Without a paddle... support for anyone starting a DMP in 2010 (part2)

Hopelessly_Hopeful

Hopelessly_Hopeful wrote: »

Good luck Gabriella and Eyeopener.

Does anyone know how to do multiple quotes?

GibbsRule_No3 wrote: »

On the right of the "quote" button, next to edit, is a multiple quote button. Testing it. I clicked the multi one, then the quote ones and then the reply. I think it worked :j

Just testing quotes - Many thanks Gibbs HH x

~evanesco~

I need a paddle!

Went camping for OH's Birthday this weekend. Was booked and paid for ages ago, but had to borrow some spends from my pal, but I'm waiting on some cheques to clear, then I can give her it straight back. Need to go and photocopy my letter to creditors at some point tomorrow.

pure_dead_dopey

we've been having torrential rain and howling gales this weekend, Mr Dopey has, very wisely, just been very quiet...............

3431Anna

pure_dead_dopey wrote: »

Morning All

Anna he has to speak to his DMP provider to get the payments temporarily reduced to a manageable level. Life happens on a DMP and remember it is not a legal agreement.

well done Gabs for the resisting of the shops, got my review next week, had to wait for a Scottish specialist.........should be interesting. Really don't want to put anymore in as would rather save for f&f, seems like a better way to get rid.

Go Gibbs with the multiquotes

poring down here, so going to lurk on the sofa

Thanks for your help I will get him to speak to them tomorrow, he has got to have his review then also hopefully they will be able to sort something out

mamajojo

pure_dead_dopey wrote: »

Hi Guys

Mr Dopey is now laying out camping equipment (borrowed), this is very worrying, I really think Hannibal crossed the Alps with less palaver, can definitely see crime of passion coming up, I brain him with a tent peg..........................

:rotfl::rotfl::rotfl::rotfl:Is he just playing PDD??? Are you off in a tent....

mamajojo

tedsd wrote: »

Just been reading the DFW thread and someone on there is saying Payplan say it's ok to do F & Fs for smaller creditors so long as Payplan are kept informed...anyone what the CCCS take on F & Fs is?

No idea at all Ted sorry - we've 2 small preditors less than £100 who are quiet but all the same the £5 each month is only paying off about 20p each month. Would like to just pay them off but as the emergency fund is still zero due to the frequency of emergencies can't see us raising even that for a long time.
How are you doing anyway hun?
Have you offically started now - I thought you were june 1st - but did i read july 1st a few pages back?
You would be proud off me, managed the aldi trolley tango at the weekend - that was whilst chasing and escaping toddler out of the door too:j

newbeginning_2

tedsd wrote: »

Just been reading the DFW thread and someone on there is saying Payplan say it's ok to do F & Fs for smaller creditors so long as Payplan are kept informed...anyone what the CCCS take on F & Fs is?

I remember reading on here many moons ago before I started with CCCS that CCCS aren't to keen on this but will help you if that's the way you plan to go.

newbeginning_2

Postie just walked straight past my house, he often does now - gone are the days of my letters weighing him down in a morning. Can't believe how quiet the creditors are now, no phone calls, no letters, nothing.

Professor_Pat_Pending

newbeginning wrote: »

Postie just walked straight past my house, he often does now - gone are the days of my letters weighing him down in a morning. Can't believe how quiet the creditors are now, no phone calls, no letters, nothing.

Couldn't agree more. The silence is golden..........and a bit eery!! PP

Stayathomemom_2

Hi guys, I am new to the thread, I am currently on a DMP with CCCS at the moment. We currently owe £47k on unsecured lending and we are paying CCCS £179 p/m which means it is gonna take over 22years to get them cleared, that doesnt even icluded them adding interest and charges!!!! To top it all off we now have to pay HMRC £77 p/m which was is a new payment not included in the budget plan, and the budget set out by CCCS left no extra at all.

So by now paying HMRC, it is going to reduce the payment to the creditors even more, we are probably looking at 35yrs+ to repay, can yo ever be refused a DMP???