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Without a paddle... support for anyone starting a DMP in 2010 (part2)

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  • gabriella90
    gabriella90 Posts: 368 Forumite
    nataz wrote: »
    Oh and :j:j:j for reaching another 100 pages birthday :bdaycake:!!!!!

    Thanks guys for sticking around and making our DMP journey one to be proud of. A big :T:T well done to all.


    :D:D:D:D Nataz :D:D:D:D


    Yey go you for setting it up !:T
  • gabriella90
    gabriella90 Posts: 368 Forumite
    eyeopener2 wrote: »
    Hi

    Odd feeling this. I've made my first payment to CCCS via the post office as my dd was set up too late. Me procrastinate? Never.

    AnywayI keep thinking, is that it? Is this all I have to do now? Normally I would spend the next 30 days till payday worrying about how i'm going to pay cc1,2,3, or 4 or loan 1 or 2 or whatever. Now its done n dusted till 1st July!

    Weird feeling.

    But a great feeling.

    If theres anybody reading this and worrying/stressing about debt just try the DMP route. It does work.

    E2

    Hi ya its a good feeling isn't it. Well done for getting on board , hope the acceptances roll in for you! x
  • eyeopener2
    eyeopener2 Posts: 1,783 Forumite
    Part of the Furniture Combo Breaker Debt-free and Proud!
    Most of my lot have accepted, thankfully. I do have one that hasn't responded officially and one that is just being a pain but i'm working on them.

    The one that is being a pain is a Pay Day(UK) loan company. They are the smallest creditor of all and for some reason will not listen to what i'm saying.

    Another note to anybody reading this DO NOT TAKE OUT PAYDAY LOANS EVER. If you are contemplating it you are already in severe trouble and you need to speak to a Debt charity immediately. Take it from one who knows, once your in their grasp you cannot get out of it. One loan becomes rolled over, then becomes two loans,then three:eek:. It tipped me over the edge but then it did make me sit down, look at my situation and realise I couldn't continue doing this. DMP came to the rescue.:T

    E2
    I'm Debt Free :j 2/09/2013
    Debt at LBM 30/04/2010 £24,109.38,
  • 3431Anna
    3431Anna Posts: 363 Forumite
    Part of the Furniture Combo Breaker
    I have just checked my justabank account with payplan and two of my creditors have accepted, thank goodness, only five more to go so fingers crossed :jhope everyone else is doing o.k.
    20p savers club 2013#23 83.00 (2014 numer 6,70.00 pounds) 2036SPC No 6(2013) 182.34
    2.00 savers club no 159
    SPC No 7 2036(2014) 369.[2[ SPC No 8 197.45 (no 114)
  • true27
    true27 Posts: 1,569 Forumite
    1,000 Posts Combo Breaker
    Happy Bank Holiday Monday 100 page Birthday everyone!!!

    :j:D:j:D:j:D:j:D:j:D:j

    Natty - you are a TOTAL star for starting the thread, you wonderful lady you :A!!

    I'm loving reading all the happy (albeit slightly snotty :D) feelings and acceptances and saga busting on the thread - long may it last! Remember, keep beating the gremlins with your paddles and they'll soon get the message!! :rotfl:

    Hope everyone has some sunshine to go with the bank holiday and please let it last through half term!

    :bdaycake:Virtual (therefore fat free :D) bday cake all round :T:T:T
    Paddle #8 DFW Nerd #1284
  • regret70
    regret70 Posts: 216 Forumite
    Could anyone tell me how I find out if my creditors have accepted? Thanks
    LBM- may2010:A
  • GibbsRule_No3
    GibbsRule_No3 Posts: 610 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    regret70 wrote: »
    Could anyone tell me how I find out if my creditors have accepted? Thanks

    Because I'm with Pay Plan my Justabank account tells me "accepted and pending". Not sure how other companies, if you are with one, let you know. Even the "pending" are taking the Pay Plan money so I guess by default have accepted. No one has really contacted me, they've just taken the money for the past 2 months.
    Paddle No 21 :wave:
  • regret70
    regret70 Posts: 216 Forumite
    Thanks thats what I thought. I had a letter on Friday saying someone will be visiting my house on 1st April from aqua as I have defaulted.I'm quite worried about it!
    LBM- may2010:A
  • nataz
    nataz Posts: 435 Forumite
    Aw shucks you've made me blush :o Cheers True, Mama and everyone else. I honestly didnt think the thread would last a week never mind make it so far. For those who've never read the first installment of the DMP Journey, this is our 2nd 100 pages. Think in total we're probably closer to 300. Not bad me thinks! Its been brill reading all your stories and laughing till the tears run at your Aldi, kiddy and general hilarious moments :D Long may it continue :T:T:T

    We've spent today at the newly opened Great North Musuem, which is now FREE!!!! DD loved it. We challenged her to a new adventure game, find the animal/object and get a gold star. Worked a treat, no tantrums at all (except when she spotted the shop). In all a brill day out for less than a tenner, what more can you want :D

    Not a bad start to the hols.
    Debt at LBM - £11,505
    Debt 2011 = [STRIKE]8K[/STRIKE] £7760 - DF in July 2013
    DMP Paddle no. 1 Sealed Pot No. 1375
    Grocery Challenge Aug £418.31/£450 Sept £ /£450
  • pure_dead_dopey
    pure_dead_dopey Posts: 2,215 Forumite
    Morning All

    Couldn't find us this morning, on page 4!!!

    Were you all really busy over the BH or were you just luxurating in no phone calls or letters????

    Horrible weather here, have a good day
    More than Two Years in

    Doing it the Niddy way:j:j:j

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