms of authority out i signed them and sent them back , i have nt heard nothing since , its been about 3 weeks does anyone know how long it takes to get the dmp started ?

thanks

pure_dead_dopey

well guys just had review with CCCS. A little put out at the determination not to upset creditors, sticking point is my adult children live at home, DS at uni, DD works in arts and budgetry cuts in the arts have devastated job opportunities, so generally keep both of them. They do their best but don't want to put in a set amount when I know it won't appear a lot of months. Scottish government expects you to support young adults until they are 25, this involves keeping my DS at uni, they xpect me to give him £330 per month as he gets the absolute minimum support (£500 per year) and we still have to pay his fees (£180 per month). No idea what they expect me to do, throw them out on to the street???? Anyway, payment is to stay the same, wouldn't want to upset creditors of course!!!!

pure_dead_dopey

thanks Ted, just felt it was a bit too onesided, too worried about creditors, especially as we are doing our best to pay it back. Plus they have all more or less stopped or reduced interest so why mess with something and put all my hard work in getting to this point at risk????

I save any possible penny to go against F&F but she didn't approve of that either, makes me mad!!!

pure_dead_dopey

it was just the tone, trying to make everything nice for the creditors, what about us!!!, we're only in this pile of pooh because of the piles of interest they whacked on the minute they sniffed we might be in trouble. If they hadn't jacked up the rates we could still have been coping, but they didn't do that, they jacked until it was unaffordable, now they want a good kick when we're down. no wonder unenforcability starts to look more attractive by the minute.

still ranting!

regret70

Hello all

I could do with a bit of advice please.

Had a letter from moorcroft precourt division this morning demanding repayment of £3750 pounds by 13th July for my tesco loan or they will recommend going to court. haven't got the money obviously so don't know what to do.

Tesco received my first payment last month and I've not heard a thing from them and now this.

Any suggestions?

pure_dead_dopey

Hi regret

phone CCCS, is i a formal default? and does it say they may/could take you to court?

regret70

Hello all

I could do with a bit of advice please.

Had a letter from moorcroft precourt division this morning demanding repayment of £3750 pounds by 13th July for my tesco loan or they will recommend going to court. haven't got the money obviously so don't know what to do.

Tesco received my first payment last month and I've not heard a thing from them and now this.

Any suggestions?