Without a paddle... support for anyone starting a DMP in 2010 (part2)

mamajojo

newbeginning wrote: »

MAMA Two week half term???? Mine had a week and went back today :j Don't envy you

Enjoy the peace New - dmp and return to school wise!?
All training days are lumped together at DD's school:mad:

newbeginning_2

mamajojo wrote: »

Enjoy the peace New - dmp and return to school wise!?
All training days are lumped together at DD's school:mad:

Poor you

mamajojo

true27 wrote: »

Morning guys,

Just popping on quickly to say I've had my phone thingy with PayPlan and I'm slightly speechless.....just waiting for the dudette to call back but I'm thinking its good news :j

Oh, and I got an extension on the essay

:rotfl::rotfl:Essay extension! Will you be writing it the night before its due?!

:T:TPayplan phone call sounds good - well done you! I'm sure it will be good news hun it will it will it will!

mamajojo

To be honest Ted - self esteem has taken a huge battering being at home, money probs etc.... its a kind of can I still do the job thing...things have changed over the three years I've not been at work - I've only vaguely kept up, its also teaching a younger age group which i've wanted to do for a looonnngggg time so thats a challenge and will be a steep learning curve. It will be good for me but (and the dmp!) guess I'm just carping it!:eek:
Another excellent sig Ted!

mamajojo

tedsd wrote: »

A real mix of emotions, really wanting to teach that age group but feeling a bit de skilled at the moment.? Sounds like everything else needs to be running pretty smoothly so that you will be able to concentrate on the challenge so getting the DMP up and running is one less thing on your mind.

You're right Ted! Thanks!

pure_dead_dopey

Hi Guys

DS gone off, still raining
BofS, after accepting and reducing interest have hadd huge amount of interest and late fees on to OH's account, I am just in the mood to verbally murder someone and I can't phone cos its not my account!!!! Where do they get these people???????????????

pure_dead_dopey

thanks Ted, not feeling great anyway but the statement from BoS sent me off, they are soooo incompetant and unsympathetic. and greedy greedy greedy, just desparate to squeeze as much money as possible out of us, its actually quite disgusting when you think about it and totally unethical.

ok rant over, I've tired myself out now!

GibbsRule_No3

mikon wrote: »

Hi everyone

Been offline for a few days on a bit of a downer. So have not read previous posts but hope everyone is well.

Startig to get depressed with Barclays can someone help.

Barclays firstly refused my offer on the overdraft and today they have wrote to tell me that they have declined my offer on the personal loan I have with them.

They are passing it to their Debt Recovery Team who will contact me to discuss my offer. Does this mean the Debt Recovery Team may accept the offer. If Barclays will not accept the offer surely the Debt Recovery Team will not either then what happens.

Can anyone advise me.

Regards

Chin up.:beer:

HSBC are doing the same with me. My Pay Plan advisor and I have just had a chat on the phone and she has said they have no real option but to accept and not to worry. They like to play games and scare us in the hope we will try and pay them more. I'm sure that both Pay Plan and CCCS (others as well) have done their sums on our capability to pay and have worked it out, so that is what the creditors will have to accept or go without.

I get hope from the fact that in this thread NOWHERE has anyone said a company have NOT in the end ACCEPTED, is there anywhere, anyone has seen this happen? It is going to be drawn out for us but they will get their money back any other way doesn't make sense for them why would they turn down money?

Professor_Pat_Pending

pure_dead_dopey wrote: »

thanks Ted, not feeling great anyway but the statement from BoS sent me off, they are soooo incompetant and unsympathetic. and greedy greedy greedy, just desparate to squeeze as much money as possible out of us, its actually quite disgusting when you think about it and totally unethical.

ok rant over, I've tired myself out now!

Had exactly the same problem with BoS, they raised my interest after I started the DMP and they were the ones who advised me to start one in the first place!!!!
Eventually I got Payplan to call them and they agreed to stop interest and charges but only because I intervened, however, I've only has official confirmation that this has happened with one of my 3 cards, awaiting the other two with some trepidation. PP

pure_dead_dopey

Thank Prof

Its just the stupidity of it all that is getting me to-day, the endless round of writing/phoning/explaining/agreeing then you have to start it all again, you wouldn't run a normal business like that or none of your customers would deal with you and you'd go bust, and there they are still being awkward and using our money to do it, its unbelieveable.